Triad Group (LSE:TRD) Interest Coverage: 98.18 (As of Mar. 2026) — 82% Above Median


LSE:TRD Triad Group PLC LSE:TRD
73 GF Score
Price £3.30
GF Value £3.61
Valuation Fairly Valued
! 4 Warning Signs
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What is Triad Group Interest Coverage?

Triad Group LSE:TRD +4.76% 73 Interest Coverage is 98.18 as of Mar. 2026, which is 82% above its 10-year median of 53.84. GuruFocus rates LSE:TRD with a GF Score™ of 73/100 and a GF Value™ of £3.61 (Fairly Valued). The stock has 4 warning signs investors should review. Among 1,705 Software companies, Triad Group ranks better than 63.52% on this metric.

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income by its Interest Expense. Triad Group's Operating Income for the six months ended in Mar. 2026 was £1.08 Mil. Triad Group's Interest Expense for the six months ended in Mar. 2026 was £-0.01 Mil. Triad Group's interest coverage for the quarter that ended in Mar. 2026 was 98.18. The higher the ratio, the stronger the company's financial strength is.

Good Sign:

Ben Graham prefers companies' interest coverage to be at least 5. Triad Group PLC has enough cash to cover all of its debt. Its financial situation is stable.

The historical rank and industry rank for Triad Group's Interest Coverage or its related term are showing as below:

LSE:TRD' s Interest Coverage Range Over the Past 10 Years
Min: 0.8   Med: 53.84   Max: 1019
Current: 70.26


LSE:TRD's Interest Coverage is ranked better than
63.52% of 1705 companies
in the Software industry
Industry Median: 24.78 vs LSE:TRD: 70.26

Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.


Triad Group  (LSE:TRD) Interest Coverage Explanation

Ben Graham requires that a company has a minimum interest coverage of 5 with the companies he invested. If the interest coverage is less than 2, the company is burdened by debt. Any business slow or recession may drag the company into a situation where it cannot pay the interest on its debt.

Interest Coverage is an important factor when GuruFocus ranks a company's overage Financial Strength .


Triad Group Interest Coverage Related Terms


Triad Group Interest Coverage Historical Data

* Premium members only.

The historical data trend for Triad Group's Interest Coverage can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Note: For Interest Coverage, "No debt" indicates no long-term debt. An indication of "No Debt" does not necessarily mean that the company has no long-term debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.

Triad Group Interest Coverage Chart

Triad Group Annual Data
Trend Mar17 Mar18 Mar19 Mar20 Mar21 Mar22 Mar23 Mar24 Mar25 Mar26
Interest Coverage
Get a 7-Day Free Trial Premium Member Only Premium Member Only 29.95 0.80 0.00 37.42 70.26

Triad Group Semi-Annual Data
Sep16 Mar17 Sep17 Mar18 Sep18 Mar19 Sep19 Mar20 Sep20 Mar21 Sep21 Mar22 Sep22 Mar23 Sep23 Mar24 Sep24 Mar25 Sep25 Mar26
Interest Coverage Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.00 33.73 42.50 51.06 98.18

LSE:TRD vs IBM, ACN, FISV: Interest Coverage Comparison

For the Information Technology Services subindustry, Triad Group's Interest Coverage, along with its competitors' market caps and Interest Coverage data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Triad Group Interest Coverage vs Software Industry

For the Software industry and Technology sector, Triad Group's Interest Coverage distribution charts can be found below:

* The bar in red indicates where Triad Group's Interest Coverage falls into.


LSE:TRD
73GF Score
Triad Group PLC LSE:TRD
Interest Coverage is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Triad Group Interest Coverage Calculation

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense:

If Interest Expense is negative and Operating Income is positive, then

Interest Coverage=-1* Operating Income /Interest Expense

Else if Interest Expense is negative and Operating Income is negative, then

The company did not have earnings to cover the interest expense.

Else if Interest Expense is 0 and Long-Term Debt & Capital Lease Obligation is 0, then

The company had no debt (1).


Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.

Triad Group's Interest Coverage for the fiscal year that ended in Mar. 2026 is calculated as

Here, for the fiscal year that ended in Mar. 2026, Triad Group's Interest Expense was £-0.03 Mil. Its Operating Income was £1.90 Mil. And its Long-Term Debt & Capital Lease Obligation was £0.15 Mil.

