MMCP (Mag Mile Capital) Debt-to-EBITDA : 0.59 (As of Mar. 2026)

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MMCP Mag Mile Capital Inc MMCP
45 GF Score
Price $0.15
GF Value $55.84
Valuation Significantly Undervalued
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What is Mag Mile Capital Debt-to-EBITDA?

Mag Mile Capital MMCP 45 Debt-to-EBITDA is 0.59 as of Mar. 2026. GuruFocus rates MMCP with a GF Score™ of 45/100 and a GF Value™ of $55.84 (Significantly Undervalued). Among 33 Banks companies, Mag Mile Capital ranks better than 63.64% on this metric.

Debt-to-EBITDA measures a company's ability to pay off its debt.

Mag Mile Capital's Short-Term Debt & Capital Lease Obligation for the quarter that ended in Mar. 2026 was $0.41 Mil. Mag Mile Capital's Long-Term Debt & Capital Lease Obligation for the quarter that ended in Mar. 2026 was $0.35 Mil. Mag Mile Capital's annualized EBITDA for the quarter that ended in Mar. 2026 was $1.28 Mil. Mag Mile Capital's annualized Debt-to-EBITDA for the quarter that ended in Mar. 2026 was 0.59.

A high Debt-to-EBITDA ratio generally means that a company may spend more time to paying off its debt. According to Joel Tillinghast's BIG MONEY THINKS SMALL: Biases, Blind Spots, and Smarter Investing, a ratio of Debt-to-EBITDA exceeding four is usually considered scary unless tangible assets cover the debt.

The historical rank and industry rank for Mag Mile Capital's Debt-to-EBITDA or its related term are showing as below:

MMCP' s Debt-to-EBITDA Range Over the Past 10 Years
Min: -6.57   Med: -1.74   Max: 3.94
Current: 3.94

During the past 5 years, the highest Debt-to-EBITDA Ratio of Mag Mile Capital was 3.94. The lowest was -6.57. And the median was -1.74.

MMCP's Debt-to-EBITDA is ranked better than
63.64% of 33 companies
in the Banks industry
Industry Median: 9.18 vs MMCP: 3.94

Mag Mile Capital  (OTCPK:MMCP) Debt-to-EBITDA Explanation

In the calculation of Debt-to-EBITDA, we use the total of Short-Term Debt & Capital Lease Obligation and Long-Term Debt & Capital Lease Obligation divided by EBITDA. In some calculations, Total Liabilities is used to for calculation.


Be Aware

A high Debt-to-EBITDA ratio generally means that a company may spend more time to paying off its debt.

According to Joel Tillinghast's BIG MONEY THINKS SMALL: Biases, Blind Spots, and Smarter Investing, a ratio of Debt-to-EBITDA exceeding four is usually considered scary unless tangible assets cover the debt.


Mag Mile Capital Debt-to-EBITDA Related Terms


Mag Mile Capital Debt-to-EBITDA Historical Data

* Premium members only.

The historical data trend for Mag Mile Capital's Debt-to-EBITDA can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Mag Mile Capital Debt-to-EBITDA Chart

Mag Mile Capital Annual Data
Trend Jul21 Jul22 Dec23 Dec24 Dec25
Debt-to-EBITDA
N/A -0.58 -0.19 -2.90 -6.57

Mag Mile Capital Quarterly Data
Jul21 Oct21 Jan22 Apr22 Jul22 Oct22 Jan23 Apr23 Jul23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Debt-to-EBITDA Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 7.74 -3.19 -0.60 0.50 0.59

MMCP vs PAPL, BLNE, LFLS: Debt-to-EBITDA Comparison

For the Mortgage Finance subindustry, Mag Mile Capital's Debt-to-EBITDA, along with its competitors' market caps and Debt-to-EBITDA data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Mag Mile Capital Debt-to-EBITDA vs Banks Industry

For the Banks industry and Financial Services sector, Mag Mile Capital's Debt-to-EBITDA distribution charts can be found below:

* The bar in red indicates where Mag Mile Capital's Debt-to-EBITDA falls into.


MMCP
45GF Score
Mag Mile Capital Inc MMCP
Debt-to-EBITDA is just one metric. See GF Score™, valuation, warning signs, and more.
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Mag Mile Capital Debt-to-EBITDA Calculation

Debt-to-EBITDA measures a company's ability to pay off its debt.

