Pattern SpA (MIL:PTR) Debt-to-Equity: 1.36 (As of Dec. 2025) — 58% Above Median

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Director of Data and Quant Analytics at GuruFocus
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MIL:PTR Pattern SpA MIL:PTR
62 GF Score
Price €2.60
GF Value €4.96
Valuation Possible Value Trap
! 6 Warning Signs
View Full Analysis

What is Pattern SpA Debt-to-Equity?

Pattern SpA MIL:PTR -0.76% 62 Debt-to-Equity is 1.36 as of Dec. 2025, which is 58% above its 10-year median of 0.86. GuruFocus rates MIL:PTR with a GF Score™ of 62/100 and a GF Value™ of €4.96 (Possible Value Trap). The stock has 6 warning signs investors should review. Among 932 Manufacturing - Apparel & Accessories companies, Pattern SpA ranks worse than 84.23% on this metric.

Pattern SpA's Short-Term Debt & Capital Lease Obligation for the quarter that ended in Dec. 2025 was €10.8 Mil. Pattern SpA's Long-Term Debt & Capital Lease Obligation for the quarter that ended in Dec. 2025 was €34.5 Mil. Pattern SpA's Total Stockholders Equity for the quarter that ended in Dec. 2025 was €33.3 Mil. Pattern SpA's debt to equity for the quarter that ended in Dec. 2025 was 1.36.

A high debt to equity ratio generally means that a company has been aggressive in financing its growth with debt. This can result in volatile earnings as a result of the additional interest expense.

The historical rank and industry rank for Pattern SpA's Debt-to-Equity or its related term are showing as below:

MIL:PTR' s Debt-to-Equity Range Over the Past 10 Years
Min: 0.21   Med: 0.86   Max: 1.36
Current: 1.36

During the past 10 years, the highest Debt-to-Equity Ratio of Pattern SpA was 1.36. The lowest was 0.21. And the median was 0.86.

MIL:PTR's Debt-to-Equity is ranked worse than
84.23% of 932 companies
in the Manufacturing - Apparel & Accessories industry
Industry Median: 0.42 vs MIL:PTR: 1.36

Pattern SpA  (MIL:PTR) Debt-to-Equity Explanation

In the calculation of Debt to Equity, we use the total of Short-Term Debt & Capital Lease Obligation and Long-Term Debt & Capital Lease Obligation divided by Total Stockholders Equity. In some calculations, Total Liabilities is used to for calculation.


Be Aware

Because a company can increase its ROE % by having more financial leverage, it is important to watch the leverage ratio when investing in high ROE % companies.


Pattern SpA Debt-to-Equity Related Terms


Pattern SpA Debt-to-Equity Historical Data

* Premium members only.

The historical data trend for Pattern SpA's Debt-to-Equity can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Pattern SpA Debt-to-Equity Chart

Pattern SpA Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Debt-to-Equity
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.86 1.27 0.00 0.94 1.36

Pattern SpA Semi-Annual Data
Dec16 Dec17 Dec18 Jun19 Dec19 Jun20 Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25
Debt-to-Equity Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.00 0.92 0.94 1.20 1.36

MIL:PTR vs RL, LEVI, VFC: Debt-to-Equity Comparison

For the Apparel Manufacturing subindustry, Pattern SpA's Debt-to-Equity, along with its competitors' market caps and Debt-to-Equity data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Pattern SpA Debt-to-Equity vs Manufacturing - Apparel & Accessories Industry

For the Manufacturing - Apparel & Accessories industry and Consumer Cyclical sector, Pattern SpA's Debt-to-Equity distribution charts can be found below:

* The bar in red indicates where Pattern SpA's Debt-to-Equity falls into.


MIL:PTR
62GF Score
Pattern SpA MIL:PTR
Debt-to-Equity is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Pattern SpA Debt-to-Equity Calculation

Debt to Equity measures the financial leverage a company has.

