MMCP (Mag Mile Capital) Altman Z2-Score: -6.97 (As of Jun. 24, 2026)


MMCP Mag Mile Capital Inc MMCP
49 GF Score
Price $0.25
GF Value $55.84
Valuation Significantly Undervalued
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What is Mag Mile Capital Altman Z2-Score?

Mag Mile Capital MMCP 49 Altman Z2-Score is -6.97 as of Jun. 24, 2026. GuruFocus rates MMCP with a GF Score™ of 49/100 and a GF Value™ of $55.84 (Significantly Undervalued). Among 49 Banks companies, Mag Mile Capital ranks worse than 100% on this metric.

Altman Z2-Score, also known as Z"-Score, is used to predict the likelihood that a non-manufacturing company (excluding property/financial company) will face bankruptcy within a two-year period.

Warning Sign:

Mag Mile Capital has a Altman Z2-Score of -6.97, indicating it is in Distress Zones. This implies bankrupcy possibility in the next two years.

The zones of discrimination were as such:

When Altman Z2-Score <= 1.1, it is in Distress Zones.
When Altman Z2-Score >= 2.6, it is in Safe Zones.
When Altman Z2-Score is between 1.1 and 2.6, it is in Grey Zones.

The historical rank and industry rank for Mag Mile Capital's Altman Z2-Score or its related term are showing as below:

MMCP' s Altman Z2-Score Range Over the Past 10 Years
Min: -34.02   Med: -13.06   Max: -1.32
Current: -6.97

During the past 5 years, Mag Mile Capital's highest Altman Z2-Score was -1.32. The lowest was -34.02. And the median was -13.06.


Mag Mile Capital  (OTCPK:MMCP) Altman Z2-Score Explanation

The original Z-Score model was based on publicly traded manufacturing companies while the Z2-Score, also known as Z"-score can be used for any type of company excluding property/financial companies. Both Z-Score and Z2-Score describes the financial health of a company, and its likelihood of financial distress.

X1: The Working Capital/Total Assets (WC/TA) ratio is a measure of the net liquid assets of the firm relative to the total capitalization. Working capital is defined as the difference between current assets and current liabilities. Ordinarily, a firm experiencing consistent operating losses will have shrinking current assets in relation to total assets. Altman found this one proved to be the most valuable liquidity ratio comparing with the current ratio and the quick ratio. This is however the least significant of the five factors.

X2: Retained Earnings/Total Assets: the RE/TA ratio measures the leverage of a firm. Retained earnings is the account which reports the total amount of reinvested earnings and/or losses of a firm over its entire life. Those firms with high RE, relative to TA, have financed their assets through retention of profits and have not utilized as much debt.

X3, Earnings Before Interest and Taxes/Total Assets (EBIT/TA): This ratio is a measure of the true productivity of the firm's assets, independent of any tax or leverage factors. Since a firm's ultimate existence is based on the earning power of its assets, this ratio appears to be particularly appropriate for studies dealing with corporate failure. This ratio continually outperforms other profitability measures, including cash flow.

X4_2, Net Worth (Total Stockholders Equity - Preferred Stock)/Total Liabilities (NW/TL): it compares a company’s stock net worth with its total liabilities and can be used to assess the extent of its reliance on debt.

Read more about Altman Z2-Score, the original research on Z-Score and the additional research on Z2-Score.


Be Aware

Altman Z2-Score does not apply to financial companies.


Mag Mile Capital Altman Z2-Score Related Terms


Mag Mile Capital Altman Z2-Score Historical Data

* Premium members only.

The historical data trend for Mag Mile Capital's Altman Z2-Score can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Mag Mile Capital Altman Z2-Score Chart

Mag Mile Capital Annual Data
Trend Jul21 Jul22 Dec23 Dec24 Dec25
Altman Z2-Score
0.00 0.00 -25.28 -16.92 -12.70

Mag Mile Capital Quarterly Data
Jul21 Oct21 Jan22 Apr22 Jul22 Oct22 Jan23 Apr23 Jul23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Altman Z2-Score Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only -13.38 -16.58 -34.02 -12.70 -6.97

MMCP vs BLNE, CNF, PAPL: Altman Z2-Score Comparison

For the Mortgage Finance subindustry, Mag Mile Capital's Altman Z2-Score, along with its competitors' market caps and Altman Z2-Score data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Mag Mile Capital Altman Z2-Score vs Banks Industry

For the Banks industry and Financial Services sector, Mag Mile Capital's Altman Z2-Score distribution charts can be found below:

* The bar in red indicates where Mag Mile Capital's Altman Z2-Score falls into.


MMCP
49GF Score
Mag Mile Capital Inc MMCP
Altman Z2-Score is just one metric. See GF Score™, valuation, warning signs, and more.
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Mag Mile Capital Altman Z2-Score Calculation

Altman Z-Score model is an accurate forecaster of failure up to two years prior to distress. It can be considered the assessment of the distress of industrial corporations.

Z2-Score, also known as Z"-Score is the Z-Score for non-manufacturing companies excluding property/financial companies.

Mag Mile Capital's Altman Z2-Score for today is calculated with this formula:

Z=6.56*X1+3.26*X2+6.72*X3+1.05*X4_2
=6.56*0.173+3.26*-2.8598+6.72*0.1791+1.05*0.0114
=-6.97

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency. GuruFocus does not calculate Altman Z2-Score when X4_2 value is 0.

