Fiducial Office Solutions (LUX:SACIL) Interest Coverage: 0.67 (As of Sep. 2022)


LUX:SACIL Fiducial Office Solutions LUX:SACIL
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Price €26.80
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What is Fiducial Office Solutions Interest Coverage?

Fiducial Office Solutions LUX:SACIL 4 Interest Coverage is 0.67 as of Sep. 2022. GuruFocus rates LUX:SACIL with a GF Score™ of 4/100.

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income by its Interest Expense. Fiducial Office Solutions's Operating Income for the six months ended in Sep. 2022 was €0.1 Mil. Fiducial Office Solutions's Interest Expense for the six months ended in Sep. 2022 was €-0.1 Mil. Fiducial Office Solutions's interest coverage for the quarter that ended in Sep. 2022 was 0.67. The higher the ratio, the stronger the company's financial strength is.

The historical rank and industry rank for Fiducial Office Solutions's Interest Coverage or its related term are showing as below:


LUX:SACIL's Interest Coverage is not ranked *
in the Industrial Products industry.
Industry Median: 14.79
* Ranked among companies with meaningful Interest Coverage only.

Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.


Fiducial Office Solutions  (LUX:SACIL) Interest Coverage Explanation

Ben Graham requires that a company has a minimum interest coverage of 5 with the companies he invested. If the interest coverage is less than 2, the company is burdened by debt. Any business slow or recession may drag the company into a situation where it cannot pay the interest on its debt.

Interest Coverage is an important factor when GuruFocus ranks a company's overage Financial Strength .


Fiducial Office Solutions Interest Coverage Related Terms


Fiducial Office Solutions Interest Coverage Historical Data

* Premium members only.

The historical data trend for Fiducial Office Solutions's Interest Coverage can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Note: For Interest Coverage, "No debt" indicates no long-term debt. An indication of "No Debt" does not necessarily mean that the company has no long-term debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.

Fiducial Office Solutions Interest Coverage Chart

Fiducial Office Solutions Annual Data
Trend Sep13 Sep14 Sep15 Sep16 Sep17 Sep18 Sep19 Sep20 Sep21 Sep22
Interest Coverage
Get a 7-Day Free Trial Premium Member Only Premium Member Only 12.06 17.23 8.73 20.42 11.66

Fiducial Office Solutions Semi-Annual Data
Sep12 Mar13 Sep13 Sep14 Mar15 Sep15 Mar16 Sep16 Mar17 Sep17 Mar18 Sep18 Mar19 Sep19 Mar20 Sep20 Mar21 Sep21 Mar22 Sep22
Interest Coverage Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 2.13 40.02 0.00 26.75 0.67

LUX:SACIL vs HNI, SCS: Interest Coverage Comparison

For the Business Equipment & Supplies subindustry, Fiducial Office Solutions's Interest Coverage, along with its competitors' market caps and Interest Coverage data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Fiducial Office Solutions Interest Coverage vs Industrial Products Industry

For the Industrial Products industry and Industrials sector, Fiducial Office Solutions's Interest Coverage distribution charts can be found below:

* The bar in red indicates where Fiducial Office Solutions's Interest Coverage falls into.


LUX:SACIL
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Fiducial Office Solutions LUX:SACIL
Interest Coverage is just one metric. See GF Score™, valuation, warning signs, and more.
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Fiducial Office Solutions Interest Coverage Calculation

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense:

If Interest Expense is negative and Operating Income is positive, then

Interest Coverage=-1* Operating Income /Interest Expense

Else if Interest Expense is negative and Operating Income is negative, then

The company did not have earnings to cover the interest expense.

Else if Interest Expense is 0 and Long-Term Debt & Capital Lease Obligation is 0, then

The company had no debt (1).


Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.

Fiducial Office Solutions's Interest Coverage for the fiscal year that ended in Sep. 2022 is calculated as

Here, for the fiscal year that ended in Sep. 2022, Fiducial Office Solutions's Interest Expense was €-0.2 Mil. Its Operating Income was €2.1 Mil. And its Long-Term Debt & Capital Lease Obligation was €3.6 Mil.

Interest Coverage=-1* Operating Income (A: Sep. 2022 )/Interest Expense (A: Sep. 2022 )
=-1*2.075/-0.178
=11.66

Fiducial Office Solutions's Interest Coverage for the quarter that ended in Sep. 2022 is calculated as

Here, for the six months ended in Sep. 2022, Fiducial Office Solutions's Interest Expense was €-0.1 Mil. Its Operating Income was €0.1 Mil. And its Long-Term Debt & Capital Lease Obligation was €3.6 Mil.

Interest Coverage=-1* Operating Income (Q: Sep. 2022 )/Interest Expense (Q: Sep. 2022 )
=-1*0.069/-0.103
=0.67

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

The higher the ratio, the stronger the company's Financial Strength is.

Frequently Asked Questions Learn more about Interest Coverage →
What does a Interest Coverage of 0.67 mean?
Fiducial Office Solutions (LUX:SACIL) has a Interest Coverage of 0.67 as of Sep. 2022. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Fiducial Office Solutions and its competitors.
Is Fiducial Office Solutions' Interest Coverage too high?
Fiducial Office Solutions' current Interest Coverage is 0.67. The Industrial Products industry median Interest Coverage is 14.79. Fiducial Office Solutions' value of 0.67 is 95.5% below this industry median. Overall, Fiducial Office Solutions has a GF Score™ of 4/100, reflecting its overall financial health beyond just this single metric.
How does Fiducial Office Solutions' Interest Coverage compare to HNI and SCS?
Fiducial Office Solutions' Interest Coverage of 0.67 can be compared against companies in the Industrial Products industry. The industry median Interest Coverage is 14.79. Fiducial Office Solutions' value of 0.67 is 95.5% below this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Interest Coverage for an Industrial Products company?
The median Interest Coverage among Industrial Products companies is 14.79, based on 2,329 companies in the industry. Companies in the top quartile (top 25%) have a Interest Coverage significantly above this median, while those in the bottom quartile fall well below. However, Interest Coverage should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Fiducial Office Solutions's current Interest Coverage of 0.67 is 95.5% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Interest Coverage mean?
A high Interest Coverage can signal that a stock is expensive relative to its fundamentals. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Fiducial Office Solutions and its competitors. For the Industrial Products industry, the median Interest Coverage is 14.79 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Fiducial Office Solutions's current Interest Coverage is 0.67. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Fiducial Office Solutions stock overvalued right now?
Fiducial Office Solutions (LUX:SACIL) has a current Interest Coverage of 0.67. The current Interest Coverage is 0.67 and 95.5% below the Industrial Products industry median of 14.79. Fiducial Office Solutions' overall GF Score™ is 4/100. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Interest Coverage calculated?
Interest Coverage is calculated from a company's financial statements. For Fiducial Office Solutions (LUX:SACIL), the current Interest Coverage is 0.67 as of Sep. 2022. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Fiducial Office Solutions Business Description

Address 41 rue du Capitaine Guynemer, Courbevoie, FRA, 92400
Fiducial Office Solutions is engaged in the distribution of office supplies and furniture for businesses. The company also designs and prints personalized documents.
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Interest Coverage is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

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