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Markel GroupMKL -0.83%84 Debt-to-EBITDA is 0.68 as of Jun. 2026, which is 63% below its 10-year median of 1.83. GuruFocus rates MKL with a GF Score™ of 84/100 and a GF Value™ of $2,168.75 (Modestly Undervalued). The stock has 5 warning signs investors should review. Among 319 Insurance companies, Markel Group ranks worse than 52.35% on this metric.
Debt-to-EBITDA measures a company's ability to pay off its debt.
A high Debt-to-EBITDA ratio generally means that a company may spend more time to paying off its debt. According to Joel Tillinghast's BIG MONEY THINKS SMALL: Biases, Blind Spots, and Smarter Investing, a ratio of Debt-to-EBITDA exceeding four is usually considered scary unless tangible assets cover the debt.
The historical rank and industry rank for Markel Group's Debt-to-EBITDA or its related term are showing as below:
MKL'
s Debt-to-EBITDA Range Over the Past 10 Years
Min: 1.04 Med: 1.83 Max: 11.59
Current: 1.31
During the past 13 years, the highest Debt-to-EBITDA Ratio of Markel Group was 11.59. The lowest was 1.04. And the median was 1.83.
MKL's Debt-to-EBITDA is ranked worse than 52.35% of 319
companies
in the Insurance industry
Industry Median: 1.19
vs MKL: 1.31
A high Debt-to-EBITDA ratio generally means that a company may spend more time to paying off its debt.
According to Joel Tillinghast's BIG MONEY THINKS SMALL: Biases, Blind Spots, and Smarter Investing, a ratio of Debt-to-EBITDA exceeding four is usually considered scary unless tangible assets cover the debt.
Markel Group Debt-to-EBITDA Related Terms
Markel Group Debt-to-EBITDA Historical Data
* Premium members only.
The historical data trend for Markel Group's Debt-to-EBITDA can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Insurance - Property & Casualty subindustry, Markel Group's Debt-to-EBITDA, along with its competitors' market caps and Debt-to-EBITDA data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Markel Group Debt-to-EBITDA vs Insurance Industry
For the Insurance industry and Financial Services sector, Markel Group's Debt-to-EBITDA distribution charts can be found below:
* The bar in red indicates where Markel Group's Debt-to-EBITDA falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In the calculation of annual Debt-to-EBITDA, the EBITDA of the last fiscal year is used. In calculating the annualized quarterly data,
the EBITDA data used here is four times the quarterly (Jun. 2026) EBITDA data.
Markel Group (MKL) has a Debt-to-EBITDA of 0.68 as of Jun. 2026. Debt-to-EBITDA ratio represents the ratio of total debt to total earnings before interest, taxes, depreciation and amortization. View historical data on Markel Group. This is 63% below median its historical median of 1.83. Over the past decade, Markel Group's Debt-to-EBITDA has ranged from 1.04 to 11.59. According to the industry distribution chart, Markel Group ranks #167 out of 319 companies in the Insurance industry, placing it in the top 52.4%.
Is Markel Group's Debt-to-EBITDA too high?
Markel Group's current Debt-to-EBITDA of 0.68 is 63% below median its 10-year median of 1.83. Over the past 10 years, this metric has ranged from a low of 1.04 to a high of 11.59. The Insurance industry median Debt-to-EBITDA is 1.19. Markel Group's value of 0.68 is 42.9% below this industry median. Based on the distribution chart, Markel Group ranks #167 out of 319 companies in the Insurance industry, which is below the industry midpoint. Overall, Markel Group has a GF Score™ of 84/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Markel Group's Debt-to-EBITDA compare to L and WRB?
According to the Insurance industry distribution chart, Markel Group ranks #167 out of 319 companies for Debt-to-EBITDA. This places Markel Group in the lower half of its industry. The industry median Debt-to-EBITDA is 1.19. Markel Group's value of 0.68 is 42.9% below this benchmark. Historically, Markel Group's own Debt-to-EBITDA has ranged from 1.04 to 11.59 over the past decade. While the company's 10-year median is 1.83 vs. the industry median of 1.19, Markel Group has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Debt-to-EBITDA for an Insurance company?
The median Debt-to-EBITDA among Insurance companies is 1.19, based on 319 companies in the industry. Companies in the top quartile (top 25%) have a Debt-to-EBITDA significantly above this median, while those in the bottom quartile fall well below. However, Debt-to-EBITDA should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Markel Group's current Debt-to-EBITDA of 0.68 is 42.9% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Debt-to-EBITDA mean?
A high Debt-to-EBITDA can signal that a stock is expensive relative to its fundamentals. Debt-to-EBITDA ratio represents the ratio of total debt to total earnings before interest, taxes, depreciation and amortization. View historical data on Markel Group. For the Insurance industry, the median Debt-to-EBITDA is 1.19 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Markel Group's current Debt-to-EBITDA is 0.68, which is 63% below median its own 10-year median of 1.83. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Markel Group stock overvalued right now?
Based on GuruFocus' analysis, Markel Group (MKL) is currently considered Modestly Undervalued. The stock's GF Value™ is $2,168.75, compared to a current price of $1,871.96 — trading 13.7% below its estimated fair value. The current Debt-to-EBITDA is 0.68, which is 63% below median its 10-year median of 1.83 and 42.9% below the Insurance industry median of 1.19. Markel Group's overall GF Score™ is 84/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Debt-to-EBITDA calculated?
Debt-to-EBITDA is calculated from a company's financial statements. For Markel Group (MKL), the current Debt-to-EBITDA is 0.68 as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Markel Group (MKL) Overvalued in 2026?
Based on GuruFocus' analysis, Markel Group stock appears to be undervalued.
The current stock price of $1,871.96 is trading 13.7% below its estimated GF Value™ of $2,168.75.
GuruFocus considers Markel Group to be Modestly Undervalued.
Key valuation signals for MKL:
Debt-to-EBITDA: 0.68 (63% below median its 10-year median of 1.83)
GF Value™: $2,168.75 vs. price of $1,871.96 (13.7% below fair value)
Industry Position: 42.9% below the Insurance median (#167 of 319)
No single metric tells the full story. See the MKL stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Markel's primary business is property and casualty insurance. The company focuses primarily on specialty lines, ranging from areas such as executive liability to commercial equine insurance. The acquisition of Alterra in 2013 added substantial reinsurance operations, which now account for a little over 10% of premiums. The company uses capital generated by its insurance operations to buy noninsurance operations in diverse areas, such as bakery equipment manufacturing and residential homebuilding.
84GF Score
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