Pattern SpA (MIL:PTR) Equity-to-Asset: 0.27 (As of Dec. 2025) — 21% Below Median

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Director of Data and Quant Analytics at GuruFocus
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MIL:PTR Pattern SpA MIL:PTR
63 GF Score
Price €2.60
GF Value €4.96
Valuation Possible Value Trap
! 6 Warning Signs
View Full Analysis

What is Pattern SpA Equity-to-Asset?

Pattern SpA MIL:PTR -1.52% 63 Equity-to-Asset is 0.27 as of Dec. 2025, which is 21% below its 10-year median of 0.34. GuruFocus rates MIL:PTR with a GF Score™ of 63/100 and a GF Value™ of €4.96 (Possible Value Trap). The stock has 6 warning signs investors should review. Among 1,070 Manufacturing - Apparel & Accessories companies, Pattern SpA ranks worse than 84.58% on this metric.

Equity to Asset ratio is calculated as total stockholders equity divided by total asset. Pattern SpA's Total Stockholders Equity for the quarter that ended in Dec. 2025 was €33.3 Mil. Pattern SpA's Total Assets for the quarter that ended in Dec. 2025 was €121.5 Mil. Therefore, Pattern SpA's Equity to Asset Ratio for the quarter that ended in Dec. 2025 was 0.27.

The historical rank and industry rank for Pattern SpA's Equity-to-Asset or its related term are showing as below:

MIL:PTR' s Equity-to-Asset Range Over the Past 10 Years
Min: 0.24   Med: 0.34   Max: 0.53
Current: 0.27

During the past 10 years, the highest Equity to Asset Ratio of Pattern SpA was 0.53. The lowest was 0.24. And the median was 0.34.

MIL:PTR's Equity-to-Asset is ranked worse than
84.58% of 1070 companies
in the Manufacturing - Apparel & Accessories industry
Industry Median: 0.55 vs MIL:PTR: 0.27

Pattern SpA  (MIL:PTR) Equity-to-Asset Explanation

Equity to Asset ratio can vary greatly across different industries, as they have different capital structure. A company with smaller Equity to Asset ratio (more leveraged) may have higher ROE % because of the leverage.

For banks, the required minimum Equity to Asset ratio by regulation is 5%. Some stronger banks may have Equity to Asset Ratio of more than 10%.


Pattern SpA Equity-to-Asset Related Terms


Pattern SpA Equity-to-Asset Historical Data

* Premium members only.

The historical data trend for Pattern SpA's Equity-to-Asset can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Pattern SpA Equity-to-Asset Chart

Pattern SpA Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Equity-to-Asset
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.33 0.24 0.35 0.30 0.27

Pattern SpA Semi-Annual Data
Dec16 Dec17 Dec18 Jun19 Dec19 Jun20 Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25
Equity-to-Asset Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.35 0.29 0.30 0.27 0.27

MIL:PTR vs RL, LEVI, VFC: Equity-to-Asset Comparison

For the Apparel Manufacturing subindustry, Pattern SpA's Equity-to-Asset, along with its competitors' market caps and Equity-to-Asset data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Pattern SpA Equity-to-Asset vs Manufacturing - Apparel & Accessories Industry

For the Manufacturing - Apparel & Accessories industry and Consumer Cyclical sector, Pattern SpA's Equity-to-Asset distribution charts can be found below:

* The bar in red indicates where Pattern SpA's Equity-to-Asset falls into.


MIL:PTR
63GF Score
Pattern SpA MIL:PTR
Equity-to-Asset is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Pattern SpA Equity-to-Asset Calculation

Equity to Asset ratio measures the ratios of the portion of the asset owned by shareholders out of the total asset. It indicates the leverage of the company, and the amount of debt the company uses in its operation.

Equity to Asset ratio is calculated by dividing total stockholders equity by total asset.

