Pattern SpA (MIL:PTR) Debt-to-EBITDA : 5.59 (As of Dec. 2025) — 112% Above Median

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MIL:PTR Pattern SpA MIL:PTR
62 GF Score
Price €2.54
GF Value €4.95
Valuation Possible Value Trap
! 6 Warning Signs
View Full Analysis

What is Pattern SpA Debt-to-EBITDA?

Pattern SpA MIL:PTR -2.31% 62 Debt-to-EBITDA is 5.59 as of Dec. 2025, which is 112% above its 10-year median of 2.64. GuruFocus rates MIL:PTR with a GF Score™ of 62/100 and a GF Value™ of €4.95 (Possible Value Trap). The stock has 6 warning signs investors should review. Among 815 Manufacturing - Apparel & Accessories companies, Pattern SpA ranks worse than 81.1% on this metric.

Debt-to-EBITDA measures a company's ability to pay off its debt.

Pattern SpA's Short-Term Debt & Capital Lease Obligation for the quarter that ended in Dec. 2025 was €10.8 Mil. Pattern SpA's Long-Term Debt & Capital Lease Obligation for the quarter that ended in Dec. 2025 was €34.5 Mil. Pattern SpA's annualized EBITDA for the quarter that ended in Dec. 2025 was €8.1 Mil. Pattern SpA's annualized Debt-to-EBITDA for the quarter that ended in Dec. 2025 was 5.59.

A high Debt-to-EBITDA ratio generally means that a company may spend more time to paying off its debt. According to Joel Tillinghast's BIG MONEY THINKS SMALL: Biases, Blind Spots, and Smarter Investing, a ratio of Debt-to-EBITDA exceeding four is usually considered scary unless tangible assets cover the debt.

The historical rank and industry rank for Pattern SpA's Debt-to-EBITDA or its related term are showing as below:

MIL:PTR' s Debt-to-EBITDA Range Over the Past 10 Years
Min: 0.29   Med: 2.64   Max: 6.75
Current: 6.75

During the past 10 years, the highest Debt-to-EBITDA Ratio of Pattern SpA was 6.75. The lowest was 0.29. And the median was 2.64.

MIL:PTR's Debt-to-EBITDA is ranked worse than
81.1% of 815 companies
in the Manufacturing - Apparel & Accessories industry
Industry Median: 2.75 vs MIL:PTR: 6.75

Pattern SpA  (MIL:PTR) Debt-to-EBITDA Explanation

In the calculation of Debt-to-EBITDA, we use the total of Short-Term Debt & Capital Lease Obligation and Long-Term Debt & Capital Lease Obligation divided by EBITDA. In some calculations, Total Liabilities is used to for calculation.


Be Aware

A high Debt-to-EBITDA ratio generally means that a company may spend more time to paying off its debt.

According to Joel Tillinghast's BIG MONEY THINKS SMALL: Biases, Blind Spots, and Smarter Investing, a ratio of Debt-to-EBITDA exceeding four is usually considered scary unless tangible assets cover the debt.


Pattern SpA Debt-to-EBITDA Related Terms


Pattern SpA Debt-to-EBITDA Historical Data

* Premium members only.

The historical data trend for Pattern SpA's Debt-to-EBITDA can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Pattern SpA Debt-to-EBITDA Chart

Pattern SpA Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Debt-to-EBITDA
Get a 7-Day Free Trial Premium Member Only Premium Member Only 2.64 2.98 0.00 3.15 6.75

Pattern SpA Semi-Annual Data
Dec16 Dec17 Dec18 Jun19 Dec19 Jun20 Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25
Debt-to-EBITDA Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.00 2.62 4.22 7.81 5.59

MIL:PTR vs RL, LEVI, VFC: Debt-to-EBITDA Comparison

For the Apparel Manufacturing subindustry, Pattern SpA's Debt-to-EBITDA, along with its competitors' market caps and Debt-to-EBITDA data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Pattern SpA Debt-to-EBITDA vs Manufacturing - Apparel & Accessories Industry

For the Manufacturing - Apparel & Accessories industry and Consumer Cyclical sector, Pattern SpA's Debt-to-EBITDA distribution charts can be found below:

* The bar in red indicates where Pattern SpA's Debt-to-EBITDA falls into.


MIL:PTR
62GF Score
Pattern SpA MIL:PTR
Debt-to-EBITDA is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Pattern SpA Debt-to-EBITDA Calculation

Debt-to-EBITDA measures a company's ability to pay off its debt.

Pattern SpA's Debt-to-EBITDA for the fiscal year that ended in Dec. 2025 is calculated as

Debt-to-EBITDA=Total Debt / EBITDA
=(Short-Term Debt & Capital Lease Obligation + Long-Term Debt & Capital Lease Obligation) / EBITDA
=(10.819 + 34.525) / 6.717
=6.75

Pattern SpA's annualized Debt-to-EBITDA for the quarter that ended in Dec. 2025 is calculated as

Debt-to-EBITDA=Total Debt / EBITDA
=(Short-Term Debt & Capital Lease Obligation + Long-Term Debt & Capital Lease Obligation) / EBITDA
=(10.819 + 34.525) / 8.11
=5.59

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Debt-to-EBITDA, the EBITDA of the last fiscal year is used. In calculating the annualized quarterly data, the EBITDA data used here is two times the quarterly (Dec. 2025) EBITDA data.

