We Buy Cars Holding (JSE:WBC) Debt-to-EBITDA : 1.47 (As of Mar. 2026) — 25% Above Median

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JSE:WBC We Buy Cars Holding Ltd JSE:WBC
21 GF Score
Price R31.41
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What is We Buy Cars Holding Debt-to-EBITDA?

We Buy Cars Holding JSE:WBC -1.54% 21 Debt-to-EBITDA is 1.47 as of Mar. 2026, which is 25% above its 10-year median of 1.18. GuruFocus rates JSE:WBC with a GF Score™ of 21/100. Among 1,102 Vehicles & Parts companies, We Buy Cars Holding ranks better than 62.34% on this metric.

Debt-to-EBITDA measures a company's ability to pay off its debt.

We Buy Cars Holding's Short-Term Debt & Capital Lease Obligation for the quarter that ended in Mar. 2026 was R1,257 Mil. We Buy Cars Holding's Long-Term Debt & Capital Lease Obligation for the quarter that ended in Mar. 2026 was R1,122 Mil. We Buy Cars Holding's annualized EBITDA for the quarter that ended in Mar. 2026 was R1,622 Mil. We Buy Cars Holding's annualized Debt-to-EBITDA for the quarter that ended in Mar. 2026 was 1.47.

A high Debt-to-EBITDA ratio generally means that a company may spend more time to paying off its debt. According to Joel Tillinghast's BIG MONEY THINKS SMALL: Biases, Blind Spots, and Smarter Investing, a ratio of Debt-to-EBITDA exceeding four is usually considered scary unless tangible assets cover the debt.

The historical rank and industry rank for We Buy Cars Holding's Debt-to-EBITDA or its related term are showing as below:

JSE:WBC' s Debt-to-EBITDA Range Over the Past 10 Years
Min: 1.08   Med: 1.18   Max: 1.69
Current: 1.58

During the past 4 years, the highest Debt-to-EBITDA Ratio of We Buy Cars Holding was 1.69. The lowest was 1.08. And the median was 1.18.

JSE:WBC's Debt-to-EBITDA is ranked better than
62.34% of 1102 companies
in the Vehicles & Parts industry
Industry Median: 2.29 vs JSE:WBC: 1.58

We Buy Cars Holding  (JSE:WBC) Debt-to-EBITDA Explanation

In the calculation of Debt-to-EBITDA, we use the total of Short-Term Debt & Capital Lease Obligation and Long-Term Debt & Capital Lease Obligation divided by EBITDA. In some calculations, Total Liabilities is used to for calculation.


Be Aware

A high Debt-to-EBITDA ratio generally means that a company may spend more time to paying off its debt.

According to Joel Tillinghast's BIG MONEY THINKS SMALL: Biases, Blind Spots, and Smarter Investing, a ratio of Debt-to-EBITDA exceeding four is usually considered scary unless tangible assets cover the debt.


We Buy Cars Holding Debt-to-EBITDA Related Terms


We Buy Cars Holding Debt-to-EBITDA Historical Data

* Premium members only.

The historical data trend for We Buy Cars Holding's Debt-to-EBITDA can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

We Buy Cars Holding Debt-to-EBITDA Chart

We Buy Cars Holding Annual Data
Trend Mar21 Sep23 Sep24 Sep25
Debt-to-EBITDA
N/A 1.18 1.69 1.08

We Buy Cars Holding Semi-Annual Data
Mar21 Sep23 Mar24 Sep24 Mar25 Sep25 Mar26
Debt-to-EBITDA Get a 7-Day Free Trial 0.00 1.10 1.00 1.17 1.47

JSE:WBC vs CVNA, PAG, KMX: Debt-to-EBITDA Comparison

For the Auto & Truck Dealerships subindustry, We Buy Cars Holding's Debt-to-EBITDA, along with its competitors' market caps and Debt-to-EBITDA data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


We Buy Cars Holding Debt-to-EBITDA vs Vehicles & Parts Industry

For the Vehicles & Parts industry and Consumer Cyclical sector, We Buy Cars Holding's Debt-to-EBITDA distribution charts can be found below:

* The bar in red indicates where We Buy Cars Holding's Debt-to-EBITDA falls into.


JSE:WBC
21GF Score
We Buy Cars Holding Ltd JSE:WBC
Debt-to-EBITDA is just one metric. See GF Score™, valuation, warning signs, and more.
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We Buy Cars Holding Debt-to-EBITDA Calculation

Debt-to-EBITDA measures a company's ability to pay off its debt.

