Triad Group (LSE:TRD) Debt-to-EBITDA : 0.15 (As of Mar. 2026) — 67% Above Median

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LSE:TRD Triad Group PLC LSE:TRD
72 GF Score
Price £4.10
GF Value £3.70
Valuation Modestly Overvalued
! 5 Warning Signs
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What is Triad Group Debt-to-EBITDA?

Triad Group LSE:TRD +2.50% 72 Debt-to-EBITDA is 0.15 as of Mar. 2026, which is 67% above its 10-year median of 0.09. GuruFocus rates LSE:TRD with a GF Score™ of 72/100 and a GF Value™ of £3.70 (Modestly Overvalued). The stock has 5 warning signs investors should review. Among 1,727 Software companies, Triad Group ranks better than 81.53% on this metric.

Debt-to-EBITDA measures a company's ability to pay off its debt.

Triad Group's Short-Term Debt & Capital Lease Obligation for the quarter that ended in Mar. 2026 was £0.20 Mil. Triad Group's Long-Term Debt & Capital Lease Obligation for the quarter that ended in Mar. 2026 was £0.15 Mil. Triad Group's annualized EBITDA for the quarter that ended in Mar. 2026 was £2.33 Mil. Triad Group's annualized Debt-to-EBITDA for the quarter that ended in Mar. 2026 was 0.15.

A high Debt-to-EBITDA ratio generally means that a company may spend more time to paying off its debt. According to Joel Tillinghast's BIG MONEY THINKS SMALL: Biases, Blind Spots, and Smarter Investing, a ratio of Debt-to-EBITDA exceeding four is usually considered scary unless tangible assets cover the debt.

The historical rank and industry rank for Triad Group's Debt-to-EBITDA or its related term are showing as below:

LSE:TRD' s Debt-to-EBITDA Range Over the Past 10 Years
Min: -3.39   Med: 0.09   Max: 3.21
Current: 0.17

During the past 13 years, the highest Debt-to-EBITDA Ratio of Triad Group was 3.21. The lowest was -3.39. And the median was 0.09.

LSE:TRD's Debt-to-EBITDA is ranked better than
81.53% of 1727 companies
in the Software industry
Industry Median: 1 vs LSE:TRD: 0.17

Triad Group  (LSE:TRD) Debt-to-EBITDA Explanation

In the calculation of Debt-to-EBITDA, we use the total of Short-Term Debt & Capital Lease Obligation and Long-Term Debt & Capital Lease Obligation divided by EBITDA. In some calculations, Total Liabilities is used to for calculation.


Be Aware

A high Debt-to-EBITDA ratio generally means that a company may spend more time to paying off its debt.

According to Joel Tillinghast's BIG MONEY THINKS SMALL: Biases, Blind Spots, and Smarter Investing, a ratio of Debt-to-EBITDA exceeding four is usually considered scary unless tangible assets cover the debt.


Triad Group Debt-to-EBITDA Related Terms


Triad Group Debt-to-EBITDA Historical Data

* Premium members only.

The historical data trend for Triad Group's Debt-to-EBITDA can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Triad Group Debt-to-EBITDA Chart

Triad Group Annual Data
Trend Mar17 Mar18 Mar19 Mar20 Mar21 Mar22 Mar23 Mar24 Mar25 Mar26
Debt-to-EBITDA
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.31 3.21 -0.76 0.31 0.17

Triad Group Semi-Annual Data
Sep16 Mar17 Sep17 Mar18 Sep18 Mar19 Sep19 Mar20 Sep20 Mar21 Sep21 Mar22 Sep22 Mar23 Sep23 Mar24 Sep24 Mar25 Sep25 Mar26
Debt-to-EBITDA Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only -2.56 0.36 0.31 0.25 0.15

LSE:TRD vs IBM, ACN, FISV: Debt-to-EBITDA Comparison

For the Information Technology Services subindustry, Triad Group's Debt-to-EBITDA, along with its competitors' market caps and Debt-to-EBITDA data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Triad Group Debt-to-EBITDA vs Software Industry

For the Software industry and Technology sector, Triad Group's Debt-to-EBITDA distribution charts can be found below:

* The bar in red indicates where Triad Group's Debt-to-EBITDA falls into.


LSE:TRD
72GF Score
Triad Group PLC LSE:TRD
Debt-to-EBITDA is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Triad Group Debt-to-EBITDA Calculation

Debt-to-EBITDA measures a company's ability to pay off its debt.

