Fiducial Office Solutions (LUX:SACIL) Debt-to-EBITDA : 1.80 (As of Sep. 2022)

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LUX:SACIL Fiducial Office Solutions LUX:SACIL
4 GF Score
Price €26.80
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What is Fiducial Office Solutions Debt-to-EBITDA?

Fiducial Office Solutions LUX:SACIL 4 Debt-to-EBITDA is 1.80 as of Sep. 2022. GuruFocus rates LUX:SACIL with a GF Score™ of 4/100.

Debt-to-EBITDA measures a company's ability to pay off its debt.

Fiducial Office Solutions's Short-Term Debt & Capital Lease Obligation for the quarter that ended in Sep. 2022 was €4.2 Mil. Fiducial Office Solutions's Long-Term Debt & Capital Lease Obligation for the quarter that ended in Sep. 2022 was €3.6 Mil. Fiducial Office Solutions's annualized EBITDA for the quarter that ended in Sep. 2022 was €4.3 Mil. Fiducial Office Solutions's annualized Debt-to-EBITDA for the quarter that ended in Sep. 2022 was 1.80.

A high Debt-to-EBITDA ratio generally means that a company may spend more time to paying off its debt. According to Joel Tillinghast's BIG MONEY THINKS SMALL: Biases, Blind Spots, and Smarter Investing, a ratio of Debt-to-EBITDA exceeding four is usually considered scary unless tangible assets cover the debt.

The historical rank and industry rank for Fiducial Office Solutions's Debt-to-EBITDA or its related term are showing as below:

LUX:SACIL's Debt-to-EBITDA is not ranked *
in the Industrial Products industry.
Industry Median: 1.7
* Ranked among companies with meaningful Debt-to-EBITDA only.

Fiducial Office Solutions  (LUX:SACIL) Debt-to-EBITDA Explanation

In the calculation of Debt-to-EBITDA, we use the total of Short-Term Debt & Capital Lease Obligation and Long-Term Debt & Capital Lease Obligation divided by EBITDA. In some calculations, Total Liabilities is used to for calculation.


Be Aware

A high Debt-to-EBITDA ratio generally means that a company may spend more time to paying off its debt.

According to Joel Tillinghast's BIG MONEY THINKS SMALL: Biases, Blind Spots, and Smarter Investing, a ratio of Debt-to-EBITDA exceeding four is usually considered scary unless tangible assets cover the debt.


Fiducial Office Solutions Debt-to-EBITDA Related Terms


Fiducial Office Solutions Debt-to-EBITDA Historical Data

* Premium members only.

The historical data trend for Fiducial Office Solutions's Debt-to-EBITDA can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Fiducial Office Solutions Debt-to-EBITDA Chart

Fiducial Office Solutions Annual Data
Trend Sep13 Sep14 Sep15 Sep16 Sep17 Sep18 Sep19 Sep20 Sep21 Sep22
Debt-to-EBITDA
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.39 0.71 0.79 1.92 0.79

Fiducial Office Solutions Semi-Annual Data
Sep12 Mar13 Sep13 Sep14 Mar15 Sep15 Mar16 Sep16 Mar17 Sep17 Mar18 Sep18 Mar19 Sep19 Mar20 Sep20 Mar21 Sep21 Mar22 Sep22
Debt-to-EBITDA Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.94 0.16 3.57 0.06 1.80

LUX:SACIL vs HNI, SCS: Debt-to-EBITDA Comparison

For the Business Equipment & Supplies subindustry, Fiducial Office Solutions's Debt-to-EBITDA, along with its competitors' market caps and Debt-to-EBITDA data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Fiducial Office Solutions Debt-to-EBITDA vs Industrial Products Industry

For the Industrial Products industry and Industrials sector, Fiducial Office Solutions's Debt-to-EBITDA distribution charts can be found below:

* The bar in red indicates where Fiducial Office Solutions's Debt-to-EBITDA falls into.


