MKL (Markel Group) Debt-to-EBITDA : (As of Jun. 2026)

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MKL Markel Group Inc MKL
78 GF Score
Price $1,776.33
GF Value $2,208.05
Valuation Modestly Undervalued
! 5 Warning Signs
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What is Markel Group Debt-to-EBITDA?

Debt-to-EBITDA measures a company's ability to pay off its debt.

Markel Group's Short-Term Debt & Capital Lease Obligation for the quarter that ended in Jun. 2026 was $0 Mil. Markel Group's Long-Term Debt & Capital Lease Obligation for the quarter that ended in Jun. 2026 was $4,368 Mil. Markel Group's annualized EBITDA for the quarter that ended in Jun. 2026 was $6,456 Mil. Markel Group's annualized Debt-to-EBITDA for the quarter that ended in Jun. 2026 was 0.68.

A high Debt-to-EBITDA ratio generally means that a company may spend more time to paying off its debt. According to Joel Tillinghast's BIG MONEY THINKS SMALL: Biases, Blind Spots, and Smarter Investing, a ratio of Debt-to-EBITDA exceeding four is usually considered scary unless tangible assets cover the debt.

The historical rank and industry rank for Markel Group's Debt-to-EBITDA or its related term are showing as below:

MKL' s Debt-to-EBITDA Range Over the Past 10 Years
Min: 1.04   Med: 1.83   Max: 11.59
Current: 1.31

During the past 13 years, the highest Debt-to-EBITDA Ratio of Markel Group was 11.59. The lowest was 1.04. And the median was 1.83.

MKL's Debt-to-EBITDA is ranked worse than
52.4% of 313 companies
in the Insurance industry
Industry Median: 1.24 vs MKL: 1.31

Markel Group  (NYSE:MKL) Debt-to-EBITDA Explanation

In the calculation of Debt-to-EBITDA, we use the total of Short-Term Debt & Capital Lease Obligation and Long-Term Debt & Capital Lease Obligation divided by EBITDA. In some calculations, Total Liabilities is used to for calculation.

Be Aware

A high Debt-to-EBITDA ratio generally means that a company may spend more time to paying off its debt.

According to Joel Tillinghast's BIG MONEY THINKS SMALL: Biases, Blind Spots, and Smarter Investing, a ratio of Debt-to-EBITDA exceeding four is usually considered scary unless tangible assets cover the debt.

Markel Group Debt-to-EBITDA Related Terms

Markel Group Debt-to-EBITDA Historical Data

* Premium members only.

The historical data trend for Markel Group's Debt-to-EBITDA can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Markel Group Debt-to-EBITDA Chart

Markel Group Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Debt-to-EBITDA
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Markel Group Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
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MKL vs L, WRB, CINF: Debt-to-EBITDA Comparison

For the Insurance - Property & Casualty subindustry, Markel Group's Debt-to-EBITDA, along with its competitors' market caps and Debt-to-EBITDA data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

Markel Group Debt-to-EBITDA vs Insurance Industry

For the Insurance industry and Financial Services sector, Markel Group's Debt-to-EBITDA distribution charts can be found below:

* The bar in red indicates where Markel Group's Debt-to-EBITDA falls into.


MKL
78GF Score
Markel Group Inc MKL
Debt-to-EBITDA is just one metric. See GF Score™, valuation, warning signs, and more.
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Markel Group Debt-to-EBITDA Calculation

Debt-to-EBITDA measures a company's ability to pay off its debt.

Markel Group's Debt-to-EBITDA for the fiscal year that ended in Dec. 2025 is calculated as

Debt-to-EBITDA=Total Debt / EBITDA
=(Short-Term Debt & Capital Lease Obligation + Long-Term Debt & Capital Lease Obligation) / EBITDA
=(194.803 + 4819.045) / 3286.536
=1.53

Markel Group's annualized Debt-to-EBITDA for the quarter that ended in Jun. 2026 is calculated as

Debt-to-EBITDA=Total Debt / EBITDA
=(Short-Term Debt & Capital Lease Obligation + Long-Term Debt & Capital Lease Obligation) / EBITDA
=(0 + 4367.74) / 6456.096
=0.68

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Debt-to-EBITDA, the EBITDA of the last fiscal year is used. In calculating the annualized quarterly data, the EBITDA data used here is four times the quarterly (Jun. 2026) EBITDA data.

Is Markel Group (MKL) Overvalued in 2026?

Based on GuruFocus' analysis, Markel Group stock appears to be undervalued. The current stock price of $1,776.33 is trading 19.6% below its estimated GF Value™ of $2,208.05. GuruFocus considers Markel Group to be Modestly Undervalued.

Key valuation signals for MKL:

  • Debt-to-EBITDA:
  • GF Value™: $2,208.05 vs. price of $1,776.33 (19.6% below fair value)
  • GF Score™: 78/100 with 5 warning signs

No single metric tells the full story. See the MKL stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Markel Group Business Description

Address 4521 Highwoods Parkway, Glen Allen, VA, USA, 23060-6148
Markel's primary business is property and casualty insurance. The company focuses primarily on specialty lines, ranging from areas such as executive liability to commercial equine insurance. The acquisition of Alterra in 2013 added substantial reinsurance operations, which now account for a little over 10% of premiums. The company uses capital generated by its insurance operations to buy noninsurance operations in diverse areas, such as bakery equipment manufacturing and residential homebuilding.
78GF Score

Get the complete analysis for MKL

Debt-to-EBITDA is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$1,776.33
Price
$2,208.05
GF Value