Triad Group's Debt-to-EBITDA for the fiscal year that ended in Mar. 2026 is calculated as

Debt-to-EBITDA=Total Debt / EBITDA
=(Short-Term Debt & Capital Lease Obligation + Long-Term Debt & Capital Lease Obligation) / EBITDA
=(0.197 + 0.153) / 2.078
=0.17

Triad Group's annualized Debt-to-EBITDA for the quarter that ended in Mar. 2026 is calculated as

Debt-to-EBITDA=Total Debt / EBITDA
=(Short-Term Debt & Capital Lease Obligation + Long-Term Debt & Capital Lease Obligation) / EBITDA
=(0.197 + 0.153) / 2.334
=0.15

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Debt-to-EBITDA, the EBITDA of the last fiscal year is used. In calculating the annualized quarterly data, the EBITDA data used here is two times the quarterly (Mar. 2026) EBITDA data.

Frequently Asked Questions Learn more about Debt-to-EBITDA →
What does a Debt-to-EBITDA of 0.15 mean?
Triad Group (LSE:TRD) has a Debt-to-EBITDA of 0.15 as of Mar. 2026. Debt-to-EBITDA ratio represents the ratio of total debt to total earnings before interest, taxes, depreciation and amortization. View historical data on Triad Group. This is 67% above median its historical median of 0.09. According to the industry distribution chart, Triad Group ranks #319 out of 1727 companies in the Software industry, placing it in the top 18.5%.
Is Triad Group's Debt-to-EBITDA too high?
Triad Group's current Debt-to-EBITDA of 0.15 is 67% above median its 10-year median of 0.09. The Software industry median Debt-to-EBITDA is 1.00. Triad Group's value of 0.15 is 85% below this industry median. Based on the distribution chart, Triad Group ranks #319 out of 1727 companies in the Software industry, which is in the top quartile — a strong position relative to peers. Overall, Triad Group has a GF Score™ of 72/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Triad Group's Debt-to-EBITDA compare to IBM and ACN?
According to the Software industry distribution chart, Triad Group ranks #319 out of 1727 companies for Debt-to-EBITDA. This places Triad Group in the top 19% of its industry — outperforming the majority of peers. The industry median Debt-to-EBITDA is 1.00. Triad Group's value of 0.15 is 85% below this benchmark. While the company's 10-year median is 0.09 vs. the industry median of 1.00, Triad Group has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Debt-to-EBITDA for a Software company?
The median Debt-to-EBITDA among Software companies is 1.00, based on 1,727 companies in the industry. Companies in the top quartile (top 25%) have a Debt-to-EBITDA significantly above this median, while those in the bottom quartile fall well below. However, Debt-to-EBITDA should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Triad Group's current Debt-to-EBITDA of 0.15 is 85% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Debt-to-EBITDA mean?
A high Debt-to-EBITDA can signal that a stock is expensive relative to its fundamentals. Debt-to-EBITDA ratio represents the ratio of total debt to total earnings before interest, taxes, depreciation and amortization. View historical data on Triad Group. For the Software industry, the median Debt-to-EBITDA is 1.00 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Triad Group's current Debt-to-EBITDA is 0.15, which is 67% above median its own 10-year median of 0.09. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Triad Group stock overvalued right now?
Based on GuruFocus' analysis, Triad Group (LSE:TRD) is currently considered Modestly Overvalued. The stock's GF Value™ is £3.70, compared to a current price of £4.10 — trading 10.8% above its estimated fair value. The current Debt-to-EBITDA is 0.15, which is 67% above median its 10-year median of 0.09 and 85% below the Software industry median of 1.00. Triad Group's overall GF Score™ is 72/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Debt-to-EBITDA calculated?
Debt-to-EBITDA is calculated from a company's financial statements. For Triad Group (LSE:TRD), the current Debt-to-EBITDA is 0.15 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Triad Group (LSE:TRD) Overvalued in 2026?

Based on GuruFocus' analysis, Triad Group stock appears to be overvalued. The current stock price of £4.10 is trading 10.8% above its estimated GF Value™ of £3.70. GuruFocus considers Triad Group to be Modestly Overvalued.

Key valuation signals for LSE:TRD:

  • Debt-to-EBITDA: 0.15 (67% above median its 10-year median of 0.09)
  • GF Value™: £3.70 vs. price of £4.10 (10.8% above fair value)
  • GF Score™: 72/100 with 5 warning signs
  • Industry Position: 85% below the Software median (#319 of 1727)

No single metric tells the full story. See the LSE:TRD stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Triad Group Business Description

Address Catteshall Lane, Huxley House, Weyside Park, Godalming, Surrey, GBR, GU7 1XE
Triad Group PLC is a UK-based company that is engaged in the provision of Information Technology (IT) consultancy and solutions services and IT resources to the public sector, private sector, and not-for-profit sector. Its services include consulting, programme management, project delivery, software delivery, and support activities. Geographically, it operates and derives revenue from the United Kingdom.
72GF Score

Get the complete analysis for LSE:TRD

Debt-to-EBITDA is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

£4.10
Price
£3.70
GF Value