Reti SpA (MIL:RETI) Debt-to-Equity: 0.66 (As of Dec. 2025) — 46% Below Median

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Director of Data and Quant Analytics at GuruFocus
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MIL:RETI Reti SpA MIL:RETI
69 GF Score
Price €1.67
GF Value €2.26
Valuation Modestly Undervalued
! 3 Warning Signs
View Full Analysis

What is Reti SpA Debt-to-Equity?

Reti SpA MIL:RETI 69 Debt-to-Equity is 0.66 as of Dec. 2025, which is 46% below its 10-year median of 1.23. GuruFocus rates MIL:RETI with a GF Score™ of 69/100 and a GF Value™ of €2.26 (Modestly Undervalued). The stock has 3 warning signs investors should review. Among 2,246 Software companies, Reti SpA ranks worse than 76.27% on this metric.

Reti SpA's Short-Term Debt & Capital Lease Obligation for the quarter that ended in Dec. 2025 was €6.31 Mil. Reti SpA's Long-Term Debt & Capital Lease Obligation for the quarter that ended in Dec. 2025 was €0.12 Mil. Reti SpA's Total Stockholders Equity for the quarter that ended in Dec. 2025 was €9.73 Mil. Reti SpA's debt to equity for the quarter that ended in Dec. 2025 was 0.66.

A high debt to equity ratio generally means that a company has been aggressive in financing its growth with debt. This can result in volatile earnings as a result of the additional interest expense.

The historical rank and industry rank for Reti SpA's Debt-to-Equity or its related term are showing as below:

MIL:RETI' s Debt-to-Equity Range Over the Past 10 Years
Min: 0.62   Med: 1.23   Max: 3.53
Current: 0.66

During the past 8 years, the highest Debt-to-Equity Ratio of Reti SpA was 3.53. The lowest was 0.62. And the median was 1.23.

MIL:RETI's Debt-to-Equity is ranked worse than
76.27% of 2246 companies
in the Software industry
Industry Median: 0.19 vs MIL:RETI: 0.66

Reti SpA  (MIL:RETI) Debt-to-Equity Explanation

In the calculation of Debt to Equity, we use the total of Short-Term Debt & Capital Lease Obligation and Long-Term Debt & Capital Lease Obligation divided by Total Stockholders Equity. In some calculations, Total Liabilities is used to for calculation.


Be Aware

Because a company can increase its ROE % by having more financial leverage, it is important to watch the leverage ratio when investing in high ROE % companies.


Reti SpA Debt-to-Equity Related Terms


Reti SpA Debt-to-Equity Historical Data

* Premium members only.

The historical data trend for Reti SpA's Debt-to-Equity can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Reti SpA Debt-to-Equity Chart

Reti SpA Annual Data
Trend Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Debt-to-Equity
Get a 7-Day Free Trial 1.40 1.05 0.71 0.62 0.66

Reti SpA Semi-Annual Data
Dec18 Dec19 Jun20 Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25
Debt-to-Equity Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.71 0.81 0.62 0.54 0.66

MIL:RETI vs IBM, ACN, FISV: Debt-to-Equity Comparison

For the Information Technology Services subindustry, Reti SpA's Debt-to-Equity, along with its competitors' market caps and Debt-to-Equity data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Reti SpA Debt-to-Equity vs Software Industry

For the Software industry and Technology sector, Reti SpA's Debt-to-Equity distribution charts can be found below:

* The bar in red indicates where Reti SpA's Debt-to-Equity falls into.


MIL:RETI
69GF Score
Reti SpA MIL:RETI
Debt-to-Equity is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Reti SpA Debt-to-Equity Calculation

Debt to Equity measures the financial leverage a company has.

