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Alexander Forbes Group HoldingsJSE:AFH -0.41%68 Debt-to-EBITDA is 0.42 as of Mar. 2026, which is 32% below its 10-year median of 0.62. GuruFocus rates JSE:AFH with a GF Score™ of 68/100 and a GF Value™ of R8.71 (Modestly Undervalued). The stock has 4 warning signs investors should review. Among 116 Diversified Financial Services companies, Alexander Forbes Group Holdings ranks better than 88.79% on this metric.
Debt-to-EBITDA measures a company's ability to pay off its debt.
A high Debt-to-EBITDA ratio generally means that a company may spend more time to paying off its debt. According to Joel Tillinghast's BIG MONEY THINKS SMALL: Biases, Blind Spots, and Smarter Investing, a ratio of Debt-to-EBITDA exceeding four is usually considered scary unless tangible assets cover the debt.
The historical rank and industry rank for Alexander Forbes Group Holdings's Debt-to-EBITDA or its related term are showing as below:
JSE:AFH'
s Debt-to-EBITDA Range Over the Past 10 Years
Min: -7.89 Med: 0.62 Max: 1.87
Current: 0.53
During the past 13 years, the highest Debt-to-EBITDA Ratio of Alexander Forbes Group Holdings was 1.87. The lowest was -7.89. And the median was 0.62.
JSE:AFH's Debt-to-EBITDA is ranked better than 88.79% of 116
companies
in the Diversified Financial Services industry
Industry Median: 5.845
vs JSE:AFH: 0.53
A high Debt-to-EBITDA ratio generally means that a company may spend more time to paying off its debt.
According to Joel Tillinghast's BIG MONEY THINKS SMALL: Biases, Blind Spots, and Smarter Investing, a ratio of Debt-to-EBITDA exceeding four is usually considered scary unless tangible assets cover the debt.
Alexander Forbes Group Holdings Debt-to-EBITDA Related Terms
Alexander Forbes Group Holdings Debt-to-EBITDA Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Alexander Forbes Group Holdings Debt-to-EBITDA Chart
For the Financial Conglomerates subindustry, Alexander Forbes Group Holdings's Debt-to-EBITDA, along with its competitors' market caps and Debt-to-EBITDA data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Alexander Forbes Group Holdings Debt-to-EBITDA vs Diversified Financial Services Industry
For the Diversified Financial Services industry and Financial Services sector, Alexander Forbes Group Holdings's Debt-to-EBITDA distribution charts can be found below:
* The bar in red indicates where Alexander Forbes Group Holdings's Debt-to-EBITDA falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In the calculation of annual Debt-to-EBITDA, the EBITDA of the last fiscal year is used. In calculating the annualized quarterly data,
the EBITDA data used here is two times the quarterly (Mar. 2026) EBITDA data.
Alexander Forbes Group Holdings (JSE:AFH) has a Debt-to-EBITDA of 0.42 as of Mar. 2026. Debt-to-EBITDA ratio represents the ratio of total debt to total earnings before interest, taxes, depreciation and amortization. View historical data on Alexander Forbes Group Holdings. This is 32% below median its historical median of 0.62. According to the industry distribution chart, Alexander Forbes Group Holdings ranks #13 out of 116 companies in the Diversified Financial Services industry, placing it in the top 11.2%.
Is Alexander Forbes Group Holdings' Debt-to-EBITDA too high?
Alexander Forbes Group Holdings' current Debt-to-EBITDA of 0.42 is 32% below median its 10-year median of 0.62. The Diversified Financial Services industry median Debt-to-EBITDA is 5.85. Alexander Forbes Group Holdings' value of 0.42 is 92.8% below this industry median. Based on the distribution chart, Alexander Forbes Group Holdings ranks #13 out of 116 companies in the Diversified Financial Services industry, which is in the top quartile — a strong position relative to peers. Overall, Alexander Forbes Group Holdings has a GF Score™ of 68/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Alexander Forbes Group Holdings' Debt-to-EBITDA compare to FRHC and VOYA?
According to the Diversified Financial Services industry distribution chart, Alexander Forbes Group Holdings ranks #13 out of 116 companies for Debt-to-EBITDA. This places Alexander Forbes Group Holdings in the top 11% of its industry — outperforming the majority of peers. The industry median Debt-to-EBITDA is 5.85. Alexander Forbes Group Holdings' value of 0.42 is 92.8% below this benchmark. While the company's 10-year median is 0.62 vs. the industry median of 5.85, Alexander Forbes Group Holdings has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Debt-to-EBITDA for a Diversified Financial Services company?
The median Debt-to-EBITDA among Diversified Financial Services companies is 5.85, based on 116 companies in the industry. Companies in the top quartile (top 25%) have a Debt-to-EBITDA significantly above this median, while those in the bottom quartile fall well below. However, Debt-to-EBITDA should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Alexander Forbes Group Holdings's current Debt-to-EBITDA of 0.42 is 92.8% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Debt-to-EBITDA mean?
A high Debt-to-EBITDA can signal that a stock is expensive relative to its fundamentals. Debt-to-EBITDA ratio represents the ratio of total debt to total earnings before interest, taxes, depreciation and amortization. View historical data on Alexander Forbes Group Holdings. For the Diversified Financial Services industry, the median Debt-to-EBITDA is 5.85 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Alexander Forbes Group Holdings's current Debt-to-EBITDA is 0.42, which is 32% below median its own 10-year median of 0.62. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Alexander Forbes Group Holdings stock overvalued right now?
Based on GuruFocus' analysis, Alexander Forbes Group Holdings (JSE:AFH) is currently considered Modestly Undervalued. The stock's GF Value™ is R8.71, compared to a current price of R7.26 — trading 16.6% below its estimated fair value. The current Debt-to-EBITDA is 0.42, which is 32% below median its 10-year median of 0.62 and 92.8% below the Diversified Financial Services industry median of 5.85. Alexander Forbes Group Holdings' overall GF Score™ is 68/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Debt-to-EBITDA calculated?
Debt-to-EBITDA is calculated from a company's financial statements. For Alexander Forbes Group Holdings (JSE:AFH), the current Debt-to-EBITDA is 0.42 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Alexander Forbes Group Holdings (JSE:AFH) Overvalued in 2026?
Based on GuruFocus' analysis, Alexander Forbes Group Holdings stock appears to be undervalued.
The current stock price of R7.26 is trading 16.6% below its estimated GF Value™ of R8.71.
GuruFocus considers Alexander Forbes Group Holdings to be Modestly Undervalued.
Key valuation signals for JSE:AFH:
Debt-to-EBITDA: 0.42 (32% below median its 10-year median of 0.62)
GF Value™: R8.71 vs. price of R7.26 (16.6% below fair value)
Industry Position: 92.8% below the Diversified Financial Services median (#13 of 116)
No single metric tells the full story. See the JSE:AFH stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Alexander Forbes Group Holdings Ltd is a South Africa-based diversified financial services company. The company operates through seven segments: Retirement consulting, Healthcare consulting, Investments, Individual consulting, Multinational consulting, Solutions & Enablement, and Client Services & Business Optimization. Its services include Retirement consulting, Investments, Healthcare, Preservation funds, and Others. The company also offers online services.
68GF Score
Get the complete analysis for JSE:AFH
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