Reti SpA (MIL:RETI) Debt-to-EBITDA : 2.13 (As of Dec. 2025) — 37% Below Median

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MIL:RETI Reti SpA MIL:RETI
66 GF Score
Price €1.56
GF Value €2.26
Valuation Possible Value Trap
! 3 Warning Signs
View Full Analysis

What is Reti SpA Debt-to-EBITDA?

Reti SpA MIL:RETI 66 Debt-to-EBITDA is 2.13 as of Dec. 2025, which is 37% below its 10-year median of 3.37. GuruFocus rates MIL:RETI with a GF Score™ of 66/100 and a GF Value™ of €2.26 (Possible Value Trap). The stock has 3 warning signs investors should review. Among 1,725 Software companies, Reti SpA ranks worse than 64.06% on this metric.

Debt-to-EBITDA measures a company's ability to pay off its debt.

Reti SpA's Short-Term Debt & Capital Lease Obligation for the quarter that ended in Dec. 2025 was €6.31 Mil. Reti SpA's Long-Term Debt & Capital Lease Obligation for the quarter that ended in Dec. 2025 was €0.12 Mil. Reti SpA's annualized EBITDA for the quarter that ended in Dec. 2025 was €3.02 Mil. Reti SpA's annualized Debt-to-EBITDA for the quarter that ended in Dec. 2025 was 2.13.

A high Debt-to-EBITDA ratio generally means that a company may spend more time to paying off its debt. According to Joel Tillinghast's BIG MONEY THINKS SMALL: Biases, Blind Spots, and Smarter Investing, a ratio of Debt-to-EBITDA exceeding four is usually considered scary unless tangible assets cover the debt.

The historical rank and industry rank for Reti SpA's Debt-to-EBITDA or its related term are showing as below:

MIL:RETI' s Debt-to-EBITDA Range Over the Past 10 Years
Min: 1.68   Med: 3.37   Max: 7.09
Current: 2.01

During the past 8 years, the highest Debt-to-EBITDA Ratio of Reti SpA was 7.09. The lowest was 1.68. And the median was 3.37.

MIL:RETI's Debt-to-EBITDA is ranked worse than
64.06% of 1725 companies
in the Software industry
Industry Median: 1.1 vs MIL:RETI: 2.01

Reti SpA  (MIL:RETI) Debt-to-EBITDA Explanation

In the calculation of Debt-to-EBITDA, we use the total of Short-Term Debt & Capital Lease Obligation and Long-Term Debt & Capital Lease Obligation divided by EBITDA. In some calculations, Total Liabilities is used to for calculation.


Be Aware

A high Debt-to-EBITDA ratio generally means that a company may spend more time to paying off its debt.

According to Joel Tillinghast's BIG MONEY THINKS SMALL: Biases, Blind Spots, and Smarter Investing, a ratio of Debt-to-EBITDA exceeding four is usually considered scary unless tangible assets cover the debt.


Reti SpA Debt-to-EBITDA Related Terms


Reti SpA Debt-to-EBITDA Historical Data

* Premium members only.

The historical data trend for Reti SpA's Debt-to-EBITDA can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Reti SpA Debt-to-EBITDA Chart

Reti SpA Annual Data
Trend Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Debt-to-EBITDA
Get a 7-Day Free Trial 3.74 3.01 1.74 1.68 2.01

Reti SpA Semi-Annual Data
Dec18 Dec19 Jun20 Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25
Debt-to-EBITDA Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 1.62 1.99 1.75 1.46 2.13

MIL:RETI vs IBM, ACN, FISV: Debt-to-EBITDA Comparison

For the Information Technology Services subindustry, Reti SpA's Debt-to-EBITDA, along with its competitors' market caps and Debt-to-EBITDA data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Reti SpA Debt-to-EBITDA vs Software Industry

For the Software industry and Technology sector, Reti SpA's Debt-to-EBITDA distribution charts can be found below:

* The bar in red indicates where Reti SpA's Debt-to-EBITDA falls into.


MIL:RETI
66GF Score
Reti SpA MIL:RETI
Debt-to-EBITDA is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Reti SpA Debt-to-EBITDA Calculation

Debt-to-EBITDA measures a company's ability to pay off its debt.

Reti SpA's Debt-to-EBITDA for the fiscal year that ended in Dec. 2025 is calculated as

Debt-to-EBITDA=Total Debt / EBITDA
=(Short-Term Debt & Capital Lease Obligation + Long-Term Debt & Capital Lease Obligation) / EBITDA
=(6.313 + 0.116) / 3.195
=2.01

Reti SpA's annualized Debt-to-EBITDA for the quarter that ended in Dec. 2025 is calculated as

Debt-to-EBITDA=Total Debt / EBITDA
=(Short-Term Debt & Capital Lease Obligation + Long-Term Debt & Capital Lease Obligation) / EBITDA
=(6.313 + 0.116) / 3.022
=2.13

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Debt-to-EBITDA, the EBITDA of the last fiscal year is used. In calculating the annualized quarterly data, the EBITDA data used here is two times the quarterly (Dec. 2025) EBITDA data.

