The Property Franchise Group (LSE:TPFG) Liabilities-to-Assets : 0.25 (As of Dec. 2025)

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LSE:TPFG The Property Franchise Group PLC LSE:TPFG
98 GF Score
Price £4.55
GF Value £5.68
Valuation Modestly Undervalued
! 4 Warning Signs
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What is The Property Franchise Group Liabilities-to-Assets?

The Property Franchise Group LSE:TPFG +2.25% 98 Liabilities-to-Assets is 0.25 as of Dec. 2025. GuruFocus rates LSE:TPFG with a GF Score™ of 98/100 and a GF Value™ of £5.68 (Modestly Undervalued). The stock has 4 warning signs investors should review.

Liabilities-to-Assets is a solvency ratio indicating how much of the company’s assets are made of liabilities, calculated as total liabilities divided by total asset. The Property Franchise Group's Total Liabilities for the quarter that ended in Dec. 2025 was £51.32 Mil. The Property Franchise Group's Total Assets for the quarter that ended in Dec. 2025 was £206.36 Mil. Therefore, The Property Franchise Group's Liabilities-to-Assets Ratio for the quarter that ended in Dec. 2025 was 0.25.


The Property Franchise Group  (LSE:TPFG) Liabilities-to-Assets Explanation

Liabilities-to-Assets is a solvency ratio indicating how much of the company’s assets are made of liabilities. It can vary greatly across different industries, as they have different capital structure. A high Liabilities-to-Assets ratio (more leveraged) suggests that the company might have potential solvency problems, or even a signal of financial distress. Conversely, a low Liabilities-to-Assets ratio usually indicates a healthy financial situation. However, it may also suggest that the company is not expanding or not making good use of debt.


The Property Franchise Group Liabilities-to-Assets Related Terms


The Property Franchise Group Liabilities-to-Assets Historical Data

* Premium members only.

The historical data trend for The Property Franchise Group's Liabilities-to-Assets can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

The Property Franchise Group Liabilities-to-Assets Chart

The Property Franchise Group Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Liabilities-to-Assets
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.45 0.36 0.29 0.29 0.25

The Property Franchise Group Semi-Annual Data
Jun16 Dec16 Jun17 Dec17 Jun18 Dec18 Jun19 Dec19 Jun20 Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25
Liabilities-to-Assets Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.29 0.31 0.29 0.28 0.25

LSE:TPFG vs CBRE, BEKE, JLL: Liabilities-to-Assets Comparison

For the Real Estate Services subindustry, The Property Franchise Group's Liabilities-to-Assets, along with its competitors' market caps and Liabilities-to-Assets data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


The Property Franchise Group Liabilities-to-Assets vs Real Estate Industry

For the Real Estate industry and Real Estate sector, The Property Franchise Group's Liabilities-to-Assets distribution charts can be found below:

* The bar in red indicates where The Property Franchise Group's Liabilities-to-Assets falls into.


LSE:TPFG
98GF Score
The Property Franchise Group PLC LSE:TPFG
Liabilities-to-Assets is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

The Property Franchise Group Liabilities-to-Assets Calculation

Liabilities-to-Assets ratio measures the portion of the total liabilities to the total asset. It indicates the leverage of the company, and the amount of debt the company uses in its operation.

Liabilities-to-Assets ratio is calculated by dividing total liabilities by total asset.

The Property Franchise Group's Liabilities-to-Assets Ratio for the fiscal year that ended in Dec. 2025 is calculated as:

Liabilities-to-Assets (A: Dec. 2025 )=Total Liabilities/Total Assets
=51.321/206.359
=0.25

The Property Franchise Group's Liabilities-to-Assets Ratio for the quarter that ended in Dec. 2025 is calculated as

Liabilities-to-Assets (Q: Dec. 2025 )=Total Liabilities/Total Assets
=51.321/206.359
=0.25

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Liabilities-to-Assets →
What does a Liabilities-to-Assets of 0.25 mean?
The Property Franchise Group (LSE:TPFG) has a Liabilities-to-Assets of 0.25 as of Dec. 2025. Liabilities-to-Assets equals total liabilities divided by total assets. It measures financial leverage. View historical data on The Property Franchise Group and its competitors.
Is The Property Franchise Group's Liabilities-to-Assets too high?
The Property Franchise Group's current Liabilities-to-Assets is 0.25. Overall, The Property Franchise Group has a GF Score™ of 98/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does The Property Franchise Group's Liabilities-to-Assets compare to CBRE and BEKE?
The Property Franchise Group's Liabilities-to-Assets of 0.25 can be compared against companies in the Real Estate industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Liabilities-to-Assets for a Real Estate company?
A good Liabilities-to-Assets depends on the Real Estate industry context. However, Liabilities-to-Assets should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Liabilities-to-Assets mean?
A high Liabilities-to-Assets can signal that a stock is expensive relative to its fundamentals. Liabilities-to-Assets equals total liabilities divided by total assets. It measures financial leverage. View historical data on The Property Franchise Group and its competitors. The Property Franchise Group's current Liabilities-to-Assets is 0.25. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is The Property Franchise Group stock overvalued right now?
Based on GuruFocus' analysis, The Property Franchise Group (LSE:TPFG) is currently considered Modestly Undervalued. The stock's GF Value™ is £5.68, compared to a current price of £4.55 — trading 19.9% below its estimated fair value. The current Liabilities-to-Assets is 0.25. The Property Franchise Group's overall GF Score™ is 98/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Liabilities-to-Assets calculated?
Liabilities-to-Assets is calculated from a company's financial statements. For The Property Franchise Group (LSE:TPFG), the current Liabilities-to-Assets is 0.25 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is The Property Franchise Group (LSE:TPFG) Overvalued in 2026?

Based on GuruFocus' analysis, The Property Franchise Group stock appears to be undervalued. The current stock price of £4.55 is trading 19.9% below its estimated GF Value™ of £5.68. GuruFocus considers The Property Franchise Group to be Modestly Undervalued.

Key valuation signals for LSE:TPFG:

  • Liabilities-to-Assets: 0.25
  • GF Value™: £5.68 vs. price of £4.55 (19.9% below fair value)
  • GF Score™: 98/100 with 4 warning signs

No single metric tells the full story. See the LSE:TPFG stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


The Property Franchise Group Business Description

Address St Stephen\'s Road, 2 St Stephen\'s Court, Bournemouth, Dorset, GBR, BH2 6LA
The Property Franchise Group PLC is a UK-based company engaged in the residential property franchising business. The principal activity of the group is the sale of franchises and the support of franchisees in supplying residential letting, sales, and property management services within the UK. Its brands include CJ Hole, Ellis & Co, Ewemove, Martin & Co, Parkers, Whitegates, and others. The company derives revenue from management service fees and the rest from franchise sales and other sources. The company operates in three segments, which include: Franchising, Financial Services, and Licensing. The majority of its revenue is generated from the Franchising segment.
98GF Score

Get the complete analysis for LSE:TPFG

Liabilities-to-Assets is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

£4.55
Price
£5.68
GF Value