LUX:SACIL
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Fiducial Office Solutions LUX:SACIL
Debt-to-EBITDA is just one metric. See GF Score™, valuation, warning signs, and more.
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Fiducial Office Solutions Debt-to-EBITDA Calculation

Debt-to-EBITDA measures a company's ability to pay off its debt.

Fiducial Office Solutions's Debt-to-EBITDA for the fiscal year that ended in Sep. 2022 is calculated as

Debt-to-EBITDA=Total Debt / EBITDA
=(Short-Term Debt & Capital Lease Obligation + Long-Term Debt & Capital Lease Obligation) / EBITDA
=(4.182 + 3.619) / 9.879
=0.79

Fiducial Office Solutions's annualized Debt-to-EBITDA for the quarter that ended in Sep. 2022 is calculated as

Debt-to-EBITDA=Total Debt / EBITDA
=(Short-Term Debt & Capital Lease Obligation + Long-Term Debt & Capital Lease Obligation) / EBITDA
=(4.182 + 3.619) / 4.336
=1.80

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Debt-to-EBITDA, the EBITDA of the last fiscal year is used. In calculating the annualized quarterly data, the EBITDA data used here is two times the quarterly (Sep. 2022) EBITDA data.

Frequently Asked Questions Learn more about Debt-to-EBITDA →
What does a Debt-to-EBITDA of 1.80 mean?
Fiducial Office Solutions (LUX:SACIL) has a Debt-to-EBITDA of 1.80 as of Sep. 2022. Debt-to-EBITDA ratio represents the ratio of total debt to total earnings before interest, taxes, depreciation and amortization. View historical data on Fiducial Office Solutions.
Is Fiducial Office Solutions' Debt-to-EBITDA too high?
Fiducial Office Solutions' current Debt-to-EBITDA is 1.80. The Industrial Products industry median Debt-to-EBITDA is 1.70. Fiducial Office Solutions' value of 1.80 is 5.9% above this industry median. Overall, Fiducial Office Solutions has a GF Score™ of 4/100, reflecting its overall financial health beyond just this single metric.
How does Fiducial Office Solutions' Debt-to-EBITDA compare to HNI and SCS?
Fiducial Office Solutions' Debt-to-EBITDA of 1.80 can be compared against companies in the Industrial Products industry. The industry median Debt-to-EBITDA is 1.70. Fiducial Office Solutions' value of 1.80 is 5.9% above this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Debt-to-EBITDA for an Industrial Products company?
The median Debt-to-EBITDA among Industrial Products companies is 1.70, based on 2,332 companies in the industry. Companies in the top quartile (top 25%) have a Debt-to-EBITDA significantly above this median, while those in the bottom quartile fall well below. However, Debt-to-EBITDA should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Fiducial Office Solutions's current Debt-to-EBITDA of 1.80 is 5.9% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Debt-to-EBITDA mean?
A high Debt-to-EBITDA can signal that a stock is expensive relative to its fundamentals. Debt-to-EBITDA ratio represents the ratio of total debt to total earnings before interest, taxes, depreciation and amortization. View historical data on Fiducial Office Solutions. For the Industrial Products industry, the median Debt-to-EBITDA is 1.70 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Fiducial Office Solutions's current Debt-to-EBITDA is 1.80. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Fiducial Office Solutions stock overvalued right now?
Fiducial Office Solutions (LUX:SACIL) has a current Debt-to-EBITDA of 1.80. The current Debt-to-EBITDA is 1.80 and 5.9% above the Industrial Products industry median of 1.70. Fiducial Office Solutions' overall GF Score™ is 4/100. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Debt-to-EBITDA calculated?
Debt-to-EBITDA is calculated from a company's financial statements. For Fiducial Office Solutions (LUX:SACIL), the current Debt-to-EBITDA is 1.80 as of Sep. 2022. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Fiducial Office Solutions Business Description

Address 41 rue du Capitaine Guynemer, Courbevoie, FRA, 92400
Fiducial Office Solutions is engaged in the distribution of office supplies and furniture for businesses. The company also designs and prints personalized documents.
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Debt-to-EBITDA is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

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