Frequently Asked Questions Learn more about Debt-to-EBITDA →
What does a Debt-to-EBITDA of 2.13 mean?
Reti SpA (MIL:RETI) has a Debt-to-EBITDA of 2.13 as of Dec. 2025. Debt-to-EBITDA ratio represents the ratio of total debt to total earnings before interest, taxes, depreciation and amortization. View historical data on Reti SpA. This is 37% below median its historical median of 3.37. Over the past decade, Reti SpA's Debt-to-EBITDA has ranged from 1.68 to 7.09. According to the industry distribution chart, Reti SpA ranks #1105 out of 1725 companies in the Software industry, placing it in the top 64.1%.
Is Reti SpA's Debt-to-EBITDA too high?
Reti SpA's current Debt-to-EBITDA of 2.13 is 37% below median its 10-year median of 3.37. Over the past 10 years, this metric has ranged from a low of 1.68 to a high of 7.09. The Software industry median Debt-to-EBITDA is 1.10. Reti SpA's value of 2.13 is 93.6% above this industry median. Based on the distribution chart, Reti SpA ranks #1105 out of 1725 companies in the Software industry, which is below the industry midpoint. Overall, Reti SpA has a GF Score™ of 66/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does Reti SpA's Debt-to-EBITDA compare to IBM and ACN?
According to the Software industry distribution chart, Reti SpA ranks #1105 out of 1725 companies for Debt-to-EBITDA. This places Reti SpA in the lower half of its industry. The industry median Debt-to-EBITDA is 1.10. Reti SpA's value of 2.13 is 93.6% above this benchmark. Historically, Reti SpA's own Debt-to-EBITDA has ranged from 1.68 to 7.09 over the past decade. While the company's 10-year median is 3.37 vs. the industry median of 1.10, Reti SpA has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Debt-to-EBITDA for a Software company?
The median Debt-to-EBITDA among Software companies is 1.10, based on 1,725 companies in the industry. Companies in the top quartile (top 25%) have a Debt-to-EBITDA significantly above this median, while those in the bottom quartile fall well below. However, Debt-to-EBITDA should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Reti SpA's current Debt-to-EBITDA of 2.13 is 93.6% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Debt-to-EBITDA mean?
A high Debt-to-EBITDA can signal that a stock is expensive relative to its fundamentals. Debt-to-EBITDA ratio represents the ratio of total debt to total earnings before interest, taxes, depreciation and amortization. View historical data on Reti SpA. For the Software industry, the median Debt-to-EBITDA is 1.10 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Reti SpA's current Debt-to-EBITDA is 2.13, which is 37% below median its own 10-year median of 3.37. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Reti SpA stock overvalued right now?
Based on GuruFocus' analysis, Reti SpA (MIL:RETI) is currently considered Possible Value Trap. The stock's GF Value™ is €2.26, compared to a current price of €1.56 — trading 31% below its estimated fair value. The current Debt-to-EBITDA is 2.13, which is 37% below median its 10-year median of 3.37 and 93.6% above the Software industry median of 1.10. Reti SpA's overall GF Score™ is 66/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Debt-to-EBITDA calculated?
Debt-to-EBITDA is calculated from a company's financial statements. For Reti SpA (MIL:RETI), the current Debt-to-EBITDA is 2.13 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Reti SpA (MIL:RETI) Overvalued in 2026?

Based on GuruFocus' analysis, Reti SpA stock appears to be undervalued. The current stock price of €1.56 is trading 31% below its estimated GF Value™ of €2.26. GuruFocus considers Reti SpA to be Possible Value Trap.

Key valuation signals for MIL:RETI:

  • Debt-to-EBITDA: 2.13 (37% below median its 10-year median of 3.37)
  • GF Value™: €2.26 vs. price of €1.56 (31% below fair value)
  • GF Score™: 66/100 with 3 warning signs
  • Industry Position: 93.6% above the Software median (#1105 of 1725)

No single metric tells the full story. See the MIL:RETI stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Reti SpA Business Description

Address Via Dante, 6, Busto Arsizio, ITA, 21052
Reti SpA operates in the IT consulting field, specializing in System Integration services. It supports mid and large corporates in digital transformation by offering IT solutions, business consulting, and managed service provider services. The various services provided by the company include; the integration of AI into existing business processes, designing and implementing solutions for business data analysis, executing cloud migration and development projects, management and maintenance of IT infrastructures and applications, providing consultancy in project management and business analyst fields, and others. Geographically, the company generates all of its revenue from its business in Italy.
66GF Score

Get the complete analysis for MIL:RETI

Debt-to-EBITDA is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€1.56
Price
€2.26
GF Value