MMCP (Mag Mile Capital) Effective Interest Rate on Debt %: 1.06% (As of Mar. 2026)

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MMCP Mag Mile Capital Inc MMCP
45 GF Score
Price $0.15
GF Value $55.84
Valuation Significantly Undervalued
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What is Mag Mile Capital Effective Interest Rate on Debt %?

Mag Mile Capital MMCP 45 Effective Interest Rate on Debt % is 1.06% as of Mar. 2026. GuruFocus rates MMCP with a GF Score™ of 45/100 and a GF Value™ of $55.84 (Significantly Undervalued).

Effective Interest Rate on Debt % is the usage rate that a borrower actually pays on a debt. It is calculated as the positive value of Interest Expense divided by its average total debt. Total debt equals to Long-Term Debt & Capital Lease Obligation plus Short-Term Debt & Capital Lease Obligation. Mag Mile Capital's annualized positive value of Interest Expense for the quarter that ended in Mar. 2026 was $0.01 Mil. Mag Mile Capital's average total debt for the quarter that ended in Mar. 2026 was $0.76 Mil. Therefore, Mag Mile Capital's annualized Effective Interest Rate on Debt % for the quarter that ended in Mar. 2026 was 1.06%.


Mag Mile Capital  (OTCPK:MMCP) Effective Interest Rate on Debt % Explanation

Effective Interest Rate on Debt % measures the usage rate that a borrower actually pays on a debt.


Mag Mile Capital Effective Interest Rate on Debt % Related Terms


Mag Mile Capital Effective Interest Rate on Debt % Historical Data

* Premium members only.

The historical data trend for Mag Mile Capital's Effective Interest Rate on Debt % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Mag Mile Capital Effective Interest Rate on Debt % Chart

Mag Mile Capital Annual Data
Trend Jul21 Jul22 Dec23 Dec24 Dec25
Effective Interest Rate on Debt %
0.00 0.00 3.49 1.34 1.20

Mag Mile Capital Quarterly Data
Jul21 Oct21 Jan22 Apr22 Jul22 Oct22 Jan23 Apr23 Jul23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Effective Interest Rate on Debt % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 1.03 0.99 0.86 0.88 1.06

MMCP vs PAPL, BLNE, LFLS: Effective Interest Rate on Debt % Comparison

For the Mortgage Finance subindustry, Mag Mile Capital's Effective Interest Rate on Debt %, along with its competitors' market caps and Effective Interest Rate on Debt % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Mag Mile Capital Effective Interest Rate on Debt % vs Banks Industry

For the Banks industry and Financial Services sector, Mag Mile Capital's Effective Interest Rate on Debt % distribution charts can be found below:

* The bar in red indicates where Mag Mile Capital's Effective Interest Rate on Debt % falls into.


MMCP
45GF Score
Mag Mile Capital Inc MMCP
Effective Interest Rate on Debt % is just one metric. See GF Score™, valuation, warning signs, and more.
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Mag Mile Capital Effective Interest Rate on Debt % Calculation

Mag Mile Capital's annualized Effective Interest Rate on Debt % for the fiscal year that ended in Dec. 2025 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (A: Dec. 2024 )+Total Debt  (A: Dec. 2025 ))/ count )
=-1  *  -0.009/( (0.75+0.756)/ 2 )
=-1  *  -0.009/0.753
=1.20 %

where

Total Debt  (A: Dec. 2024 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=0.371 + 0.379
=0.75

Total Debt  (A: Dec. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=0.349 + 0.407
=0.756

Mag Mile Capital's annualized Effective Interest Rate on Debt % for the quarter that ended in Mar. 2026 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (Q: Dec. 2025 )+Total Debt  (Q: Mar. 2026 ))/ count )
=-1  *  -0.008/( (0.756+0.756)/ 2 )
=-1  *  -0.008/0.756
=1.06 %

where

Total Debt  (Q: Dec. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=0.349 + 0.407
=0.756

Total Debt  (Q: Mar. 2026 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=0.346 + 0.41
=0.756

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Effective Interest Rate on Debt %, the Interest Expense of the last fiscal year and the average total debt over the fiscal year are used. In calculating the quarterly data, the Interest Expense data used here is four times the quarterly (Mar. 2026) interest expense data. Effective Interest Rate on Debt % is displayed in the 30-year financial page.

What does a Effective Interest Rate on Debt % of 1.06% mean?
Mag Mile Capital (MMCP) has a Effective Interest Rate on Debt % of 1.06% as of Mar. 2026. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Mag Mile Capital and its competitors.
Is Mag Mile Capital's Effective Interest Rate on Debt % too high?
Mag Mile Capital's current Effective Interest Rate on Debt % is 1.06%. Overall, Mag Mile Capital has a GF Score™ of 45/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Mag Mile Capital's Effective Interest Rate on Debt % compare to PAPL and BLNE?
Mag Mile Capital's Effective Interest Rate on Debt % of 1.06% can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Effective Interest Rate on Debt % for a Banks company?
A good Effective Interest Rate on Debt % depends on the Banks industry context. However, Effective Interest Rate on Debt % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Effective Interest Rate on Debt % mean?
A high Effective Interest Rate on Debt % can signal that a stock is expensive relative to its fundamentals. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Mag Mile Capital and its competitors. Mag Mile Capital's current Effective Interest Rate on Debt % is 1.06%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Mag Mile Capital stock overvalued right now?
Based on GuruFocus' analysis, Mag Mile Capital (MMCP) is currently considered Significantly Undervalued. The stock's GF Value™ is $55.84, compared to a current price of $0.15 — trading 99.7% below its estimated fair value. The current Effective Interest Rate on Debt % is 1.06%. Mag Mile Capital's overall GF Score™ is 45/100. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Effective Interest Rate on Debt % calculated?
Effective Interest Rate on Debt % is calculated from a company's financial statements. For Mag Mile Capital (MMCP), the current Effective Interest Rate on Debt % is 1.06% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Mag Mile Capital (MMCP) Overvalued in 2026?

Based on GuruFocus' analysis, Mag Mile Capital stock appears to be undervalued. The current stock price of $0.15 is trading 99.7% below its estimated GF Value™ of $55.84. GuruFocus considers Mag Mile Capital to be Significantly Undervalued.

Key valuation signals for MMCP:

  • Effective Interest Rate on Debt %: 1.06%
  • GF Value™: $55.84 vs. price of $0.15 (99.7% below fair value)
  • GF Score™: 45/100

No single metric tells the full story. See the MMCP stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Mag Mile Capital Business Description

Address 1141 W. Randolph Street, Suite 200, Chicago, IL, USA, 60607
Mag Mile Capital Inc is a full-service commercial real estate mortgage banking firm. It is a national platform comprised of capital markets experience in real estate bridge financing, mezzanine, and permanent debt placement and equity arrangements throughout the full capital stack and across all real estate asset classes, including hotels, multifamily, office, retail, industrial, healthcare, self-storage and special purpose properties, offering access to structured debt and equity advisory solutions and placement for real estate investors, developers, and entrepreneurs. The company leverages its access to diverse sources of capital, including family offices, hedge funds, private equity firms, investment banks, life insurance companies, money centers, and regional commercial banks.
45GF Score

Get the complete analysis for MMCP

Effective Interest Rate on Debt % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$0.15
Price
$55.84
GF Value