Maple Leaf Cement Factory (KAR:MLCF) Debt-to-EBITDA : 3.88 (As of Mar. 2026) — 196% Above Median

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KAR:MLCF Maple Leaf Cement Factory Ltd KAR:MLCF
86 GF Score
Price ₨102.98
GF Value ₨63.05
Valuation Significantly Overvalued
! 3 Warning Signs
View Full Analysis

What is Maple Leaf Cement Factory Debt-to-EBITDA?

Maple Leaf Cement Factory KAR:MLCF +0.89% 86 Debt-to-EBITDA is 3.88 as of Mar. 2026, which is 196% above its 10-year median of 1.31. GuruFocus rates KAR:MLCF with a GF Score™ of 86/100 and a GF Value™ of ₨63.05 (Significantly Overvalued). The stock has 3 warning signs investors should review. Among 335 Building Materials companies, Maple Leaf Cement Factory ranks worse than 68.36% on this metric.

Debt-to-EBITDA measures a company's ability to pay off its debt.

Maple Leaf Cement Factory's Short-Term Debt & Capital Lease Obligation for the quarter that ended in Mar. 2026 was ₨9,888 Mil. Maple Leaf Cement Factory's Long-Term Debt & Capital Lease Obligation for the quarter that ended in Mar. 2026 was ₨83,546 Mil. Maple Leaf Cement Factory's annualized EBITDA for the quarter that ended in Mar. 2026 was ₨24,110 Mil. Maple Leaf Cement Factory's annualized Debt-to-EBITDA for the quarter that ended in Mar. 2026 was 3.88.

A high Debt-to-EBITDA ratio generally means that a company may spend more time to paying off its debt. According to Joel Tillinghast's BIG MONEY THINKS SMALL: Biases, Blind Spots, and Smarter Investing, a ratio of Debt-to-EBITDA exceeding four is usually considered scary unless tangible assets cover the debt.

The historical rank and industry rank for Maple Leaf Cement Factory's Debt-to-EBITDA or its related term are showing as below:

KAR:MLCF' s Debt-to-EBITDA Range Over the Past 10 Years
Min: 0.32   Med: 1.31   Max: 7.74
Current: 3.71

During the past 13 years, the highest Debt-to-EBITDA Ratio of Maple Leaf Cement Factory was 7.74. The lowest was 0.32. And the median was 1.31.

KAR:MLCF's Debt-to-EBITDA is ranked worse than
68.36% of 335 companies
in the Building Materials industry
Industry Median: 2.27 vs KAR:MLCF: 3.71

Maple Leaf Cement Factory  (KAR:MLCF) Debt-to-EBITDA Explanation

In the calculation of Debt-to-EBITDA, we use the total of Short-Term Debt & Capital Lease Obligation and Long-Term Debt & Capital Lease Obligation divided by EBITDA. In some calculations, Total Liabilities is used to for calculation.


Be Aware

A high Debt-to-EBITDA ratio generally means that a company may spend more time to paying off its debt.

According to Joel Tillinghast's BIG MONEY THINKS SMALL: Biases, Blind Spots, and Smarter Investing, a ratio of Debt-to-EBITDA exceeding four is usually considered scary unless tangible assets cover the debt.


Maple Leaf Cement Factory Debt-to-EBITDA Related Terms


Maple Leaf Cement Factory Debt-to-EBITDA Historical Data

* Premium members only.

The historical data trend for Maple Leaf Cement Factory's Debt-to-EBITDA can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Maple Leaf Cement Factory Debt-to-EBITDA Chart

Maple Leaf Cement Factory Annual Data
Trend Jun16 Jun17 Jun18 Jun19 Jun20 Jun21 Jun22 Jun23 Jun24 Jun25
Debt-to-EBITDA
Get a 7-Day Free Trial Premium Member Only Premium Member Only 1.55 1.73 1.07 0.78 0.61

Maple Leaf Cement Factory Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Debt-to-EBITDA Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.72 0.51 0.57 0.47 3.88

KAR:MLCF vs CRH, VMC, MLM: Debt-to-EBITDA Comparison

For the Building Materials subindustry, Maple Leaf Cement Factory's Debt-to-EBITDA, along with its competitors' market caps and Debt-to-EBITDA data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Maple Leaf Cement Factory Debt-to-EBITDA vs Building Materials Industry

For the Building Materials industry and Basic Materials sector, Maple Leaf Cement Factory's Debt-to-EBITDA distribution charts can be found below:

* The bar in red indicates where Maple Leaf Cement Factory's Debt-to-EBITDA falls into.


KAR:MLCF
86GF Score
Maple Leaf Cement Factory Ltd KAR:MLCF
Debt-to-EBITDA is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Maple Leaf Cement Factory Debt-to-EBITDA Calculation

Debt-to-EBITDA measures a company's ability to pay off its debt.

Maple Leaf Cement Factory's Debt-to-EBITDA for the fiscal year that ended in Jun. 2025 is calculated as

Debt-to-EBITDA=Total Debt / EBITDA
=(Short-Term Debt & Capital Lease Obligation + Long-Term Debt & Capital Lease Obligation) / EBITDA
=(4795.583 + 9834.931) / 24094.589
=0.61

Maple Leaf Cement Factory's annualized Debt-to-EBITDA for the quarter that ended in Mar. 2026 is calculated as

Debt-to-EBITDA=Total Debt / EBITDA
=(Short-Term Debt & Capital Lease Obligation + Long-Term Debt & Capital Lease Obligation) / EBITDA
=(9887.662 + 83546.025) / 24109.848
=3.88

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Debt-to-EBITDA, the EBITDA of the last fiscal year is used. In calculating the annualized quarterly data, the EBITDA data used here is four times the quarterly (Mar. 2026) EBITDA data.