We Buy Cars Holding's Debt-to-EBITDA for the fiscal year that ended in Sep. 2025 is calculated as

Debt-to-EBITDA=Total Debt / EBITDA
=(Short-Term Debt & Capital Lease Obligation + Long-Term Debt & Capital Lease Obligation) / EBITDA
=(855.326 + 775.82) / 1511.611
=1.08

We Buy Cars Holding's annualized Debt-to-EBITDA for the quarter that ended in Mar. 2026 is calculated as

Debt-to-EBITDA=Total Debt / EBITDA
=(Short-Term Debt & Capital Lease Obligation + Long-Term Debt & Capital Lease Obligation) / EBITDA
=(1257.206 + 1121.634) / 1622.446
=1.47

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Debt-to-EBITDA, the EBITDA of the last fiscal year is used. In calculating the annualized quarterly data, the EBITDA data used here is two times the quarterly (Mar. 2026) EBITDA data.

Frequently Asked Questions Learn more about Debt-to-EBITDA →
What does a Debt-to-EBITDA of 1.47 mean?
We Buy Cars Holding (JSE:WBC) has a Debt-to-EBITDA of 1.47 as of Mar. 2026. Debt-to-EBITDA ratio represents the ratio of total debt to total earnings before interest, taxes, depreciation and amortization. View historical data on We Buy Cars Holding. This is 25% above median its historical median of 1.18. Over the past decade, We Buy Cars Holding's Debt-to-EBITDA has ranged from 1.08 to 1.69. According to the industry distribution chart, We Buy Cars Holding ranks #415 out of 1102 companies in the Vehicles & Parts industry, placing it in the top 37.7%.
Is We Buy Cars Holding's Debt-to-EBITDA too high?
We Buy Cars Holding's current Debt-to-EBITDA of 1.47 is 25% above median its 10-year median of 1.18. Over the past 10 years, this metric has ranged from a low of 1.08 to a high of 1.69. The Vehicles & Parts industry median Debt-to-EBITDA is 2.29. We Buy Cars Holding's value of 1.47 is 35.8% below this industry median. Based on the distribution chart, We Buy Cars Holding ranks #415 out of 1102 companies in the Vehicles & Parts industry, which is above the industry midpoint. Overall, We Buy Cars Holding has a GF Score™ of 21/100, reflecting its overall financial health beyond just this single metric.
How does We Buy Cars Holding's Debt-to-EBITDA compare to CVNA and PAG?
According to the Vehicles & Parts industry distribution chart, We Buy Cars Holding ranks #415 out of 1102 companies for Debt-to-EBITDA. This puts We Buy Cars Holding in the upper half of its industry. The industry median Debt-to-EBITDA is 2.29. We Buy Cars Holding's value of 1.47 is 35.8% below this benchmark. Historically, We Buy Cars Holding's own Debt-to-EBITDA has ranged from 1.08 to 1.69 over the past decade. While the company's 10-year median is 1.18 vs. the industry median of 2.29, We Buy Cars Holding has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Debt-to-EBITDA for a Vehicles & Parts company?
The median Debt-to-EBITDA among Vehicles & Parts companies is 2.29, based on 1,102 companies in the industry. Companies in the top quartile (top 25%) have a Debt-to-EBITDA significantly above this median, while those in the bottom quartile fall well below. However, Debt-to-EBITDA should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. We Buy Cars Holding's current Debt-to-EBITDA of 1.47 is 35.8% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Debt-to-EBITDA mean?
A high Debt-to-EBITDA can signal that a stock is expensive relative to its fundamentals. Debt-to-EBITDA ratio represents the ratio of total debt to total earnings before interest, taxes, depreciation and amortization. View historical data on We Buy Cars Holding. For the Vehicles & Parts industry, the median Debt-to-EBITDA is 2.29 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. We Buy Cars Holding's current Debt-to-EBITDA is 1.47, which is 25% above median its own 10-year median of 1.18. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is We Buy Cars Holding stock overvalued right now?
We Buy Cars Holding (JSE:WBC) has a current Debt-to-EBITDA of 1.47. The current Debt-to-EBITDA is 1.47, which is 25% above median its 10-year median of 1.18 and 35.8% below the Vehicles & Parts industry median of 2.29. We Buy Cars Holding's overall GF Score™ is 21/100. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Debt-to-EBITDA calculated?
Debt-to-EBITDA is calculated from a company's financial statements. For We Buy Cars Holding (JSE:WBC), the current Debt-to-EBITDA is 1.47 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

We Buy Cars Holding Business Description

Address 6 Byls Bridge Boulevard, Building 7, Byls Bridge Office Park, Centurion, GT, ZAF, 0046
We Buy Cars Holding Ltd is an automotive retailer focused on buying, reconditioning, and retail sales through both physical supermarkets and its digital platforms. The company's two reportable segments are: i) Buyer, distributor and retailer of pre-owned motor vehicles with the attendant sale of finance and insurance products and other ancillary products. ii) Property rental: Rental of warehouses to group companies. The majority of the company's revenue is derived from the Buyer, distributor and retailer of pre-owned motor vehicles segment.
21GF Score

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Debt-to-EBITDA is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

R31.41
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