Pattern SpA's Equity to Asset Ratio for the fiscal year that ended in Dec. 2025 is calculated as

Equity to Asset (A: Dec. 2025 )=Total Stockholders Equity/Total Assets
=33.315/121.53
=0.27

Pattern SpA's Equity to Asset Ratio for the quarter that ended in Dec. 2025 is calculated as

Equity to Asset (Q: Dec. 2025 )=Total Stockholders Equity/Total Assets
=33.315/121.53
=0.27

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Equity-to-Asset →
What does a Equity-to-Asset of 0.27 mean?
Pattern SpA (MIL:PTR) has a Equity-to-Asset of 0.27 as of Dec. 2025. Equity-to-asset ratio equals total company equity divided by total assets. It measures financial leverage. View historical data on Pattern SpA and its competitors. This is 21% below median its historical median of 0.34. Over the past decade, Pattern SpA's Equity-to-Asset has ranged from 0.24 to 0.53. According to the industry distribution chart, Pattern SpA ranks #905 out of 1070 companies in the Manufacturing - Apparel & Accessories industry, placing it in the top 84.6%.
Is Pattern SpA's Equity-to-Asset too high?
Pattern SpA's current Equity-to-Asset of 0.27 is 21% below median its 10-year median of 0.34. Over the past 10 years, this metric has ranged from a low of 0.24 to a high of 0.53. The Manufacturing - Apparel & Accessories industry median Equity-to-Asset is 0.55. Pattern SpA's value of 0.27 is 50.9% below this industry median. Based on the distribution chart, Pattern SpA ranks #905 out of 1070 companies in the Manufacturing - Apparel & Accessories industry, which is in the bottom quartile relative to peers. Overall, Pattern SpA has a GF Score™ of 63/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does Pattern SpA's Equity-to-Asset compare to RL and LEVI?
According to the Manufacturing - Apparel & Accessories industry distribution chart, Pattern SpA ranks #905 out of 1070 companies for Equity-to-Asset. This places Pattern SpA in the lower half of its industry. The industry median Equity-to-Asset is 0.55. Pattern SpA's value of 0.27 is 50.9% below this benchmark. Historically, Pattern SpA's own Equity-to-Asset has ranged from 0.24 to 0.53 over the past decade. While the company's 10-year median is 0.34 vs. the industry median of 0.55, Pattern SpA has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Equity-to-Asset for a Manufacturing - Apparel & Accessories company?
The median Equity-to-Asset among Manufacturing - Apparel & Accessories companies is 0.55, based on 1,070 companies in the industry. Companies in the top quartile (top 25%) have a Equity-to-Asset significantly above this median, while those in the bottom quartile fall well below. However, Equity-to-Asset should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Pattern SpA's current Equity-to-Asset of 0.27 is 50.9% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Equity-to-Asset mean?
A high Equity-to-Asset can signal that a stock is expensive relative to its fundamentals. Equity-to-asset ratio equals total company equity divided by total assets. It measures financial leverage. View historical data on Pattern SpA and its competitors. For the Manufacturing - Apparel & Accessories industry, the median Equity-to-Asset is 0.55 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Pattern SpA's current Equity-to-Asset is 0.27, which is 21% below median its own 10-year median of 0.34. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Pattern SpA stock overvalued right now?
Based on GuruFocus' analysis, Pattern SpA (MIL:PTR) is currently considered Possible Value Trap. The stock's GF Value™ is €4.96, compared to a current price of €2.60 — trading 47.6% below its estimated fair value. The current Equity-to-Asset is 0.27, which is 21% below median its 10-year median of 0.34 and 50.9% below the Manufacturing - Apparel & Accessories industry median of 0.55. Pattern SpA's overall GF Score™ is 63/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Equity-to-Asset calculated?
Equity-to-Asset is calculated from a company's financial statements. For Pattern SpA (MIL:PTR), the current Equity-to-Asset is 0.27 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Pattern SpA (MIL:PTR) Overvalued in 2026?

Based on GuruFocus' analysis, Pattern SpA stock appears to be undervalued. The current stock price of €2.60 is trading 47.6% below its estimated GF Value™ of €4.96. GuruFocus considers Pattern SpA to be Possible Value Trap.

Key valuation signals for MIL:PTR:

  • Equity-to-Asset: 0.27 (21% below median its 10-year median of 0.34)
  • GF Value™: €4.96 vs. price of €2.60 (47.6% below fair value)
  • GF Score™: 63/100 with 6 warning signs
  • Industry Position: 50.9% below the Manufacturing - Apparel & Accessories median (#905 of 1070)

No single metric tells the full story. See the MIL:PTR stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Pattern SpA Business Description

Address via Italia 4, Collegno, Torino, ITA
Pattern SpA is an Italian Luxury Engineering & Production Hub, covering the main product categories (men's and women's lines, clothing and accessories, woven fabric, knitwear, and leather goods), starting from the research and engineering phase up to production, and revolves around five industrial hubs.
63GF Score

Get the complete analysis for MIL:PTR

Equity-to-Asset is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€2.60
Price
€4.96
GF Value