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Conduit HoldingsLSE:CRE 72 Debt-to-EBITDA is 0.01 as of Dec. 2025, which is at its 10-year median of 0.01. GuruFocus rates LSE:CRE with a GF Score™ of 72/100 and a GF Value™ of £7.09 (Significantly Undervalued). The stock has 8 warning signs investors should review. Among 320 Insurance companies, Conduit Holdings ranks better than 99.69% on this metric.
Debt-to-EBITDA measures a company's ability to pay off its debt.
A high Debt-to-EBITDA ratio generally means that a company may spend more time to paying off its debt. According to Joel Tillinghast's BIG MONEY THINKS SMALL: Biases, Blind Spots, and Smarter Investing, a ratio of Debt-to-EBITDA exceeding four is usually considered scary unless tangible assets cover the debt.
The historical rank and industry rank for Conduit Holdings's Debt-to-EBITDA or its related term are showing as below:
LSE:CRE'
s Debt-to-EBITDA Range Over the Past 10 Years
Min: -0.07 Med: 0.01 Max: 0.01
Current: 0.01
During the past 6 years, the highest Debt-to-EBITDA Ratio of Conduit Holdings was 0.01. The lowest was -0.07. And the median was 0.01.
LSE:CRE's Debt-to-EBITDA is ranked better than 99.69% of 320
companies
in the Insurance industry
Industry Median: 1.19
vs LSE:CRE: 0.01
A high Debt-to-EBITDA ratio generally means that a company may spend more time to paying off its debt.
According to Joel Tillinghast's BIG MONEY THINKS SMALL: Biases, Blind Spots, and Smarter Investing, a ratio of Debt-to-EBITDA exceeding four is usually considered scary unless tangible assets cover the debt.
Conduit Holdings Debt-to-EBITDA Related Terms
Conduit Holdings Debt-to-EBITDA Historical Data
* Premium members only.
The historical data trend for Conduit Holdings's Debt-to-EBITDA can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
LSE:CRE vs RGA, EG, RNR: Debt-to-EBITDA Comparison
For the Insurance - Reinsurance subindustry, Conduit Holdings's Debt-to-EBITDA, along with its competitors' market caps and Debt-to-EBITDA data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Conduit Holdings Debt-to-EBITDA vs Insurance Industry
For the Insurance industry and Financial Services sector, Conduit Holdings's Debt-to-EBITDA distribution charts can be found below:
* The bar in red indicates where Conduit Holdings's Debt-to-EBITDA falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In the calculation of annual Debt-to-EBITDA, the EBITDA of the last fiscal year is used. In calculating the annualized quarterly data,
the EBITDA data used here is two times the quarterly (Dec. 2025) EBITDA data.
Conduit Holdings (LSE:CRE) has a Debt-to-EBITDA of 0.01 as of Dec. 2025. Debt-to-EBITDA ratio represents the ratio of total debt to total earnings before interest, taxes, depreciation and amortization. View historical data on Conduit Holdings. This is near median its historical median of 0.01. According to the industry distribution chart, Conduit Holdings ranks #1 out of 320 companies in the Insurance industry, placing it in the top 0.3%.
Is Conduit Holdings' Debt-to-EBITDA too high?
Conduit Holdings' current Debt-to-EBITDA of 0.01 is near median its 10-year median of 0.01. The Insurance industry median Debt-to-EBITDA is 1.19. Conduit Holdings' value of 0.01 is 99.2% below this industry median. Based on the distribution chart, Conduit Holdings ranks #1 out of 320 companies in the Insurance industry, which is in the top quartile — a strong position relative to peers. Overall, Conduit Holdings has a GF Score™ of 72/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Conduit Holdings' Debt-to-EBITDA compare to RGA and EG?
According to the Insurance industry distribution chart, Conduit Holdings ranks #1 out of 320 companies for Debt-to-EBITDA. This places Conduit Holdings in the top 0% of its industry — outperforming the majority of peers. The industry median Debt-to-EBITDA is 1.19. Conduit Holdings' value of 0.01 is 99.2% below this benchmark. While the company's 10-year median is 0.01 vs. the industry median of 1.19, Conduit Holdings has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Debt-to-EBITDA for an Insurance company?
The median Debt-to-EBITDA among Insurance companies is 1.19, based on 320 companies in the industry. Companies in the top quartile (top 25%) have a Debt-to-EBITDA significantly above this median, while those in the bottom quartile fall well below. However, Debt-to-EBITDA should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Conduit Holdings's current Debt-to-EBITDA of 0.01 is 99.2% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Debt-to-EBITDA mean?
A high Debt-to-EBITDA can signal that a stock is expensive relative to its fundamentals. Debt-to-EBITDA ratio represents the ratio of total debt to total earnings before interest, taxes, depreciation and amortization. View historical data on Conduit Holdings. For the Insurance industry, the median Debt-to-EBITDA is 1.19 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Conduit Holdings's current Debt-to-EBITDA is 0.01, which is near median its own 10-year median of 0.01. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Conduit Holdings stock overvalued right now?
Based on GuruFocus' analysis, Conduit Holdings (LSE:CRE) is currently considered Significantly Undervalued. The stock's GF Value™ is £7.09, compared to a current price of £4.39 — trading 38.2% below its estimated fair value. The current Debt-to-EBITDA is 0.01, which is near median its 10-year median of 0.01 and 99.2% below the Insurance industry median of 1.19. Conduit Holdings' overall GF Score™ is 72/100 with 8 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Debt-to-EBITDA calculated?
Debt-to-EBITDA is calculated from a company's financial statements. For Conduit Holdings (LSE:CRE), the current Debt-to-EBITDA is 0.01 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Conduit Holdings (LSE:CRE) Overvalued in 2026?
Based on GuruFocus' analysis, Conduit Holdings stock appears to be undervalued.
The current stock price of £4.39 is trading 38.2% below its estimated GF Value™ of £7.09.
GuruFocus considers Conduit Holdings to be Significantly Undervalued.
Key valuation signals for LSE:CRE:
Debt-to-EBITDA: 0.01 (near median its 10-year median of 0.01)
GF Value™: £7.09 vs. price of £4.39 (38.2% below fair value)
Industry Position: 99.2% below the Insurance median (#1 of 320)
No single metric tells the full story. See the LSE:CRE stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Conduit Holdings Ltd operates in the insurance industry, engaged in providing reinsurance products and services to its clients around the world. It operates in three segments: property, casualty, and specialty. The majority is from the property division. Geographically, the majority is from the United States and also has its presence in Europe and other countries across the globe.
72GF Score
Get the complete analysis for LSE:CRE
Debt-to-EBITDA is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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