The Property Franchise GroupLSE:TPFG -0.42%99 Interest Coverage is 20.96 as of Dec. 2025, which is 24% below its 10-year median of 27.74. GuruFocus rates LSE:TPFG with a GF Score™ of 99/100 and a GF Value™ of £5.63 (Modestly Undervalued). The stock has 4 warning signs investors should review. Among 1,299 Real Estate companies, The Property Franchise Group ranks better than 77.37% on this metric.
Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's
Operating Income
by its Interest Expense. The Property Franchise Group's
Operating Income
for the
six
months ended in Dec. 2025 was £12.59 Mil. The Property Franchise Group's Interest Expense for the
six
months ended in Dec. 2025 was £-0.60 Mil.
The Property Franchise Group's interest coverage for the quarter that ended in Dec. 2025 was 20.96.
The higher the ratio, the stronger the company's financial strength is.
The historical rank and industry rank for The Property Franchise Group's Interest Coverage or its related term are showing as below:
LSE:TPFG'
s Interest Coverage Range Over the Past 10 Years
Min: 15.03 Med: 27.74 Max: 1586.33
Current: 20.35
LSE:TPFG's Interest Coverage is ranked better than 77.37% of 1299
companies
in the Real Estate industry
Industry Median: 4.24
vs LSE:TPFG: 20.35
The Property Franchise Group (LSE:TPFG) Interest Coverage Explanation
Ben Graham requires that a company has a minimum interest coverage of 5 with the companies he invested. If the interest coverage is less than 2, the company is burdened by debt. Any business slow or recession may drag the company into a situation where it cannot pay the interest on its debt.
Interest Coverage is an important factor when GuruFocus ranks a company's overage Financial Strength .
The Property Franchise Group Interest Coverage Related Terms
The Property Franchise Group Interest Coverage Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Note: For Interest Coverage, "No debt" indicates no long-term debt. An indication of "No Debt" does not necessarily mean that the company has no long-term debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.
The Property Franchise Group Interest Coverage Chart
LSE:TPFG vs CBRE, BEKE, JLL: Interest Coverage Comparison
For the Real Estate Services subindustry, The Property Franchise Group's Interest Coverage, along with its competitors' market caps and Interest Coverage data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
The Property Franchise Group Interest Coverage vs Real Estate Industry
For the Real Estate industry and Real Estate sector, The Property Franchise Group's Interest Coverage distribution charts can be found below:
* The bar in red indicates where The Property Franchise Group's Interest Coverage falls into.
The Property Franchise Group Interest Coverage Calculation
Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
The Property Franchise Group (LSE:TPFG) has a Interest Coverage of 20.96 as of Dec. 2025. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on The Property Franchise Group and its competitors. This is 24% below median its historical median of 27.74. Over the past decade, The Property Franchise Group's Interest Coverage has ranged from 15.03 to 1,586.33. According to the industry distribution chart, The Property Franchise Group ranks #294 out of 1299 companies in the Real Estate industry, placing it in the top 22.6%.
Is The Property Franchise Group's Interest Coverage too high?
The Property Franchise Group's current Interest Coverage of 20.96 is 24% below median its 10-year median of 27.74. Over the past 10 years, this metric has ranged from a low of 15.03 to a high of 1,586.33. The Real Estate industry median Interest Coverage is 4.24. The Property Franchise Group's value of 20.96 is 394.3% above this industry median. Based on the distribution chart, The Property Franchise Group ranks #294 out of 1299 companies in the Real Estate industry, which is in the top quartile — a strong position relative to peers. Overall, The Property Franchise Group has a GF Score™ of 99/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does The Property Franchise Group's Interest Coverage compare to CBRE and BEKE?
According to the Real Estate industry distribution chart, The Property Franchise Group ranks #294 out of 1299 companies for Interest Coverage. This places The Property Franchise Group in the top 23% of its industry — outperforming the majority of peers. The industry median Interest Coverage is 4.24. The Property Franchise Group's value of 20.96 is 394.3% above this benchmark. Historically, The Property Franchise Group's own Interest Coverage has ranged from 15.03 to 1,586.33 over the past decade. While the company's 10-year median is 27.74 vs. the industry median of 4.24, The Property Franchise Group has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Interest Coverage for a Real Estate company?
The median Interest Coverage among Real Estate companies is 4.24, based on 1,299 companies in the industry. Companies in the top quartile (top 25%) have a Interest Coverage significantly above this median, while those in the bottom quartile fall well below. However, Interest Coverage should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. The Property Franchise Group's current Interest Coverage of 20.96 is 394.3% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Interest Coverage mean?
A high Interest Coverage can signal that a stock is expensive relative to its fundamentals. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on The Property Franchise Group and its competitors. For the Real Estate industry, the median Interest Coverage is 4.24 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. The Property Franchise Group's current Interest Coverage is 20.96, which is 24% below median its own 10-year median of 27.74. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is The Property Franchise Group stock overvalued right now?
Based on GuruFocus' analysis, The Property Franchise Group (LSE:TPFG) is currently considered Modestly Undervalued. The stock's GF Value™ is £5.63, compared to a current price of £4.75 — trading 15.6% below its estimated fair value. The current Interest Coverage is 20.96, which is 24% below median its 10-year median of 27.74 and 394.3% above the Real Estate industry median of 4.24. The Property Franchise Group's overall GF Score™ is 99/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Interest Coverage calculated?
Interest Coverage is calculated from a company's financial statements. For The Property Franchise Group (LSE:TPFG), the current Interest Coverage is 20.96 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is The Property Franchise Group (LSE:TPFG) Overvalued in 2026?
Based on GuruFocus' analysis, The Property Franchise Group stock appears to be undervalued.
The current stock price of £4.75 is trading 15.6% below its estimated GF Value™ of £5.63.
GuruFocus considers The Property Franchise Group to be Modestly Undervalued.
Key valuation signals for LSE:TPFG:
Interest Coverage: 20.96 (24% below median its 10-year median of 27.74)
GF Value™: £5.63 vs. price of £4.75 (15.6% below fair value)
Industry Position: 394.3% above the Real Estate median (#294 of 1299)
No single metric tells the full story. See the LSE:TPFG stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
The Property Franchise Group PLC is a UK-based company engaged in the residential property franchising business. The principal activity of the group is the sale of franchises and the support of franchisees in supplying residential letting, sales, and property management services within the UK. Its brands include CJ Hole, Ellis & Co, Ewemove, Martin & Co, Parkers, Whitegates, and others. The company derives revenue from management service fees and the rest from franchise sales and other sources. The company operates in three segments, which include: Franchising, Financial Services, and Licensing. The majority of its revenue is generated from the Franchising segment.
99GF Score
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