Interest Coverage=-1* Operating Income (A: Mar. 2026 )/Interest Expense (A: Mar. 2026 )
=-1*1.897/-0.027
=70.26

Triad Group's Interest Coverage for the quarter that ended in Mar. 2026 is calculated as

Here, for the six months ended in Mar. 2026, Triad Group's Interest Expense was £-0.01 Mil. Its Operating Income was £1.08 Mil. And its Long-Term Debt & Capital Lease Obligation was £0.15 Mil.

Interest Coverage=-1* Operating Income (Q: Mar. 2026 )/Interest Expense (Q: Mar. 2026 )
=-1*1.08/-0.011
=98.18

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

The higher the ratio, the stronger the company's Financial Strength is.

Frequently Asked Questions Learn more about Interest Coverage →
What does a Interest Coverage of 98.18 mean?
Triad Group (LSE:TRD) has a Interest Coverage of 98.18 as of Mar. 2026. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Triad Group and its competitors. This is 82% above median its historical median of 53.84. Over the past decade, Triad Group's Interest Coverage has ranged from 0.80 to 1,019.00. According to the industry distribution chart, Triad Group ranks #622 out of 1705 companies in the Software industry, placing it in the top 36.5%.
Is Triad Group's Interest Coverage too high?
Triad Group's current Interest Coverage of 98.18 is 82% above median its 10-year median of 53.84. Over the past 10 years, this metric has ranged from a low of 0.80 to a high of 1,019.00. The Software industry median Interest Coverage is 24.78. Triad Group's value of 98.18 is 296.2% above this industry median. Based on the distribution chart, Triad Group ranks #622 out of 1705 companies in the Software industry, which is above the industry midpoint. Overall, Triad Group has a GF Score™ of 73/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Triad Group's Interest Coverage compare to IBM and ACN?
According to the Software industry distribution chart, Triad Group ranks #622 out of 1705 companies for Interest Coverage. This puts Triad Group in the upper half of its industry. The industry median Interest Coverage is 24.78. Triad Group's value of 98.18 is 296.2% above this benchmark. Historically, Triad Group's own Interest Coverage has ranged from 0.80 to 1,019.00 over the past decade. While the company's 10-year median is 53.84 vs. the industry median of 24.78, Triad Group has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Interest Coverage for a Software company?
The median Interest Coverage among Software companies is 24.78, based on 1,705 companies in the industry. Companies in the top quartile (top 25%) have a Interest Coverage significantly above this median, while those in the bottom quartile fall well below. However, Interest Coverage should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Triad Group's current Interest Coverage of 98.18 is 296.2% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Interest Coverage mean?
A high Interest Coverage can signal that a stock is expensive relative to its fundamentals. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Triad Group and its competitors. For the Software industry, the median Interest Coverage is 24.78 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Triad Group's current Interest Coverage is 98.18, which is 82% above median its own 10-year median of 53.84. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Triad Group stock overvalued right now?
Based on GuruFocus' analysis, Triad Group (LSE:TRD) is currently considered Fairly Valued. The stock's GF Value™ is £3.61, compared to a current price of £3.30 — trading 8.6% below its estimated fair value. The current Interest Coverage is 98.18, which is 82% above median its 10-year median of 53.84 and 296.2% above the Software industry median of 24.78. Triad Group's overall GF Score™ is 73/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Interest Coverage calculated?
Interest Coverage is calculated from a company's financial statements. For Triad Group (LSE:TRD), the current Interest Coverage is 98.18 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Triad Group (LSE:TRD) Overvalued in 2026?

Based on GuruFocus' analysis, Triad Group stock appears to be undervalued. The current stock price of £3.30 is trading 8.6% below its estimated GF Value™ of £3.61. GuruFocus considers Triad Group to be Fairly Valued.

Key valuation signals for LSE:TRD:

  • Interest Coverage: 98.18 (82% above median its 10-year median of 53.84)
  • GF Value™: £3.61 vs. price of £3.30 (8.6% below fair value)
  • GF Score™: 73/100 with 4 warning signs
  • Industry Position: 296.2% above the Software median (#622 of 1705)

No single metric tells the full story. See the LSE:TRD stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Triad Group Business Description

Address Catteshall Lane, Huxley House, Weyside Park, Godalming, Surrey, GBR, GU7 1XE
Triad Group PLC is a UK-based company that is engaged in the provision of Information Technology (IT) consultancy and solutions services and IT resources to the public sector, private sector, and not-for-profit sector. Its services include consulting, programme management, project delivery, software delivery, and support activities. Geographically, it operates and derives revenue from the United Kingdom.
73GF Score

Get the complete analysis for LSE:TRD

Interest Coverage is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

£3.30
Price
£3.61
GF Value