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Mensch und Maschine Software SEMSHHF 61 Debt-to-EBITDA is 0.36 as of Mar. 2026, which is 55% below its 10-year median of 0.80. GuruFocus rates MSHHF with a GF Score™ of 61/100 and a GF Value™ of $57.58 (Significantly Undervalued). The stock has 3 warning signs investors should review. Among 1,716 Software companies, Mensch und Maschine Software SE ranks better than 66.03% on this metric.
Debt-to-EBITDA measures a company's ability to pay off its debt.
A high Debt-to-EBITDA ratio generally means that a company may spend more time to paying off its debt. According to Joel Tillinghast's BIG MONEY THINKS SMALL: Biases, Blind Spots, and Smarter Investing, a ratio of Debt-to-EBITDA exceeding four is usually considered scary unless tangible assets cover the debt.
The historical rank and industry rank for Mensch und Maschine Software SE's Debt-to-EBITDA or its related term are showing as below:
MSHHF'
s Debt-to-EBITDA Range Over the Past 10 Years
Min: 0.34 Med: 0.8 Max: 1.89
Current: 0.5
During the past 13 years, the highest Debt-to-EBITDA Ratio of Mensch und Maschine Software SE was 1.89. The lowest was 0.34. And the median was 0.80.
MSHHF's Debt-to-EBITDA is ranked better than 66.03% of 1716
companies
in the Software industry
Industry Median: 1.085
vs MSHHF: 0.50
Mensch und Maschine Software SE (OTCPK:MSHHF) Debt-to-EBITDA Explanation
A high Debt-to-EBITDA ratio generally means that a company may spend more time to paying off its debt.
According to Joel Tillinghast's BIG MONEY THINKS SMALL: Biases, Blind Spots, and Smarter Investing, a ratio of Debt-to-EBITDA exceeding four is usually considered scary unless tangible assets cover the debt.
Mensch und Maschine Software SE Debt-to-EBITDA Related Terms
Mensch und Maschine Software SE Debt-to-EBITDA Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Mensch und Maschine Software SE Debt-to-EBITDA Chart
MSHHF vs UBER, SHOP, CRM: Debt-to-EBITDA Comparison
For the Software - Application subindustry, Mensch und Maschine Software SE's Debt-to-EBITDA, along with its competitors' market caps and Debt-to-EBITDA data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Mensch und Maschine Software SE Debt-to-EBITDA vs Software Industry
For the Software industry and Technology sector, Mensch und Maschine Software SE's Debt-to-EBITDA distribution charts can be found below:
* The bar in red indicates where Mensch und Maschine Software SE's Debt-to-EBITDA falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In the calculation of annual Debt-to-EBITDA, the EBITDA of the last fiscal year is used. In calculating the annualized quarterly data,
the EBITDA data used here is four times the quarterly (Mar. 2026) EBITDA data.
Mensch und Maschine Software SE (MSHHF) has a Debt-to-EBITDA of 0.36 as of Mar. 2026. Debt-to-EBITDA ratio represents the ratio of total debt to total earnings before interest, taxes, depreciation and amortization. View historical data on Mensch und Maschine Software SE. This is 55% below median its historical median of 0.80. Over the past decade, Mensch und Maschine Software SE's Debt-to-EBITDA has ranged from 0.34 to 1.89. According to the industry distribution chart, Mensch und Maschine Software SE ranks #583 out of 1716 companies in the Software industry, placing it in the top 34%.
Is Mensch und Maschine Software SE's Debt-to-EBITDA too high?
Mensch und Maschine Software SE's current Debt-to-EBITDA of 0.36 is 55% below median its 10-year median of 0.80. Over the past 10 years, this metric has ranged from a low of 0.34 to a high of 1.89. The Software industry median Debt-to-EBITDA is 1.09. Mensch und Maschine Software SE's value of 0.36 is 66.8% below this industry median. Based on the distribution chart, Mensch und Maschine Software SE ranks #583 out of 1716 companies in the Software industry, which is above the industry midpoint. Overall, Mensch und Maschine Software SE has a GF Score™ of 61/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Mensch und Maschine Software SE's Debt-to-EBITDA compare to UBER and SHOP?
According to the Software industry distribution chart, Mensch und Maschine Software SE ranks #583 out of 1716 companies for Debt-to-EBITDA. This puts Mensch und Maschine Software SE in the upper half of its industry. The industry median Debt-to-EBITDA is 1.09. Mensch und Maschine Software SE's value of 0.36 is 66.8% below this benchmark. Historically, Mensch und Maschine Software SE's own Debt-to-EBITDA has ranged from 0.34 to 1.89 over the past decade. While the company's 10-year median is 0.80 vs. the industry median of 1.09, Mensch und Maschine Software SE has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Debt-to-EBITDA for a Software company?
The median Debt-to-EBITDA among Software companies is 1.09, based on 1,716 companies in the industry. Companies in the top quartile (top 25%) have a Debt-to-EBITDA significantly above this median, while those in the bottom quartile fall well below. However, Debt-to-EBITDA should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Mensch und Maschine Software SE's current Debt-to-EBITDA of 0.36 is 66.8% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Debt-to-EBITDA mean?
A high Debt-to-EBITDA can signal that a stock is expensive relative to its fundamentals. Debt-to-EBITDA ratio represents the ratio of total debt to total earnings before interest, taxes, depreciation and amortization. View historical data on Mensch und Maschine Software SE. For the Software industry, the median Debt-to-EBITDA is 1.09 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Mensch und Maschine Software SE's current Debt-to-EBITDA is 0.36, which is 55% below median its own 10-year median of 0.80. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Mensch und Maschine Software SE stock overvalued right now?
Based on GuruFocus' analysis, Mensch und Maschine Software SE (MSHHF) is currently considered Significantly Undervalued. The stock's GF Value™ is $57.58, compared to a current price of $39.42 — trading 31.5% below its estimated fair value. The current Debt-to-EBITDA is 0.36, which is 55% below median its 10-year median of 0.80 and 66.8% below the Software industry median of 1.09. Mensch und Maschine Software SE's overall GF Score™ is 61/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Debt-to-EBITDA calculated?
Debt-to-EBITDA is calculated from a company's financial statements. For Mensch und Maschine Software SE (MSHHF), the current Debt-to-EBITDA is 0.36 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Mensch und Maschine Software SE (MSHHF) Overvalued in 2026?
Based on GuruFocus' analysis, Mensch und Maschine Software SE stock appears to be undervalued.
The current stock price of $39.42 is trading 31.5% below its estimated GF Value™ of $57.58.
GuruFocus considers Mensch und Maschine Software SE to be Significantly Undervalued.
Key valuation signals for MSHHF:
Debt-to-EBITDA: 0.36 (55% below median its 10-year median of 0.80)
GF Value™: $57.58 vs. price of $39.42 (31.5% below fair value)
Industry Position: 66.8% below the Software median (#583 of 1716)
No single metric tells the full story. See the MSHHF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Mensch und Maschine Software SE Business Description
Mensch und Maschine Software SE is a Germany-based company engaged in the provision of technical software and digitization solutions in the CAD/CAM/CAE (Computer Aided Design, Manufacturing & Engineering) and PDM/PLM (Product Data /Lifecycle Management) and BIM (Building Information Modeling / Management) areas. The company's business model is based on two segments: i) M+M Digitization: It develops software solutions for customers in several European countries, and ii) M+M software: The M+M software segment develops standard software for CAD/CAM, BIM/Engineering, Garden/ Landscaping, and CAE. The majority of the company's revenue is generated from the M+M Digitization segment.
61GF Score
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