Frequently Asked Questions Learn more about Debt-to-EBITDA →
What does a Debt-to-EBITDA of 3.88 mean?
Maple Leaf Cement Factory (KAR:MLCF) has a Debt-to-EBITDA of 3.88 as of Mar. 2026. Debt-to-EBITDA ratio represents the ratio of total debt to total earnings before interest, taxes, depreciation and amortization. View historical data on Maple Leaf Cement Factory. This is 196% above median its historical median of 1.31. Over the past decade, Maple Leaf Cement Factory's Debt-to-EBITDA has ranged from 0.32 to 7.74. According to the industry distribution chart, Maple Leaf Cement Factory ranks #229 out of 335 companies in the Building Materials industry, placing it in the top 68.4%.
Is Maple Leaf Cement Factory's Debt-to-EBITDA too high?
Maple Leaf Cement Factory's current Debt-to-EBITDA of 3.88 is 196% above median its 10-year median of 1.31. Over the past 10 years, this metric has ranged from a low of 0.32 to a high of 7.74. The Building Materials industry median Debt-to-EBITDA is 2.27. Maple Leaf Cement Factory's value of 3.88 is 70.9% above this industry median. Based on the distribution chart, Maple Leaf Cement Factory ranks #229 out of 335 companies in the Building Materials industry, which is below the industry midpoint. Overall, Maple Leaf Cement Factory has a GF Score™ of 86/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Maple Leaf Cement Factory's Debt-to-EBITDA compare to CRH and VMC?
According to the Building Materials industry distribution chart, Maple Leaf Cement Factory ranks #229 out of 335 companies for Debt-to-EBITDA. This places Maple Leaf Cement Factory in the lower half of its industry. The industry median Debt-to-EBITDA is 2.27. Maple Leaf Cement Factory's value of 3.88 is 70.9% above this benchmark. Historically, Maple Leaf Cement Factory's own Debt-to-EBITDA has ranged from 0.32 to 7.74 over the past decade. While the company's 10-year median is 1.31 vs. the industry median of 2.27, Maple Leaf Cement Factory has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Debt-to-EBITDA for a Building Materials company?
The median Debt-to-EBITDA among Building Materials companies is 2.27, based on 335 companies in the industry. Companies in the top quartile (top 25%) have a Debt-to-EBITDA significantly above this median, while those in the bottom quartile fall well below. However, Debt-to-EBITDA should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Maple Leaf Cement Factory's current Debt-to-EBITDA of 3.88 is 70.9% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Debt-to-EBITDA mean?
A high Debt-to-EBITDA can signal that a stock is expensive relative to its fundamentals. Debt-to-EBITDA ratio represents the ratio of total debt to total earnings before interest, taxes, depreciation and amortization. View historical data on Maple Leaf Cement Factory. For the Building Materials industry, the median Debt-to-EBITDA is 2.27 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Maple Leaf Cement Factory's current Debt-to-EBITDA is 3.88, which is 196% above median its own 10-year median of 1.31. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Maple Leaf Cement Factory stock overvalued right now?
Based on GuruFocus' analysis, Maple Leaf Cement Factory (KAR:MLCF) is currently considered Significantly Overvalued. The stock's GF Value™ is ₨63.05, compared to a current price of ₨102.98 — trading 63.3% above its estimated fair value. The current Debt-to-EBITDA is 3.88, which is 196% above median its 10-year median of 1.31 and 70.9% above the Building Materials industry median of 2.27. Maple Leaf Cement Factory's overall GF Score™ is 86/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Debt-to-EBITDA calculated?
Debt-to-EBITDA is calculated from a company's financial statements. For Maple Leaf Cement Factory (KAR:MLCF), the current Debt-to-EBITDA is 3.88 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Maple Leaf Cement Factory (KAR:MLCF) Overvalued in 2026?

Based on GuruFocus' analysis, Maple Leaf Cement Factory stock appears to be overvalued. The current stock price of ₨102.98 is trading 63.3% above its estimated GF Value™ of ₨63.05. GuruFocus considers Maple Leaf Cement Factory to be Significantly Overvalued.

Key valuation signals for KAR:MLCF:

  • Debt-to-EBITDA: 3.88 (196% above median its 10-year median of 1.31)
  • GF Value™: ₨63.05 vs. price of ₨102.98 (63.3% above fair value)
  • GF Score™: 86/100 with 3 warning signs
  • Industry Position: 70.9% above the Building Materials median (#229 of 335)

No single metric tells the full story. See the KAR:MLCF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Maple Leaf Cement Factory Business Description

Address 42-Lawrence Road, Lahore, PB, PAK
Maple Leaf Cement Factory Ltd is engaged in the business of manufacturing and sale of cement. Geographically, it derives majority of its revenue from Asia and has a presence in Africa. Its product offering includes various types of cement such as sulfate resistant cement, low alkali cement, white cement, wall coat cement, and ordinary Portland cement.
86GF Score

Get the complete analysis for KAR:MLCF

Debt-to-EBITDA is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₨102.98
Price
₨63.05
GF Value