Return on Retained Earnings (RORE) is an indicator of a company's growth potential, it shows how much a company earns by reinvesting its retained earnings, i.e. profits after dividend payments.
Conduit Holdings's 3-Year RORE % for the quarter that ended in Dec. 2025 was -30.23%.
The industry rank for Conduit Holdings's 3-Year RORE % or its related term are showing as below:
LSE:CRE's 3-Year RORE % is ranked worse than 81.05% of 475
companies
in the Insurance industry
Industry Median: 11.7
vs LSE:CRE: -30.23
Return on Retained Earnings (RORE) is important to investors because it reveals a company's efficiency and growth potential. A higher RORE indicates a higher return. A high RORE indicates that the company should reinvest profits into the business. A lower RORE suggests that the company should distribute profits to shareholders by paying out dividends, since those dollars aren't generating much additional growth for the company.
There are a several different ways to arrive at the Return on Retained Earnings. The simplest way to calculate it is by using published information on Earnings per Share (EPS) and Dividend per Share (DPS) over a selected period. Here, 3-year period is chosen.
Be Aware
Please keep in mind that the RORE is relative to the nature of the business and its competitors. If another company in the same sector is producing a lower return on retained earnings, it doesn’t necessarily mean it’s a bad investment. It may just suggest the company is older and no longer in a high growth stage. At such a stage in the business cycle, it would be expected to see a lower RORE and higher dividend payout.
Conduit Holdings 3-Year RORE % Related Terms
Conduit Holdings 3-Year RORE % Historical Data
* Premium members only.
The historical data trend for Conduit Holdings's 3-Year RORE % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Insurance - Reinsurance subindustry, Conduit Holdings's 3-Year RORE %, along with its competitors' market caps and 3-Year RORE % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Conduit Holdings 3-Year RORE % vs Insurance Industry
For the Insurance industry and Financial Services sector, Conduit Holdings's 3-Year RORE % distribution charts can be found below:
* The bar in red indicates where Conduit Holdings's 3-Year RORE % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In the calculation of 3-Year RORE %, the most recent and first period EPS (Diluted) is the trailing twelve months (TTM) data ended in Dec. 2025 and 3-year before.
Conduit Holdings (LSE:CRE) has a 3-Year RORE % of -30.23 as of Dec. 2025. 3-Year RORE % shows how much a company earns by reinvesting its retained earnings in 3-year. View historical data on Conduit Holdings and its competitors. According to the industry distribution chart, Conduit Holdings ranks #385 out of 475 companies in the Insurance industry, placing it in the top 81.1%.
Is Conduit Holdings' 3-Year RORE % too high?
Conduit Holdings' current 3-Year RORE % is -30.23. Based on the distribution chart, Conduit Holdings ranks #385 out of 475 companies in the Insurance industry, which is in the bottom quartile relative to peers. Overall, Conduit Holdings has a GF Score™ of 75/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Conduit Holdings' 3-Year RORE % compare to RGA and EG?
According to the Insurance industry distribution chart, Conduit Holdings ranks #385 out of 475 companies for 3-Year RORE %. This places Conduit Holdings in the lower half of its industry. The industry median 3-Year RORE % is 11.70. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 3-Year RORE % for an Insurance company?
The median 3-Year RORE % among Insurance companies is 11.70, based on 475 companies in the industry. Companies in the top quartile (top 25%) have a 3-Year RORE % significantly above this median, while those in the bottom quartile fall well below. However, 3-Year RORE % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 3-Year RORE % mean?
A high 3-Year RORE % can signal that a stock is expensive relative to its fundamentals. 3-Year RORE % shows how much a company earns by reinvesting its retained earnings in 3-year. View historical data on Conduit Holdings and its competitors. For the Insurance industry, the median 3-Year RORE % is 11.70 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Conduit Holdings's current 3-Year RORE % is -30.23. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Conduit Holdings stock overvalued right now?
Based on GuruFocus' analysis, Conduit Holdings (LSE:CRE) is currently considered Significantly Undervalued. The stock's GF Value™ is £7.11, compared to a current price of £4.29 — trading 39.7% below its estimated fair value. The current 3-Year RORE % is -30.23. Conduit Holdings' overall GF Score™ is 75/100 with 8 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 3-Year RORE % calculated?
3-Year RORE % is calculated from a company's financial statements. For Conduit Holdings (LSE:CRE), the current 3-Year RORE % is -30.23 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Conduit Holdings (LSE:CRE) Overvalued in 2026?
Based on GuruFocus' analysis, Conduit Holdings stock appears to be undervalued.
The current stock price of £4.29 is trading 39.7% below its estimated GF Value™ of £7.11.
GuruFocus considers Conduit Holdings to be Significantly Undervalued.
Key valuation signals for LSE:CRE:
3-Year RORE %: -30.23
GF Value™: £7.11 vs. price of £4.29 (39.7% below fair value)
No single metric tells the full story. See the LSE:CRE stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Conduit Holdings Ltd operates in the insurance industry, engaged in providing reinsurance products and services to its clients around the world. It operates in three segments: property, casualty, and specialty. The majority is from the property division. Geographically, the majority is from the United States and also has its presence in Europe and other countries across the globe.
75GF Score
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