Conduit HoldingsLSE:CRE +0.44%75 ROE % is 24.87% as of Dec. 2025, which is 392% above its 10-year median of 5.05. GuruFocus rates LSE:CRE with a GF Score™ of 75/100 and a GF Value™ of £7.05 (Significantly Undervalued). The stock has 8 warning signs investors should review. Among 502 Insurance companies, Conduit Holdings ranks worse than 53.98% on this metric.
The historical rank and industry rank for Conduit Holdings's ROE % or its related term are showing as below:
LSE:CRE'
s ROE % Range Over the Past 10 Years
Min: -4.95 Med: 5.05 Max: 20.21
Current: 10.94
During the past 6 years, Conduit Holdings's highest ROE % was 20.21%. The lowest was -4.95%. And the median was 5.05%.
LSE:CRE's ROE % is ranked worse than 53.98% of 502
companies
in the Insurance industry
Industry Median: 11.73
vs LSE:CRE: 10.94
Conduit Holdings (LSE:CRE) ROE % Explanation
ROE % measures the rate of return on the ownership interest (shareholder's equity) of the common stock owners. It measures a firm's efficiency at generating profits from every unit of shareholders' equity (also known as net assets or assets minus liabilities). ROE % shows how well a company uses investment funds to generate earnings growth. ROE %s between 15% and 20% are considered desirable.
The factors that affect a company's ROE % can be illustrated with the three-step DuPont Analysis:
Note:
The net income data used here is two times the semi-annual (Dec. 2025) net income data. The Revenue data used here is two times the semi-annual (Dec. 2025) revenue data. The same rule applies to Pre-Tax Income and Operating Income.
* In the five-step DuPont Analysis, Operating Income is only available for non-financial companies. Thus, for Insurance companies, we use EBIT as a substitution of Operating Income. For Banks, both Operating Income and EBIT is unavailable. Thus we combined Interest Burden and Operating Margin % into Pretax Margin %, and the DuPont Analysis is divided into four components instead.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Be Aware
Net Income is used.
Because a company can increase its ROE % by having more financial leverage, it is important to watch the equity multiplier when investing in high ROE % companies. Like ROA %, ROE % is calculated with only 12 months data. Fluctuations in company's earnings or business cycles can affect the ratio drastically. It is important to look at the ratio from a long term perspective.
Asset light businesses require very few assets to generate very high earnings. Their ROE %s can be extremely high.
Conduit Holdings ROE % Related Terms
Conduit Holdings ROE % Historical Data
* Premium members only.
The historical data trend for Conduit Holdings's ROE % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Insurance - Reinsurance subindustry, Conduit Holdings's ROE %, along with its competitors' market caps and ROE % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Conduit Holdings ROE % vs Insurance Industry
For the Insurance industry and Financial Services sector, Conduit Holdings's ROE % distribution charts can be found below:
* The bar in red indicates where Conduit Holdings's ROE % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In the calculation of annual ROE %, the net income of the last fiscal year and the average total shareholder equity over the fiscal year are used. In calculating the quarterly data,
the net income data used here is two times the semi-annual (Dec. 2025) net income data.
ROE % is displayed in the 30-year financial page.
Conduit Holdings (LSE:CRE) has a ROE % of 24.87% as of Dec. 2025. Return on equity is the ratio of current-period net income to average two-period total equity. View historical data on Conduit Holdings and its competitors. This is 392% above median its historical median of 5.05. According to the industry distribution chart, Conduit Holdings ranks #271 out of 502 companies in the Insurance industry, placing it in the top 54%.
Is Conduit Holdings' ROE % too high?
Conduit Holdings' current ROE % of 24.87% is 392% above median its 10-year median of 5.05. The Insurance industry median ROE % is 11.73. Conduit Holdings' value of 24.87% is 112% above this industry median. Based on the distribution chart, Conduit Holdings ranks #271 out of 502 companies in the Insurance industry, which is below the industry midpoint. Overall, Conduit Holdings has a GF Score™ of 75/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Conduit Holdings' ROE % compare to RGA and EG?
According to the Insurance industry distribution chart, Conduit Holdings ranks #271 out of 502 companies for ROE %. This places Conduit Holdings in the lower half of its industry. The industry median ROE % is 11.73. Conduit Holdings' value of 24.87% is 112% above this benchmark. While the company's 10-year median is 5.05 vs. the industry median of 11.73, Conduit Holdings has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good ROE % for an Insurance company?
The median ROE % among Insurance companies is 11.73, based on 502 companies in the industry. Companies in the top quartile (top 25%) have a ROE % significantly above this median, while those in the bottom quartile fall well below. However, ROE % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Conduit Holdings's current ROE % of 24.87% is 112% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high ROE % mean?
A high ROE % can signal that a stock is expensive relative to its fundamentals. Return on equity is the ratio of current-period net income to average two-period total equity. View historical data on Conduit Holdings and its competitors. For the Insurance industry, the median ROE % is 11.73 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Conduit Holdings's current ROE % is 24.87%, which is 392% above median its own 10-year median of 5.05. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Conduit Holdings stock overvalued right now?
Based on GuruFocus' analysis, Conduit Holdings (LSE:CRE) is currently considered Significantly Undervalued. The stock's GF Value™ is £7.05, compared to a current price of £4.60 — trading 34.8% below its estimated fair value. The current ROE % is 24.87%, which is 392% above median its 10-year median of 5.05 and 112% above the Insurance industry median of 11.73. Conduit Holdings' overall GF Score™ is 75/100 with 8 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is ROE % calculated?
ROE % is calculated from a company's financial statements. For Conduit Holdings (LSE:CRE), the current ROE % is 24.87% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Conduit Holdings (LSE:CRE) Overvalued in 2026?
Based on GuruFocus' analysis, Conduit Holdings stock appears to be undervalued.
The current stock price of £4.60 is trading 34.8% below its estimated GF Value™ of £7.05.
GuruFocus considers Conduit Holdings to be Significantly Undervalued.
Key valuation signals for LSE:CRE:
ROE %: 24.87% (392% above median its 10-year median of 5.05)
GF Value™: £7.05 vs. price of £4.60 (34.8% below fair value)
Industry Position: 112% above the Insurance median (#271 of 502)
No single metric tells the full story. See the LSE:CRE stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Conduit Holdings Ltd operates in the insurance industry, engaged in providing reinsurance products and services to its clients around the world. It operates in three segments: property, casualty, and specialty. The majority is from the property division. Geographically, the majority is from the United States and also has its presence in Europe and other countries across the globe.
75GF Score
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