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Markel GroupMKL -2.60%82 Debt-to-Equity is 0.23 as of Jun. 2026, which is 23% below its 10-year median of 0.30. GuruFocus rates MKL with a GF Score™ of 82/100 and a GF Value™ of $2,176.69 (Modestly Undervalued). The stock has 6 warning signs investors should review. Among 404 Insurance companies, Markel Group ranks worse than 52.48% on this metric.
A high debt to equity ratio generally means that a company has been aggressive in financing its growth with debt. This can result in volatile earnings as a result of the additional interest expense.
The historical rank and industry rank for Markel Group's Debt-to-Equity or its related term are showing as below:
MKL'
s Debt-to-Equity Range Over the Past 10 Years
Min: 0.23 Med: 0.3 Max: 0.37
Current: 0.23
During the past 13 years, the highest Debt-to-Equity Ratio of Markel Group was 0.37. The lowest was 0.23. And the median was 0.30.
MKL's Debt-to-Equity is ranked worse than 52.48% of 404
companies
in the Insurance industry
Industry Median: 0.21
vs MKL: 0.23
Because a company can increase its ROE % by having more financial leverage, it is important to watch the leverage ratio when investing in high ROE % companies.
Markel Group Debt-to-Equity Related Terms
Markel Group Debt-to-Equity Historical Data
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The historical data trend for Markel Group's Debt-to-Equity can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Insurance - Property & Casualty subindustry, Markel Group's Debt-to-Equity, along with its competitors' market caps and Debt-to-Equity data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Markel Group Debt-to-Equity vs Insurance Industry
For the Insurance industry and Financial Services sector, Markel Group's Debt-to-Equity distribution charts can be found below:
* The bar in red indicates where Markel Group's Debt-to-Equity falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Markel Group (MKL) has a Debt-to-Equity of 0.23 as of Jun. 2026. Debt-to-Equity ratio represents the ratio of total debt to total company equity. View historical data on Markel Group and its competitors. This is 23% below median its historical median of 0.30. Over the past decade, Markel Group's Debt-to-Equity has ranged from 0.23 to 0.37. According to the industry distribution chart, Markel Group ranks #212 out of 404 companies in the Insurance industry, placing it in the top 52.5%.
Is Markel Group's Debt-to-Equity too high?
Markel Group's current Debt-to-Equity of 0.23 is 23% below median its 10-year median of 0.30. Over the past 10 years, this metric has ranged from a low of 0.23 to a high of 0.37. The Insurance industry median Debt-to-Equity is 0.21. Markel Group's value of 0.23 is 9.5% above this industry median. Based on the distribution chart, Markel Group ranks #212 out of 404 companies in the Insurance industry, which is below the industry midpoint. Overall, Markel Group has a GF Score™ of 82/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Markel Group's Debt-to-Equity compare to L and WRB?
According to the Insurance industry distribution chart, Markel Group ranks #212 out of 404 companies for Debt-to-Equity. This places Markel Group in the lower half of its industry. The industry median Debt-to-Equity is 0.21. Markel Group's value of 0.23 is 9.5% above this benchmark. Historically, Markel Group's own Debt-to-Equity has ranged from 0.23 to 0.37 over the past decade. While the company's 10-year median is 0.30 vs. the industry median of 0.21, Markel Group has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Debt-to-Equity for an Insurance company?
The median Debt-to-Equity among Insurance companies is 0.21, based on 404 companies in the industry. Companies in the top quartile (top 25%) have a Debt-to-Equity significantly above this median, while those in the bottom quartile fall well below. However, Debt-to-Equity should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Markel Group's current Debt-to-Equity of 0.23 is 9.5% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Debt-to-Equity mean?
A high Debt-to-Equity can signal that a stock is expensive relative to its fundamentals. Debt-to-Equity ratio represents the ratio of total debt to total company equity. View historical data on Markel Group and its competitors. For the Insurance industry, the median Debt-to-Equity is 0.21 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Markel Group's current Debt-to-Equity is 0.23, which is 23% below median its own 10-year median of 0.30. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Markel Group stock overvalued right now?
Based on GuruFocus' analysis, Markel Group (MKL) is currently considered Modestly Undervalued. The stock's GF Value™ is $2,176.69, compared to a current price of $1,799.20 — trading 17.3% below its estimated fair value. The current Debt-to-Equity is 0.23, which is 23% below median its 10-year median of 0.30 and 9.5% above the Insurance industry median of 0.21. Markel Group's overall GF Score™ is 82/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Debt-to-Equity calculated?
Debt-to-Equity is calculated from a company's financial statements. For Markel Group (MKL), the current Debt-to-Equity is 0.23 as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Markel Group (MKL) Overvalued in 2026?
Based on GuruFocus' analysis, Markel Group stock appears to be undervalued.
The current stock price of $1,799.20 is trading 17.3% below its estimated GF Value™ of $2,176.69.
GuruFocus considers Markel Group to be Modestly Undervalued.
Key valuation signals for MKL:
Debt-to-Equity: 0.23 (23% below median its 10-year median of 0.30)
GF Value™: $2,176.69 vs. price of $1,799.20 (17.3% below fair value)
Industry Position: 9.5% above the Insurance median (#212 of 404)
No single metric tells the full story. See the MKL stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Markel's primary business is property and casualty insurance. The company focuses primarily on specialty lines, ranging from areas such as executive liability to commercial equine insurance. The acquisition of Alterra in 2013 added substantial reinsurance operations, which now account for a little over 10% of premiums. The company uses capital generated by its insurance operations to buy noninsurance operations in diverse areas, such as bakery equipment manufacturing and residential homebuilding.
82GF Score
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