Frequently Asked Questions Learn more about Debt-to-EBITDA →
What does a Debt-to-EBITDA of 5.59 mean?
Pattern SpA (MIL:PTR) has a Debt-to-EBITDA of 5.59 as of Dec. 2025. Debt-to-EBITDA ratio represents the ratio of total debt to total earnings before interest, taxes, depreciation and amortization. View historical data on Pattern SpA. This is 112% above median its historical median of 2.64. Over the past decade, Pattern SpA's Debt-to-EBITDA has ranged from 0.29 to 6.75. According to the industry distribution chart, Pattern SpA ranks #661 out of 815 companies in the Manufacturing - Apparel & Accessories industry, placing it in the top 81.1%.
Is Pattern SpA's Debt-to-EBITDA too high?
Pattern SpA's current Debt-to-EBITDA of 5.59 is 112% above median its 10-year median of 2.64. Over the past 10 years, this metric has ranged from a low of 0.29 to a high of 6.75. The Manufacturing - Apparel & Accessories industry median Debt-to-EBITDA is 2.75. Pattern SpA's value of 5.59 is 103.3% above this industry median. Based on the distribution chart, Pattern SpA ranks #661 out of 815 companies in the Manufacturing - Apparel & Accessories industry, which is in the bottom quartile relative to peers. Overall, Pattern SpA has a GF Score™ of 62/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does Pattern SpA's Debt-to-EBITDA compare to RL and LEVI?
According to the Manufacturing - Apparel & Accessories industry distribution chart, Pattern SpA ranks #661 out of 815 companies for Debt-to-EBITDA. This places Pattern SpA in the lower half of its industry. The industry median Debt-to-EBITDA is 2.75. Pattern SpA's value of 5.59 is 103.3% above this benchmark. Historically, Pattern SpA's own Debt-to-EBITDA has ranged from 0.29 to 6.75 over the past decade. While the company's 10-year median is 2.64 vs. the industry median of 2.75, Pattern SpA has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Debt-to-EBITDA for a Manufacturing - Apparel & Accessories company?
The median Debt-to-EBITDA among Manufacturing - Apparel & Accessories companies is 2.75, based on 815 companies in the industry. Companies in the top quartile (top 25%) have a Debt-to-EBITDA significantly above this median, while those in the bottom quartile fall well below. However, Debt-to-EBITDA should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Pattern SpA's current Debt-to-EBITDA of 5.59 is 103.3% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Debt-to-EBITDA mean?
A high Debt-to-EBITDA can signal that a stock is expensive relative to its fundamentals. Debt-to-EBITDA ratio represents the ratio of total debt to total earnings before interest, taxes, depreciation and amortization. View historical data on Pattern SpA. For the Manufacturing - Apparel & Accessories industry, the median Debt-to-EBITDA is 2.75 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Pattern SpA's current Debt-to-EBITDA is 5.59, which is 112% above median its own 10-year median of 2.64. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Pattern SpA stock overvalued right now?
Based on GuruFocus' analysis, Pattern SpA (MIL:PTR) is currently considered Possible Value Trap. The stock's GF Value™ is €4.95, compared to a current price of €2.54 — trading 48.7% below its estimated fair value. The current Debt-to-EBITDA is 5.59, which is 112% above median its 10-year median of 2.64 and 103.3% above the Manufacturing - Apparel & Accessories industry median of 2.75. Pattern SpA's overall GF Score™ is 62/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Debt-to-EBITDA calculated?
Debt-to-EBITDA is calculated from a company's financial statements. For Pattern SpA (MIL:PTR), the current Debt-to-EBITDA is 5.59 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Pattern SpA (MIL:PTR) Overvalued in 2026?

Based on GuruFocus' analysis, Pattern SpA stock appears to be undervalued. The current stock price of €2.54 is trading 48.7% below its estimated GF Value™ of €4.95. GuruFocus considers Pattern SpA to be Possible Value Trap.

Key valuation signals for MIL:PTR:

  • Debt-to-EBITDA: 5.59 (112% above median its 10-year median of 2.64)
  • GF Value™: €4.95 vs. price of €2.54 (48.7% below fair value)
  • GF Score™: 62/100 with 6 warning signs
  • Industry Position: 103.3% above the Manufacturing - Apparel & Accessories median (#661 of 815)

No single metric tells the full story. See the MIL:PTR stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Pattern SpA Business Description

Address via Italia 4, Collegno, Torino, ITA
Pattern SpA is an Italian Luxury Engineering & Production Hub, covering the main product categories (men's and women's lines, clothing and accessories, woven fabric, knitwear, and leather goods), starting from the research and engineering phase up to production, and revolves around five industrial hubs.
62GF Score

Get the complete analysis for MIL:PTR

Debt-to-EBITDA is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€2.54
Price
€4.95
GF Value