National Foods FZCO (KAR:NATF) Interest Coverage: 10.14 (As of Mar. 2026) — Near Median


KAR:NATF National Foods FZCO KAR:NATF
95 GF Score
Price ₨408.05
GF Value ₨260.73
Valuation Significantly Overvalued
! 6 Warning Signs
View Full Analysis

What is National Foods FZCO Interest Coverage?

National Foods FZCO KAR:NATF +2.21% 95 Interest Coverage is 10.14 as of Mar. 2026, which is 7% below its 10-year median of 10.89. GuruFocus rates KAR:NATF with a GF Score™ of 95/100 and a GF Value™ of ₨260.73 (Significantly Overvalued). The stock has 6 warning signs investors should review. Among 1,505 Consumer Packaged Goods companies, National Foods FZCO ranks worse than 51.69% on this metric.

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income by its Interest Expense. National Foods FZCO's Operating Income for the three months ended in Mar. 2026 was ₨2,768 Mil. National Foods FZCO's Interest Expense for the three months ended in Mar. 2026 was ₨-273 Mil. National Foods FZCO's interest coverage for the quarter that ended in Mar. 2026 was 10.14. The higher the ratio, the stronger the company's financial strength is.

The historical rank and industry rank for National Foods FZCO's Interest Coverage or its related term are showing as below:

KAR:NATF' s Interest Coverage Range Over the Past 10 Years
Min: 3.06   Med: 10.89   Max: 30.82
Current: 7.92


KAR:NATF's Interest Coverage is ranked worse than
51.69% of 1505 companies
in the Consumer Packaged Goods industry
Industry Median: 8.57 vs KAR:NATF: 7.92

Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.


National Foods FZCO  (KAR:NATF) Interest Coverage Explanation

Ben Graham requires that a company has a minimum interest coverage of 5 with the companies he invested. If the interest coverage is less than 2, the company is burdened by debt. Any business slow or recession may drag the company into a situation where it cannot pay the interest on its debt.

Interest Coverage is an important factor when GuruFocus ranks a company's overage Financial Strength .


National Foods FZCO Interest Coverage Related Terms


National Foods FZCO Interest Coverage Historical Data

* Premium members only.

The historical data trend for National Foods FZCO's Interest Coverage can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Note: For Interest Coverage, "No debt" indicates no long-term debt. An indication of "No Debt" does not necessarily mean that the company has no long-term debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.

National Foods FZCO Interest Coverage Chart

National Foods FZCO Annual Data
Trend Jun16 Jun17 Jun18 Jun19 Jun20 Jun21 Jun22 Jun23 Jun24 Jun25
Interest Coverage
Get a 7-Day Free Trial Premium Member Only Premium Member Only 10.38 13.92 6.62 3.06 4.86

National Foods FZCO Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Interest Coverage Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 7.44 8.54 4.87 7.00 10.14

KAR:NATF vs KHC, GIS: Interest Coverage Comparison

For the Packaged Foods subindustry, National Foods FZCO's Interest Coverage, along with its competitors' market caps and Interest Coverage data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


National Foods FZCO Interest Coverage vs Consumer Packaged Goods Industry

For the Consumer Packaged Goods industry and Consumer Defensive sector, National Foods FZCO's Interest Coverage distribution charts can be found below:

* The bar in red indicates where National Foods FZCO's Interest Coverage falls into.


KAR:NATF
95GF Score
National Foods FZCO KAR:NATF
Interest Coverage is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

National Foods FZCO Interest Coverage Calculation

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense:

If Interest Expense is negative and Operating Income is positive, then

Interest Coverage=-1* Operating Income /Interest Expense

Else if Interest Expense is negative and Operating Income is negative, then

The company did not have earnings to cover the interest expense.

Else if Interest Expense is 0 and Long-Term Debt & Capital Lease Obligation is 0, then

The company had no debt (1).


Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.

National Foods FZCO's Interest Coverage for the fiscal year that ended in Jun. 2025 is calculated as

Here, for the fiscal year that ended in Jun. 2025, National Foods FZCO's Interest Expense was ₨-1,721 Mil. Its Operating Income was ₨8,368 Mil. And its Long-Term Debt & Capital Lease Obligation was ₨10,393 Mil.

Interest Coverage=-1* Operating Income (A: Jun. 2025 )/Interest Expense (A: Jun. 2025 )
=-1*8367.613/-1720.715
=4.86

National Foods FZCO's Interest Coverage for the quarter that ended in Mar. 2026 is calculated as

Here, for the three months ended in Mar. 2026, National Foods FZCO's Interest Expense was ₨-273 Mil. Its Operating Income was ₨2,768 Mil. And its Long-Term Debt & Capital Lease Obligation was ₨5,047 Mil.