Mag Mile Capital's Debt-to-EBITDA for the fiscal year that ended in Dec. 2025 is calculated as

Debt-to-EBITDA=Total Debt / EBITDA
=(Short-Term Debt & Capital Lease Obligation + Long-Term Debt & Capital Lease Obligation) / EBITDA
=(0.407 + 0.349) / -0.115
=-6.57

Mag Mile Capital's annualized Debt-to-EBITDA for the quarter that ended in Mar. 2026 is calculated as

Debt-to-EBITDA=Total Debt / EBITDA
=(Short-Term Debt & Capital Lease Obligation + Long-Term Debt & Capital Lease Obligation) / EBITDA
=(0.41 + 0.346) / 1.276
=0.59

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Debt-to-EBITDA, the EBITDA of the last fiscal year is used. In calculating the annualized quarterly data, the EBITDA data used here is four times the quarterly (Mar. 2026) EBITDA data.

Frequently Asked Questions Learn more about Debt-to-EBITDA →
What does a Debt-to-EBITDA of 0.59 mean?
Mag Mile Capital (MMCP) has a Debt-to-EBITDA of 0.59 as of Mar. 2026. Debt-to-EBITDA ratio represents the ratio of total debt to total earnings before interest, taxes, depreciation and amortization. View historical data on Mag Mile Capital. According to the industry distribution chart, Mag Mile Capital ranks #12 out of 33 companies in the Banks industry, placing it in the top 36.4%.
Is Mag Mile Capital's Debt-to-EBITDA too high?
Mag Mile Capital's current Debt-to-EBITDA is 0.59. The Banks industry median Debt-to-EBITDA is 9.18. Mag Mile Capital's value of 0.59 is 93.6% below this industry median. Based on the distribution chart, Mag Mile Capital ranks #12 out of 33 companies in the Banks industry, which is above the industry midpoint. Overall, Mag Mile Capital has a GF Score™ of 45/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Mag Mile Capital's Debt-to-EBITDA compare to PAPL and BLNE?
According to the Banks industry distribution chart, Mag Mile Capital ranks #12 out of 33 companies for Debt-to-EBITDA. This puts Mag Mile Capital in the upper half of its industry. The industry median Debt-to-EBITDA is 9.18. Mag Mile Capital's value of 0.59 is 93.6% below this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Debt-to-EBITDA for a Banks company?
The median Debt-to-EBITDA among Banks companies is 9.18, based on 33 companies in the industry. Companies in the top quartile (top 25%) have a Debt-to-EBITDA significantly above this median, while those in the bottom quartile fall well below. However, Debt-to-EBITDA should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Mag Mile Capital's current Debt-to-EBITDA of 0.59 is 93.6% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Debt-to-EBITDA mean?
A high Debt-to-EBITDA can signal that a stock is expensive relative to its fundamentals. Debt-to-EBITDA ratio represents the ratio of total debt to total earnings before interest, taxes, depreciation and amortization. View historical data on Mag Mile Capital. For the Banks industry, the median Debt-to-EBITDA is 9.18 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Mag Mile Capital's current Debt-to-EBITDA is 0.59. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Mag Mile Capital stock overvalued right now?
Based on GuruFocus' analysis, Mag Mile Capital (MMCP) is currently considered Significantly Undervalued. The stock's GF Value™ is $55.84, compared to a current price of $0.15 — trading 99.7% below its estimated fair value. The current Debt-to-EBITDA is 0.59 and 93.6% below the Banks industry median of 9.18. Mag Mile Capital's overall GF Score™ is 45/100. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Debt-to-EBITDA calculated?
Debt-to-EBITDA is calculated from a company's financial statements. For Mag Mile Capital (MMCP), the current Debt-to-EBITDA is 0.59 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Mag Mile Capital (MMCP) Overvalued in 2026?

Based on GuruFocus' analysis, Mag Mile Capital stock appears to be undervalued. The current stock price of $0.15 is trading 99.7% below its estimated GF Value™ of $55.84. GuruFocus considers Mag Mile Capital to be Significantly Undervalued.

Key valuation signals for MMCP:

  • Debt-to-EBITDA: 0.59
  • GF Value™: $55.84 vs. price of $0.15 (99.7% below fair value)
  • GF Score™: 45/100
  • Industry Position: 93.6% below the Banks median (#12 of 33)

No single metric tells the full story. See the MMCP stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Mag Mile Capital Business Description

Address 1141 W. Randolph Street, Suite 200, Chicago, IL, USA, 60607
Mag Mile Capital Inc is a full-service commercial real estate mortgage banking firm. It is a national platform comprised of capital markets experience in real estate bridge financing, mezzanine, and permanent debt placement and equity arrangements throughout the full capital stack and across all real estate asset classes, including hotels, multifamily, office, retail, industrial, healthcare, self-storage and special purpose properties, offering access to structured debt and equity advisory solutions and placement for real estate investors, developers, and entrepreneurs. The company leverages its access to diverse sources of capital, including family offices, hedge funds, private equity firms, investment banks, life insurance companies, money centers, and regional commercial banks.
45GF Score

Get the complete analysis for MMCP

Debt-to-EBITDA is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$0.15
Price
$55.84
GF Value