National Foods FZCO (KAR:NATF) Debt-to-EBITDA : 0.78 (As of Mar. 2026) — 48% Below Median

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KAR:NATF National Foods FZCO KAR:NATF
96 GF Score
Price ₨385.82
GF Value ₨265.15
Valuation Significantly Overvalued
! 5 Warning Signs
View Full Analysis

What is National Foods FZCO Debt-to-EBITDA?

National Foods FZCO KAR:NATF +0.06% 96 Debt-to-EBITDA is 0.78 as of Mar. 2026, which is 48% below its 10-year median of 1.49. GuruFocus rates KAR:NATF with a GF Score™ of 96/100 and a GF Value™ of ₨265.15 (Significantly Overvalued). The stock has 5 warning signs investors should review. Among 1,553 Consumer Packaged Goods companies, National Foods FZCO ranks better than 71.8% on this metric.

Debt-to-EBITDA measures a company's ability to pay off its debt.

National Foods FZCO's Short-Term Debt & Capital Lease Obligation for the quarter that ended in Mar. 2026 was ₨5,775 Mil. National Foods FZCO's Long-Term Debt & Capital Lease Obligation for the quarter that ended in Mar. 2026 was ₨5,047 Mil. National Foods FZCO's annualized EBITDA for the quarter that ended in Mar. 2026 was ₨13,880 Mil. National Foods FZCO's annualized Debt-to-EBITDA for the quarter that ended in Mar. 2026 was 0.78.

A high Debt-to-EBITDA ratio generally means that a company may spend more time to paying off its debt. According to Joel Tillinghast's BIG MONEY THINKS SMALL: Biases, Blind Spots, and Smarter Investing, a ratio of Debt-to-EBITDA exceeding four is usually considered scary unless tangible assets cover the debt.

The historical rank and industry rank for National Foods FZCO's Debt-to-EBITDA or its related term are showing as below:

KAR:NATF' s Debt-to-EBITDA Range Over the Past 10 Years
Min: 0.78   Med: 1.49   Max: 2.12
Current: 0.78

During the past 13 years, the highest Debt-to-EBITDA Ratio of National Foods FZCO was 2.12. The lowest was 0.78. And the median was 1.49.

KAR:NATF's Debt-to-EBITDA is ranked better than
71.8% of 1553 companies
in the Consumer Packaged Goods industry
Industry Median: 2.07 vs KAR:NATF: 0.78

National Foods FZCO  (KAR:NATF) Debt-to-EBITDA Explanation

In the calculation of Debt-to-EBITDA, we use the total of Short-Term Debt & Capital Lease Obligation and Long-Term Debt & Capital Lease Obligation divided by EBITDA. In some calculations, Total Liabilities is used to for calculation.


Be Aware

A high Debt-to-EBITDA ratio generally means that a company may spend more time to paying off its debt.

According to Joel Tillinghast's BIG MONEY THINKS SMALL: Biases, Blind Spots, and Smarter Investing, a ratio of Debt-to-EBITDA exceeding four is usually considered scary unless tangible assets cover the debt.


National Foods FZCO Debt-to-EBITDA Related Terms


National Foods FZCO Debt-to-EBITDA Historical Data

* Premium members only.

The historical data trend for National Foods FZCO's Debt-to-EBITDA can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

National Foods FZCO Debt-to-EBITDA Chart

National Foods FZCO Annual Data
Trend Jun16 Jun17 Jun18 Jun19 Jun20 Jun21 Jun22 Jun23 Jun24 Jun25
Debt-to-EBITDA
Get a 7-Day Free Trial Premium Member Only Premium Member Only 1.49 1.62 1.74 2.12 1.49

National Foods FZCO Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Debt-to-EBITDA Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 1.80 0.62 1.41 1.15 0.78

KAR:NATF vs KHC, GIS: Debt-to-EBITDA Comparison

For the Packaged Foods subindustry, National Foods FZCO's Debt-to-EBITDA, along with its competitors' market caps and Debt-to-EBITDA data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


National Foods FZCO Debt-to-EBITDA vs Consumer Packaged Goods Industry

For the Consumer Packaged Goods industry and Consumer Defensive sector, National Foods FZCO's Debt-to-EBITDA distribution charts can be found below:

* The bar in red indicates where National Foods FZCO's Debt-to-EBITDA falls into.


KAR:NATF
96GF Score
National Foods FZCO KAR:NATF
Debt-to-EBITDA is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

National Foods FZCO Debt-to-EBITDA Calculation

Debt-to-EBITDA measures a company's ability to pay off its debt.

National Foods FZCO's Debt-to-EBITDA for the fiscal year that ended in Jun. 2025 is calculated as

Debt-to-EBITDA=Total Debt / EBITDA
=(Short-Term Debt & Capital Lease Obligation + Long-Term Debt & Capital Lease Obligation) / EBITDA
=(5433.875 + 10393.331) / 10635.663
=1.49

National Foods FZCO's annualized Debt-to-EBITDA for the quarter that ended in Mar. 2026 is calculated as

Debt-to-EBITDA=Total Debt / EBITDA
=(Short-Term Debt & Capital Lease Obligation + Long-Term Debt & Capital Lease Obligation) / EBITDA
=(5774.93 + 5047.389) / 13880.068
=0.78

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Debt-to-EBITDA, the EBITDA of the last fiscal year is used. In calculating the annualized quarterly data, the EBITDA data used here is four times the quarterly (Mar. 2026) EBITDA data.

