Jack Henry & Associates (MEX:JKHY) Debt-to-EBITDA : (As of Jun. 2026)

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MEX:JKHY Jack Henry & Associates Inc MEX:JKHY
89 GF Score
Price MXN2,911.77
GF Value MXN3,740.84
Valuation Modestly Undervalued
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What is Jack Henry & Associates Debt-to-EBITDA?

Debt-to-EBITDA measures a company's ability to pay off its debt.

Jack Henry & Associates's Short-Term Debt & Capital Lease Obligation for the quarter that ended in Jun. 2026 was MXN157 Mil. Jack Henry & Associates's Long-Term Debt & Capital Lease Obligation for the quarter that ended in Jun. 2026 was MXN1,203 Mil. Jack Henry & Associates's annualized EBITDA for the quarter that ended in Jun. 2026 was MXN13,656 Mil. Jack Henry & Associates's annualized Debt-to-EBITDA for the quarter that ended in Jun. 2026 was 0.10.

A high Debt-to-EBITDA ratio generally means that a company may spend more time to paying off its debt. According to Joel Tillinghast's BIG MONEY THINKS SMALL: Biases, Blind Spots, and Smarter Investing, a ratio of Debt-to-EBITDA exceeding four is usually considered scary unless tangible assets cover the debt.

The historical rank and industry rank for Jack Henry & Associates's Debt-to-EBITDA or its related term are showing as below:

MEX:JKHY' s Debt-to-EBITDA Range Over the Past 10 Years
Min: 0   Med: 0.17   Max: 0.4
Current: 0.05

During the past 13 years, the highest Debt-to-EBITDA Ratio of Jack Henry & Associates was 0.40. The lowest was 0.00. And the median was 0.17.

MEX:JKHY's Debt-to-EBITDA is ranked better than
93.11% of 1727 companies
in the Software industry
Industry Median: 0.99 vs MEX:JKHY: 0.05

Jack Henry & Associates  (MEX:JKHY) Debt-to-EBITDA Explanation

In the calculation of Debt-to-EBITDA, we use the total of Short-Term Debt & Capital Lease Obligation and Long-Term Debt & Capital Lease Obligation divided by EBITDA. In some calculations, Total Liabilities is used to for calculation.

Be Aware

A high Debt-to-EBITDA ratio generally means that a company may spend more time to paying off its debt.

According to Joel Tillinghast's BIG MONEY THINKS SMALL: Biases, Blind Spots, and Smarter Investing, a ratio of Debt-to-EBITDA exceeding four is usually considered scary unless tangible assets cover the debt.

Jack Henry & Associates Debt-to-EBITDA Related Terms

Jack Henry & Associates Debt-to-EBITDA Historical Data

* Premium members only.

The historical data trend for Jack Henry & Associates's Debt-to-EBITDA can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Jack Henry & Associates Debt-to-EBITDA Chart

Jack Henry & Associates Annual Data
Trend Jun17 Jun18 Jun19 Jun20 Jun21 Jun22 Jun23 Jun24 Jun25 Jun26
Debt-to-EBITDA
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Jack Henry & Associates Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
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MEX:JKHY vs IT, WSE, CACI: Debt-to-EBITDA Comparison

For the Information Technology Services subindustry, Jack Henry & Associates's Debt-to-EBITDA, along with its competitors' market caps and Debt-to-EBITDA data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

Jack Henry & Associates Debt-to-EBITDA vs Software Industry

For the Software industry and Technology sector, Jack Henry & Associates's Debt-to-EBITDA distribution charts can be found below:

* The bar in red indicates where Jack Henry & Associates's Debt-to-EBITDA falls into.


MEX:JKHY
89GF Score
Jack Henry & Associates Inc MEX:JKHY
Debt-to-EBITDA is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Jack Henry & Associates Debt-to-EBITDA Calculation

Debt-to-EBITDA measures a company's ability to pay off its debt.

Jack Henry & Associates's Debt-to-EBITDA for the fiscal year that ended in Jun. 2026 is calculated as

Debt-to-EBITDA=Total Debt / EBITDA
=(Short-Term Debt & Capital Lease Obligation + Long-Term Debt & Capital Lease Obligation) / EBITDA
=(156.75701125 + 1203.0676875) / 15666.181716721
=0.09

Jack Henry & Associates's annualized Debt-to-EBITDA for the quarter that ended in Jun. 2026 is calculated as

Debt-to-EBITDA=Total Debt / EBITDA
=(Short-Term Debt & Capital Lease Obligation + Long-Term Debt & Capital Lease Obligation) / EBITDA
=(156.75701125 + 1203.0676875) / 13656.132981982
=0.10

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Debt-to-EBITDA, the EBITDA of the last fiscal year is used. In calculating the annualized quarterly data, the EBITDA data used here is four times the quarterly (Jun. 2026) EBITDA data.

Is Jack Henry & Associates (MEX:JKHY) Overvalued in 2026?

Based on GuruFocus' analysis, Jack Henry & Associates stock appears to be undervalued. The current stock price of MXN2,911.77 is trading 22.2% below its estimated GF Value™ of MXN3,740.84. GuruFocus considers Jack Henry & Associates to be Modestly Undervalued.

Key valuation signals for MEX:JKHY:

  • Debt-to-EBITDA:
  • GF Value™: MXN3,740.84 vs. price of MXN2,911.77 (22.2% below fair value)
  • GF Score™: 89/100

No single metric tells the full story. See the MEX:JKHY stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Jack Henry & Associates Business Description

Address 663 Highway 60, P.O. Box 807, Monett, MO, USA, 65708
Jack Henry is a leading provider of core processing and complementary services, including electronic funds transfer, payment processing, and loan processing, for US banks and credit unions, with a focus on small and midsize banks. Jack Henry serves almost 1,000 banks and over 700 credit unions.
89GF Score

Get the complete analysis for MEX:JKHY

Debt-to-EBITDA is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

MXN2,911.77
Price
MXN3,740.84
GF Value