MMMM (Quad M Solutions) Debt-to-EBITDA : -11.93 (As of Jun. 2023)

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What is Quad M Solutions Debt-to-EBITDA?

Quad M Solutions MMMM Debt-to-EBITDA is -11.93 as of Jun. 2023.

Debt-to-EBITDA measures a company's ability to pay off its debt.

Quad M Solutions's Short-Term Debt & Capital Lease Obligation for the quarter that ended in Jun. 2023 was $5.01 Mil. Quad M Solutions's Long-Term Debt & Capital Lease Obligation for the quarter that ended in Jun. 2023 was $0.00 Mil. Quad M Solutions's annualized EBITDA for the quarter that ended in Jun. 2023 was $-0.42 Mil. Quad M Solutions's annualized Debt-to-EBITDA for the quarter that ended in Jun. 2023 was -11.93.

A high Debt-to-EBITDA ratio generally means that a company may spend more time to paying off its debt. According to Joel Tillinghast's BIG MONEY THINKS SMALL: Biases, Blind Spots, and Smarter Investing, a ratio of Debt-to-EBITDA exceeding four is usually considered scary unless tangible assets cover the debt.

The historical rank and industry rank for Quad M Solutions's Debt-to-EBITDA or its related term are showing as below:

MMMM's Debt-to-EBITDA is not ranked *
in the Insurance industry.
Industry Median: 1.19
* Ranked among companies with meaningful Debt-to-EBITDA only.

Quad M Solutions  (OTCPK:MMMM) Debt-to-EBITDA Explanation

In the calculation of Debt-to-EBITDA, we use the total of Short-Term Debt & Capital Lease Obligation and Long-Term Debt & Capital Lease Obligation divided by EBITDA. In some calculations, Total Liabilities is used to for calculation.


Be Aware

A high Debt-to-EBITDA ratio generally means that a company may spend more time to paying off its debt.

According to Joel Tillinghast's BIG MONEY THINKS SMALL: Biases, Blind Spots, and Smarter Investing, a ratio of Debt-to-EBITDA exceeding four is usually considered scary unless tangible assets cover the debt.


Quad M Solutions Debt-to-EBITDA Related Terms


Quad M Solutions Debt-to-EBITDA Historical Data

* Premium members only.

The historical data trend for Quad M Solutions's Debt-to-EBITDA can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Quad M Solutions Debt-to-EBITDA Chart

Quad M Solutions Annual Data
Trend Sep16 Sep17 Sep18 Sep19 Sep20 Sep21 Dec22
Debt-to-EBITDA
Get a 7-Day Free Trial -0.12 -0.12 -0.13 -0.50 -1.41

Quad M Solutions Quarterly Data
Sep18 Dec18 Mar19 Jun19 Sep19 Dec19 Mar20 Jun20 Sep20 Dec20 Mar21 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23
Debt-to-EBITDA Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 1.52 1.18 -0.17 -22.46 -11.93

MMMM vs IVFH, HFFG, TWG: Debt-to-EBITDA Comparison

For the Insurance - Specialty subindustry, Quad M Solutions's Debt-to-EBITDA, along with its competitors' market caps and Debt-to-EBITDA data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Quad M Solutions Debt-to-EBITDA vs Insurance Industry

For the Insurance industry and Financial Services sector, Quad M Solutions's Debt-to-EBITDA distribution charts can be found below:

* The bar in red indicates where Quad M Solutions's Debt-to-EBITDA falls into.



Quad M Solutions Debt-to-EBITDA Calculation

Debt-to-EBITDA measures a company's ability to pay off its debt.

Quad M Solutions's Debt-to-EBITDA for the fiscal year that ended in Dec. 2022 is calculated as

Debt-to-EBITDA=Total Debt / EBITDA
=(Short-Term Debt & Capital Lease Obligation + Long-Term Debt & Capital Lease Obligation) / EBITDA
=(4.919 + 0) / -3.484
=-1.41

Quad M Solutions's annualized Debt-to-EBITDA for the quarter that ended in Jun. 2023 is calculated as

Debt-to-EBITDA=Total Debt / EBITDA
=(Short-Term Debt & Capital Lease Obligation + Long-Term Debt & Capital Lease Obligation) / EBITDA
=(5.012 + 0) / -0.42
=-11.93

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Debt-to-EBITDA, the EBITDA of the last fiscal year is used. In calculating the annualized quarterly data, the EBITDA data used here is four times the quarterly (Jun. 2023) EBITDA data.

Frequently Asked Questions Learn more about Debt-to-EBITDA →
What does a Debt-to-EBITDA of -11.93 mean?
Quad M Solutions (MMMM) has a Debt-to-EBITDA of -11.93 as of Jun. 2023. Debt-to-EBITDA ratio represents the ratio of total debt to total earnings before interest, taxes, depreciation and amortization. View historical data on Quad M Solutions.
Is Quad M Solutions' Debt-to-EBITDA too high?
Quad M Solutions' current Debt-to-EBITDA is -11.93.
How does Quad M Solutions' Debt-to-EBITDA compare to IVFH and HFFG?
Quad M Solutions' Debt-to-EBITDA of -11.93 can be compared against companies in the Insurance industry. The industry median Debt-to-EBITDA is 1.19. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Debt-to-EBITDA for an Insurance company?
The median Debt-to-EBITDA among Insurance companies is 1.19, based on 320 companies in the industry. Companies in the top quartile (top 25%) have a Debt-to-EBITDA significantly above this median, while those in the bottom quartile fall well below. However, Debt-to-EBITDA should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Debt-to-EBITDA mean?
A high Debt-to-EBITDA can signal that a stock is expensive relative to its fundamentals. Debt-to-EBITDA ratio represents the ratio of total debt to total earnings before interest, taxes, depreciation and amortization. View historical data on Quad M Solutions. For the Insurance industry, the median Debt-to-EBITDA is 1.19 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Quad M Solutions's current Debt-to-EBITDA is -11.93. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Quad M Solutions stock overvalued right now?
Quad M Solutions (MMMM) has a current Debt-to-EBITDA of -11.93. The current Debt-to-EBITDA is -11.93. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Debt-to-EBITDA calculated?
Debt-to-EBITDA is calculated from a company's financial statements. For Quad M Solutions (MMMM), the current Debt-to-EBITDA is -11.93 as of Jun. 2023. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Quad M Solutions Business Description

Address 1111 Belt Line Road, Suite 108E, Garland, TX, USA, 75040
Quad M Solutions Inc along with its subsidiaries is engaged in the business of providing staffing services, back-office services including accounting, payroll and a full complement of HR benefits in its role as a Professional Employer Organization. Along with this, the company is also engaged in providing health plans and comprehensive benefits, insurance consulting services, re-insurance, employer retirement benefit services to small and medium-sized businesses. It generates revenue from staffing and business consulting services.