Pattern SpA's Debt to Equity Ratio for the fiscal year that ended in Dec. 2025 is calculated as

Pattern SpA's Debt to Equity Ratio for the quarter that ended in Dec. 2025 is calculated as

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Debt-to-Equity →
What does a Debt-to-Equity of 1.36 mean?
Pattern SpA (MIL:PTR) has a Debt-to-Equity of 1.36 as of Dec. 2025. Debt-to-Equity ratio represents the ratio of total debt to total company equity. View historical data on Pattern SpA and its competitors. This is 58% above median its historical median of 0.86. Over the past decade, Pattern SpA's Debt-to-Equity has ranged from 0.21 to 1.36. According to the industry distribution chart, Pattern SpA ranks #785 out of 932 companies in the Manufacturing - Apparel & Accessories industry, placing it in the top 84.2%.
Is Pattern SpA's Debt-to-Equity too high?
Pattern SpA's current Debt-to-Equity of 1.36 is 58% above median its 10-year median of 0.86. Over the past 10 years, this metric has ranged from a low of 0.21 to a high of 1.36. The Manufacturing - Apparel & Accessories industry median Debt-to-Equity is 0.42. Pattern SpA's value of 1.36 is 223.8% above this industry median. Based on the distribution chart, Pattern SpA ranks #785 out of 932 companies in the Manufacturing - Apparel & Accessories industry, which is in the bottom quartile relative to peers. Overall, Pattern SpA has a GF Score™ of 62/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does Pattern SpA's Debt-to-Equity compare to RL and LEVI?
According to the Manufacturing - Apparel & Accessories industry distribution chart, Pattern SpA ranks #785 out of 932 companies for Debt-to-Equity. This places Pattern SpA in the lower half of its industry. The industry median Debt-to-Equity is 0.42. Pattern SpA's value of 1.36 is 223.8% above this benchmark. Historically, Pattern SpA's own Debt-to-Equity has ranged from 0.21 to 1.36 over the past decade. While the company's 10-year median is 0.86 vs. the industry median of 0.42, Pattern SpA has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Debt-to-Equity for a Manufacturing - Apparel & Accessories company?
The median Debt-to-Equity among Manufacturing - Apparel & Accessories companies is 0.42, based on 932 companies in the industry. Companies in the top quartile (top 25%) have a Debt-to-Equity significantly above this median, while those in the bottom quartile fall well below. However, Debt-to-Equity should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Pattern SpA's current Debt-to-Equity of 1.36 is 223.8% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Debt-to-Equity mean?
A high Debt-to-Equity can signal that a stock is expensive relative to its fundamentals. Debt-to-Equity ratio represents the ratio of total debt to total company equity. View historical data on Pattern SpA and its competitors. For the Manufacturing - Apparel & Accessories industry, the median Debt-to-Equity is 0.42 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Pattern SpA's current Debt-to-Equity is 1.36, which is 58% above median its own 10-year median of 0.86. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Pattern SpA stock overvalued right now?
Based on GuruFocus' analysis, Pattern SpA (MIL:PTR) is currently considered Possible Value Trap. The stock's GF Value™ is €4.96, compared to a current price of €2.60 — trading 47.6% below its estimated fair value. The current Debt-to-Equity is 1.36, which is 58% above median its 10-year median of 0.86 and 223.8% above the Manufacturing - Apparel & Accessories industry median of 0.42. Pattern SpA's overall GF Score™ is 62/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Debt-to-Equity calculated?
Debt-to-Equity is calculated from a company's financial statements. For Pattern SpA (MIL:PTR), the current Debt-to-Equity is 1.36 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Pattern SpA (MIL:PTR) Overvalued in 2026?

Based on GuruFocus' analysis, Pattern SpA stock appears to be undervalued. The current stock price of €2.60 is trading 47.6% below its estimated GF Value™ of €4.96. GuruFocus considers Pattern SpA to be Possible Value Trap.

Key valuation signals for MIL:PTR:

  • Debt-to-Equity: 1.36 (58% above median its 10-year median of 0.86)
  • GF Value™: €4.96 vs. price of €2.60 (47.6% below fair value)
  • GF Score™: 62/100 with 6 warning signs
  • Industry Position: 223.8% above the Manufacturing - Apparel & Accessories median (#785 of 932)

No single metric tells the full story. See the MIL:PTR stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Pattern SpA Business Description

Address via Italia 4, Collegno, Torino, ITA
Pattern SpA is an Italian Luxury Engineering & Production Hub, covering the main product categories (men's and women's lines, clothing and accessories, woven fabric, knitwear, and leather goods), starting from the research and engineering phase up to production, and revolves around five industrial hubs.
62GF Score

Get the complete analysis for MIL:PTR

Debt-to-Equity is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€2.60
Price
€4.96
GF Value