Interest Coverage=-1* Operating Income (Q: Mar. 2026 )/Interest Expense (Q: Mar. 2026 )
=-1*2768.328/-272.915
=10.14

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

The higher the ratio, the stronger the company's Financial Strength is.

Frequently Asked Questions Learn more about Interest Coverage →
What does a Interest Coverage of 10.14 mean?
National Foods FZCO (KAR:NATF) has a Interest Coverage of 10.14 as of Mar. 2026. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on National Foods FZCO and its competitors. This is near median its historical median of 10.89. Over the past decade, National Foods FZCO's Interest Coverage has ranged from 3.06 to 30.82. According to the industry distribution chart, National Foods FZCO ranks #778 out of 1505 companies in the Consumer Packaged Goods industry, placing it in the top 51.7%.
Is National Foods FZCO's Interest Coverage too high?
National Foods FZCO's current Interest Coverage of 10.14 is near median its 10-year median of 10.89. Over the past 10 years, this metric has ranged from a low of 3.06 to a high of 30.82. The Consumer Packaged Goods industry median Interest Coverage is 8.57. National Foods FZCO's value of 10.14 is 18.3% above this industry median. Based on the distribution chart, National Foods FZCO ranks #778 out of 1505 companies in the Consumer Packaged Goods industry, which is below the industry midpoint. Overall, National Foods FZCO has a GF Score™ of 95/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does National Foods FZCO's Interest Coverage compare to KHC and GIS?
According to the Consumer Packaged Goods industry distribution chart, National Foods FZCO ranks #778 out of 1505 companies for Interest Coverage. This places National Foods FZCO in the lower half of its industry. The industry median Interest Coverage is 8.57. National Foods FZCO's value of 10.14 is 18.3% above this benchmark. Historically, National Foods FZCO's own Interest Coverage has ranged from 3.06 to 30.82 over the past decade. While the company's 10-year median is 10.89 vs. the industry median of 8.57, National Foods FZCO has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Interest Coverage for a Consumer Packaged Goods company?
The median Interest Coverage among Consumer Packaged Goods companies is 8.57, based on 1,505 companies in the industry. Companies in the top quartile (top 25%) have a Interest Coverage significantly above this median, while those in the bottom quartile fall well below. However, Interest Coverage should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. National Foods FZCO's current Interest Coverage of 10.14 is 18.3% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Interest Coverage mean?
A high Interest Coverage can signal that a stock is expensive relative to its fundamentals. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on National Foods FZCO and its competitors. For the Consumer Packaged Goods industry, the median Interest Coverage is 8.57 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. National Foods FZCO's current Interest Coverage is 10.14, which is near median its own 10-year median of 10.89. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is National Foods FZCO stock overvalued right now?
Based on GuruFocus' analysis, National Foods FZCO (KAR:NATF) is currently considered Significantly Overvalued. The stock's GF Value™ is ₨260.73, compared to a current price of ₨408.05 — trading 56.5% above its estimated fair value. The current Interest Coverage is 10.14, which is near median its 10-year median of 10.89 and 18.3% above the Consumer Packaged Goods industry median of 8.57. National Foods FZCO's overall GF Score™ is 95/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Interest Coverage calculated?
Interest Coverage is calculated from a company's financial statements. For National Foods FZCO (KAR:NATF), the current Interest Coverage is 10.14 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is National Foods FZCO (KAR:NATF) Overvalued in 2026?

Based on GuruFocus' analysis, National Foods FZCO stock appears to be overvalued. The current stock price of ₨408.05 is trading 56.5% above its estimated GF Value™ of ₨260.73. GuruFocus considers National Foods FZCO to be Significantly Overvalued.

Key valuation signals for KAR:NATF:

  • Interest Coverage: 10.14 (near median its 10-year median of 10.89)
  • GF Value™: ₨260.73 vs. price of ₨408.05 (56.5% above fair value)
  • GF Score™: 95/100 with 6 warning signs
  • Industry Position: 18.3% above the Consumer Packaged Goods median (#778 of 1505)

No single metric tells the full story. See the KAR:NATF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


National Foods FZCO Business Description

Address 12/CL-6, Claremont Road, Civil Lines, Karachi, SD, PAK, 75530
National Foods FZCO, formerly known as National Foods Ltd, is a Pakistan-based multi-category food company. It is principally engaged in the manufacturing and sale of convenience food products. The company's operating segment includes Food and food-related products and Retail. It generates maximum revenue from the Food and food-related products segment. Geographically, it derives the majority of revenue from Pakistan and also has a presence in KSA/Canada, the Middle East. The products of the company include desserts, jams, pickles, frozen meals, ketchup, recipe masala, rice, basic spices, and snacks.
95GF Score

Get the complete analysis for KAR:NATF

Interest Coverage is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₨408.05
Price
₨260.73
GF Value