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The Property Franchise GroupLSE:TPFG -9.85%98 Debt-to-EBITDA is 0.53 as of Dec. 2025, which is 4% above its 10-year median of 0.51. GuruFocus rates LSE:TPFG with a GF Score™ of 98/100 and a GF Value™ of £5.66 (Modestly Undervalued). The stock has 4 warning signs investors should review. Among 1,271 Real Estate companies, The Property Franchise Group ranks better than 89.38% on this metric.
Debt-to-EBITDA measures a company's ability to pay off its debt.
A high Debt-to-EBITDA ratio generally means that a company may spend more time to paying off its debt. According to Joel Tillinghast's BIG MONEY THINKS SMALL: Biases, Blind Spots, and Smarter Investing, a ratio of Debt-to-EBITDA exceeding four is usually considered scary unless tangible assets cover the debt.
The historical rank and industry rank for The Property Franchise Group's Debt-to-EBITDA or its related term are showing as below:
LSE:TPFG'
s Debt-to-EBITDA Range Over the Past 10 Years
Min: 0.02 Med: 0.51 Max: 1.61
Current: 0.53
During the past 13 years, the highest Debt-to-EBITDA Ratio of The Property Franchise Group was 1.61. The lowest was 0.02. And the median was 0.51.
LSE:TPFG's Debt-to-EBITDA is ranked better than 89.38% of 1271
companies
in the Real Estate industry
Industry Median: 5.63
vs LSE:TPFG: 0.53
The Property Franchise Group (LSE:TPFG) Debt-to-EBITDA Explanation
A high Debt-to-EBITDA ratio generally means that a company may spend more time to paying off its debt.
According to Joel Tillinghast's BIG MONEY THINKS SMALL: Biases, Blind Spots, and Smarter Investing, a ratio of Debt-to-EBITDA exceeding four is usually considered scary unless tangible assets cover the debt.
The Property Franchise Group Debt-to-EBITDA Related Terms
The Property Franchise Group Debt-to-EBITDA Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
LSE:TPFG vs CBRE, BEKE, JLL: Debt-to-EBITDA Comparison
For the Real Estate Services subindustry, The Property Franchise Group's Debt-to-EBITDA, along with its competitors' market caps and Debt-to-EBITDA data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
The Property Franchise Group Debt-to-EBITDA vs Real Estate Industry
For the Real Estate industry and Real Estate sector, The Property Franchise Group's Debt-to-EBITDA distribution charts can be found below:
* The bar in red indicates where The Property Franchise Group's Debt-to-EBITDA falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In the calculation of annual Debt-to-EBITDA, the EBITDA of the last fiscal year is used. In calculating the annualized quarterly data,
the EBITDA data used here is two times the quarterly (Dec. 2025) EBITDA data.
The Property Franchise Group (LSE:TPFG) has a Debt-to-EBITDA of 0.53 as of Dec. 2025. Debt-to-EBITDA ratio represents the ratio of total debt to total earnings before interest, taxes, depreciation and amortization. View historical data on The Property Franchise Group. This is near median its historical median of 0.51. Over the past decade, The Property Franchise Group's Debt-to-EBITDA has ranged from 0.02 to 1.61. According to the industry distribution chart, The Property Franchise Group ranks #135 out of 1271 companies in the Real Estate industry, placing it in the top 10.6%.
Is The Property Franchise Group's Debt-to-EBITDA too high?
The Property Franchise Group's current Debt-to-EBITDA of 0.53 is near median its 10-year median of 0.51. Over the past 10 years, this metric has ranged from a low of 0.02 to a high of 1.61. The Real Estate industry median Debt-to-EBITDA is 5.63. The Property Franchise Group's value of 0.53 is 90.6% below this industry median. Based on the distribution chart, The Property Franchise Group ranks #135 out of 1271 companies in the Real Estate industry, which is in the top quartile — a strong position relative to peers. Overall, The Property Franchise Group has a GF Score™ of 98/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does The Property Franchise Group's Debt-to-EBITDA compare to CBRE and BEKE?
According to the Real Estate industry distribution chart, The Property Franchise Group ranks #135 out of 1271 companies for Debt-to-EBITDA. This places The Property Franchise Group in the top 11% of its industry — outperforming the majority of peers. The industry median Debt-to-EBITDA is 5.63. The Property Franchise Group's value of 0.53 is 90.6% below this benchmark. Historically, The Property Franchise Group's own Debt-to-EBITDA has ranged from 0.02 to 1.61 over the past decade. While the company's 10-year median is 0.51 vs. the industry median of 5.63, The Property Franchise Group has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Debt-to-EBITDA for a Real Estate company?
The median Debt-to-EBITDA among Real Estate companies is 5.63, based on 1,271 companies in the industry. Companies in the top quartile (top 25%) have a Debt-to-EBITDA significantly above this median, while those in the bottom quartile fall well below. However, Debt-to-EBITDA should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. The Property Franchise Group's current Debt-to-EBITDA of 0.53 is 90.6% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Debt-to-EBITDA mean?
A high Debt-to-EBITDA can signal that a stock is expensive relative to its fundamentals. Debt-to-EBITDA ratio represents the ratio of total debt to total earnings before interest, taxes, depreciation and amortization. View historical data on The Property Franchise Group. For the Real Estate industry, the median Debt-to-EBITDA is 5.63 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. The Property Franchise Group's current Debt-to-EBITDA is 0.53, which is near median its own 10-year median of 0.51. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is The Property Franchise Group stock overvalued right now?
Based on GuruFocus' analysis, The Property Franchise Group (LSE:TPFG) is currently considered Modestly Undervalued. The stock's GF Value™ is £5.66, compared to a current price of £4.76 — trading 15.9% below its estimated fair value. The current Debt-to-EBITDA is 0.53, which is near median its 10-year median of 0.51 and 90.6% below the Real Estate industry median of 5.63. The Property Franchise Group's overall GF Score™ is 98/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Debt-to-EBITDA calculated?
Debt-to-EBITDA is calculated from a company's financial statements. For The Property Franchise Group (LSE:TPFG), the current Debt-to-EBITDA is 0.53 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is The Property Franchise Group (LSE:TPFG) Overvalued in 2026?
Based on GuruFocus' analysis, The Property Franchise Group stock appears to be undervalued.
The current stock price of £4.76 is trading 15.9% below its estimated GF Value™ of £5.66.
GuruFocus considers The Property Franchise Group to be Modestly Undervalued.
Key valuation signals for LSE:TPFG:
Debt-to-EBITDA: 0.53 (near median its 10-year median of 0.51)
GF Value™: £5.66 vs. price of £4.76 (15.9% below fair value)
Industry Position: 90.6% below the Real Estate median (#135 of 1271)
No single metric tells the full story. See the LSE:TPFG stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
The Property Franchise Group PLC is a UK-based company engaged in the residential property franchising business. The principal activity of the group is the sale of franchises and the support of franchisees in supplying residential letting, sales, and property management services within the UK. Its brands include CJ Hole, Ellis & Co, Ewemove, Martin & Co, Parkers, Whitegates, and others. The company derives revenue from management service fees and the rest from franchise sales and other sources. The company operates in three segments, which include: Franchising, Financial Services, and Licensing. The majority of its revenue is generated from the Franchising segment.
98GF Score
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Debt-to-EBITDA is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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