Trailing Twelve Months (TTM) ended in Mar. 2026:
Total Assets was $0.98 Mil.
Total Current Assets was $0.79 Mil.
Total Current Liabilities was $0.62 Mil.
Retained Earnings was $-2.79 Mil.
Pre-Tax Income was 0.301 + 0.379 + -0.447 + -0.066 = $0.17 Mil.
Interest Expense was -0.002 + -0.002 + -0.002 + -0.002 = $-0.01 Mil.
Total Liabilities was $0.97 Mil.

* Note that for stock reported semi-annually or annually, GuruFocus uses latest annual data as the TTM data.

X1=Working Capital/Total Assets
=(Total Current Assets - Total Current Liabilities)/Total Assets
=(0.789 - 0.62)/0.977
=0.173

X2=Retained Earnings/Total Assets
=-2.794/0.977
=-2.8598

X3=Earnings Before Interest and Taxes/Total Assets
=(Pre-Tax Income - Interest Expense)/Total Assets
=(0.167 - -0.008)/0.977
=0.1791

X4_2=Net Worth/Total Liabilities
=(Total Stockholders Equity - Preferred Stock)/Total Liabilities
=(0.011 - 0)/0.966
=0.0114

The zones of discrimination were as such:

Distress Zones - 1.1 < Grey Zones < 2.6 - Safe Zones

Mag Mile Capital has a Altman Z2-Score of -6.97 indicating it is in Distress Zones.

Frequently Asked Questions Learn more about Altman Z2-Score →
What does a Altman Z2-Score of -6.97 mean?
Mag Mile Capital (MMCP) has a Altman Z2-Score of -6.97 as of Jun. 24, 2026. Z2-Score is the Z-Score for non-manufacturing companies excluding property/financial companies, which measures a company's bankruptcy risk. View historical data on Mag Mile Capital and its competitors. According to the industry distribution chart, Mag Mile Capital ranks #49 out of 49 companies in the Banks industry.
Is Mag Mile Capital's Altman Z2-Score too high?
Mag Mile Capital's current Altman Z2-Score is -6.97. Based on the distribution chart, Mag Mile Capital ranks #49 out of 49 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, Mag Mile Capital has a GF Score™ of 49/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Mag Mile Capital's Altman Z2-Score compare to BLNE and CNF?
According to the Banks industry distribution chart, Mag Mile Capital ranks #49 out of 49 companies for Altman Z2-Score. This places Mag Mile Capital in the lower half of its industry. The industry median Altman Z2-Score is 4.64. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Altman Z2-Score for a Banks company?
The median Altman Z2-Score among Banks companies is 4.64, based on 49 companies in the industry. Companies in the top quartile (top 25%) have a Altman Z2-Score significantly above this median, while those in the bottom quartile fall well below. However, Altman Z2-Score should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Altman Z2-Score mean?
A high Altman Z2-Score can signal that a stock is expensive relative to its fundamentals. Z2-Score is the Z-Score for non-manufacturing companies excluding property/financial companies, which measures a company's bankruptcy risk. View historical data on Mag Mile Capital and its competitors. For the Banks industry, the median Altman Z2-Score is 4.64 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Mag Mile Capital's current Altman Z2-Score is -6.97. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Mag Mile Capital stock overvalued right now?
Based on GuruFocus' analysis, Mag Mile Capital (MMCP) is currently considered Significantly Undervalued. The stock's GF Value™ is $55.84, compared to a current price of $0.25 — trading 99.6% below its estimated fair value. The current Altman Z2-Score is -6.97. Mag Mile Capital's overall GF Score™ is 49/100. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Altman Z2-Score calculated?
Altman Z2-Score is calculated from a company's financial statements. For Mag Mile Capital (MMCP), the current Altman Z2-Score is -6.97 as of Jun. 24, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Mag Mile Capital (MMCP) Overvalued in 2026?

Based on GuruFocus' analysis, Mag Mile Capital stock appears to be undervalued. The current stock price of $0.25 is trading 99.6% below its estimated GF Value™ of $55.84. GuruFocus considers Mag Mile Capital to be Significantly Undervalued.

Key valuation signals for MMCP:

  • Altman Z2-Score: -6.97
  • GF Value™: $55.84 vs. price of $0.25 (99.6% below fair value)
  • GF Score™: 49/100

No single metric tells the full story. See the MMCP stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Mag Mile Capital Business Description

Address 1141 W. Randolph Street, Suite 200, Chicago, IL, USA, 60607
Mag Mile Capital Inc is a full-service commercial real estate mortgage banking firm. It is a national platform comprised of capital markets experience in real estate bridge financing, mezzanine, and permanent debt placement and equity arrangements throughout the full capital stack and across all real estate asset classes, including hotels, multifamily, office, retail, industrial, healthcare, self-storage and special purpose properties, offering access to structured debt and equity advisory solutions and placement for real estate investors, developers, and entrepreneurs. The company leverages its access to diverse sources of capital, including family offices, hedge funds, private equity firms, investment banks, life insurance companies, money centers, and regional commercial banks.
49GF Score

Get the complete analysis for MMCP

Altman Z2-Score is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$0.25
Price
$55.84
GF Value