Frequently Asked Questions Learn more about Debt-to-EBITDA →
What does a Debt-to-EBITDA of 0.78 mean?
National Foods FZCO (KAR:NATF) has a Debt-to-EBITDA of 0.78 as of Mar. 2026. Debt-to-EBITDA ratio represents the ratio of total debt to total earnings before interest, taxes, depreciation and amortization. View historical data on National Foods FZCO. This is 48% below median its historical median of 1.49. Over the past decade, National Foods FZCO's Debt-to-EBITDA has ranged from 0.78 to 2.12. According to the industry distribution chart, National Foods FZCO ranks #438 out of 1553 companies in the Consumer Packaged Goods industry, placing it in the top 28.2%.
Is National Foods FZCO's Debt-to-EBITDA too high?
National Foods FZCO's current Debt-to-EBITDA of 0.78 is 48% below median its 10-year median of 1.49. Over the past 10 years, this metric has ranged from a low of 0.78 to a high of 2.12. The Consumer Packaged Goods industry median Debt-to-EBITDA is 2.07. National Foods FZCO's value of 0.78 is 62.3% below this industry median. Based on the distribution chart, National Foods FZCO ranks #438 out of 1553 companies in the Consumer Packaged Goods industry, which is above the industry midpoint. Overall, National Foods FZCO has a GF Score™ of 96/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does National Foods FZCO's Debt-to-EBITDA compare to KHC and GIS?
According to the Consumer Packaged Goods industry distribution chart, National Foods FZCO ranks #438 out of 1553 companies for Debt-to-EBITDA. This puts National Foods FZCO in the upper half of its industry. The industry median Debt-to-EBITDA is 2.07. National Foods FZCO's value of 0.78 is 62.3% below this benchmark. Historically, National Foods FZCO's own Debt-to-EBITDA has ranged from 0.78 to 2.12 over the past decade. While the company's 10-year median is 1.49 vs. the industry median of 2.07, National Foods FZCO has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Debt-to-EBITDA for a Consumer Packaged Goods company?
The median Debt-to-EBITDA among Consumer Packaged Goods companies is 2.07, based on 1,553 companies in the industry. Companies in the top quartile (top 25%) have a Debt-to-EBITDA significantly above this median, while those in the bottom quartile fall well below. However, Debt-to-EBITDA should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. National Foods FZCO's current Debt-to-EBITDA of 0.78 is 62.3% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Debt-to-EBITDA mean?
A high Debt-to-EBITDA can signal that a stock is expensive relative to its fundamentals. Debt-to-EBITDA ratio represents the ratio of total debt to total earnings before interest, taxes, depreciation and amortization. View historical data on National Foods FZCO. For the Consumer Packaged Goods industry, the median Debt-to-EBITDA is 2.07 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. National Foods FZCO's current Debt-to-EBITDA is 0.78, which is 48% below median its own 10-year median of 1.49. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is National Foods FZCO stock overvalued right now?
Based on GuruFocus' analysis, National Foods FZCO (KAR:NATF) is currently considered Significantly Overvalued. The stock's GF Value™ is ₨265.15, compared to a current price of ₨385.82 — trading 45.5% above its estimated fair value. The current Debt-to-EBITDA is 0.78, which is 48% below median its 10-year median of 1.49 and 62.3% below the Consumer Packaged Goods industry median of 2.07. National Foods FZCO's overall GF Score™ is 96/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Debt-to-EBITDA calculated?
Debt-to-EBITDA is calculated from a company's financial statements. For National Foods FZCO (KAR:NATF), the current Debt-to-EBITDA is 0.78 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is National Foods FZCO (KAR:NATF) Overvalued in 2026?

Based on GuruFocus' analysis, National Foods FZCO stock appears to be overvalued. The current stock price of ₨385.82 is trading 45.5% above its estimated GF Value™ of ₨265.15. GuruFocus considers National Foods FZCO to be Significantly Overvalued.

Key valuation signals for KAR:NATF:

  • Debt-to-EBITDA: 0.78 (48% below median its 10-year median of 1.49)
  • GF Value™: ₨265.15 vs. price of ₨385.82 (45.5% above fair value)
  • GF Score™: 96/100 with 5 warning signs
  • Industry Position: 62.3% below the Consumer Packaged Goods median (#438 of 1553)

No single metric tells the full story. See the KAR:NATF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


National Foods FZCO Business Description

Address 12/CL-6, Claremont Road, Civil Lines, Karachi, SD, PAK, 75530
National Foods FZCO, formerly known as National Foods Ltd, is a Pakistan-based multi-category food company. It is principally engaged in the manufacturing and sale of convenience food products. The company's operating segment includes Food and food-related products and Retail. It generates maximum revenue from the Food and food-related products segment. Geographically, it derives the majority of revenue from Pakistan and also has a presence in KSA/Canada, the Middle East. The products of the company include desserts, jams, pickles, frozen meals, ketchup, recipe masala, rice, basic spices, and snacks.
96GF Score

Get the complete analysis for KAR:NATF

Debt-to-EBITDA is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₨385.82
Price
₨265.15
GF Value