Reti SpA's Debt to Equity Ratio for the fiscal year that ended in Dec. 2025 is calculated as

Reti SpA's Debt to Equity Ratio for the quarter that ended in Dec. 2025 is calculated as

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Debt-to-Equity →
What does a Debt-to-Equity of 0.66 mean?
Reti SpA (MIL:RETI) has a Debt-to-Equity of 0.66 as of Dec. 2025. Debt-to-Equity ratio represents the ratio of total debt to total company equity. View historical data on Reti SpA and its competitors. This is 46% below median its historical median of 1.23. Over the past decade, Reti SpA's Debt-to-Equity has ranged from 0.62 to 3.53. According to the industry distribution chart, Reti SpA ranks #1713 out of 2246 companies in the Software industry, placing it in the top 76.3%.
Is Reti SpA's Debt-to-Equity too high?
Reti SpA's current Debt-to-Equity of 0.66 is 46% below median its 10-year median of 1.23. Over the past 10 years, this metric has ranged from a low of 0.62 to a high of 3.53. The Software industry median Debt-to-Equity is 0.19. Reti SpA's value of 0.66 is 247.4% above this industry median. Based on the distribution chart, Reti SpA ranks #1713 out of 2246 companies in the Software industry, which is in the bottom quartile relative to peers. Overall, Reti SpA has a GF Score™ of 69/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Reti SpA's Debt-to-Equity compare to IBM and ACN?
According to the Software industry distribution chart, Reti SpA ranks #1713 out of 2246 companies for Debt-to-Equity. This places Reti SpA in the lower half of its industry. The industry median Debt-to-Equity is 0.19. Reti SpA's value of 0.66 is 247.4% above this benchmark. Historically, Reti SpA's own Debt-to-Equity has ranged from 0.62 to 3.53 over the past decade. While the company's 10-year median is 1.23 vs. the industry median of 0.19, Reti SpA has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Debt-to-Equity for a Software company?
The median Debt-to-Equity among Software companies is 0.19, based on 2,246 companies in the industry. Companies in the top quartile (top 25%) have a Debt-to-Equity significantly above this median, while those in the bottom quartile fall well below. However, Debt-to-Equity should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Reti SpA's current Debt-to-Equity of 0.66 is 247.4% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Debt-to-Equity mean?
A high Debt-to-Equity can signal that a stock is expensive relative to its fundamentals. Debt-to-Equity ratio represents the ratio of total debt to total company equity. View historical data on Reti SpA and its competitors. For the Software industry, the median Debt-to-Equity is 0.19 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Reti SpA's current Debt-to-Equity is 0.66, which is 46% below median its own 10-year median of 1.23. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Reti SpA stock overvalued right now?
Based on GuruFocus' analysis, Reti SpA (MIL:RETI) is currently considered Modestly Undervalued. The stock's GF Value™ is €2.26, compared to a current price of €1.67 — trading 26.1% below its estimated fair value. The current Debt-to-Equity is 0.66, which is 46% below median its 10-year median of 1.23 and 247.4% above the Software industry median of 0.19. Reti SpA's overall GF Score™ is 69/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Debt-to-Equity calculated?
Debt-to-Equity is calculated from a company's financial statements. For Reti SpA (MIL:RETI), the current Debt-to-Equity is 0.66 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Reti SpA (MIL:RETI) Overvalued in 2026?

Based on GuruFocus' analysis, Reti SpA stock appears to be undervalued. The current stock price of €1.67 is trading 26.1% below its estimated GF Value™ of €2.26. GuruFocus considers Reti SpA to be Modestly Undervalued.

Key valuation signals for MIL:RETI:

  • Debt-to-Equity: 0.66 (46% below median its 10-year median of 1.23)
  • GF Value™: €2.26 vs. price of €1.67 (26.1% below fair value)
  • GF Score™: 69/100 with 3 warning signs
  • Industry Position: 247.4% above the Software median (#1713 of 2246)

No single metric tells the full story. See the MIL:RETI stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Reti SpA Business Description

Address Via Dante, 6, Busto Arsizio, ITA, 21052
Reti SpA operates in the IT consulting field, specializing in System Integration services. It supports mid and large corporates in digital transformation by offering IT solutions, business consulting, and managed service provider services. The various services provided by the company include; the integration of AI into existing business processes, designing and implementing solutions for business data analysis, executing cloud migration and development projects, management and maintenance of IT infrastructures and applications, providing consultancy in project management and business analyst fields, and others. Geographically, the company generates all of its revenue from its business in Italy.
69GF Score

Get the complete analysis for MIL:RETI

Debt-to-Equity is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€1.67
Price
€2.26
GF Value