Mensch und Maschine Software SEMSHHF 65 Interest Coverage is 117.65 as of Mar. 2026, which is 96% above its 10-year median of 60.00. GuruFocus rates MSHHF with a GF Scoreâ„¢ of 65/100 and a GF Valueâ„¢ of $57.56 (Significantly Undervalued). The stock has 3 warning signs investors should review. Among 1,707 Software companies, Mensch und Maschine Software SE ranks better than 58.11% on this metric.
Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's
Operating Income
by its Interest Expense. Mensch und Maschine Software SE's
Operating Income
for the
three
months ended in Mar. 2026 was $21.2 Mil. Mensch und Maschine Software SE's Interest Expense for the
three
months ended in Mar. 2026 was $-0.2 Mil.
Mensch und Maschine Software SE's interest coverage for the quarter that ended in Mar. 2026 was 117.65.
The higher the ratio, the stronger the company's financial strength is.
The historical rank and industry rank for Mensch und Maschine Software SE's Interest Coverage or its related term are showing as below:
MSHHF'
s Interest Coverage Range Over the Past 10 Years
Min: 17.01 Med: 60 Max: 97.35
Current: 45.58
MSHHF's Interest Coverage is ranked better than 58.11% of 1707
companies
in the Software industry
Industry Median: 24.65
vs MSHHF: 45.58
Mensch und Maschine Software SE (OTCPK:MSHHF) Interest Coverage Explanation
Ben Graham requires that a company has a minimum interest coverage of 5 with the companies he invested. If the interest coverage is less than 2, the company is burdened by debt. Any business slow or recession may drag the company into a situation where it cannot pay the interest on its debt.
Interest Coverage is an important factor when GuruFocus ranks a company's overage Financial Strength .
Mensch und Maschine Software SE Interest Coverage Related Terms
Mensch und Maschine Software SE Interest Coverage Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Note: For Interest Coverage, "No debt" indicates no long-term debt. An indication of "No Debt" does not necessarily mean that the company has no long-term debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.
Mensch und Maschine Software SE Interest Coverage Chart
MSHHF vs CRM, SHOP, UBER: Interest Coverage Comparison
For the Software - Application subindustry, Mensch und Maschine Software SE's Interest Coverage, along with its competitors' market caps and Interest Coverage data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Mensch und Maschine Software SE Interest Coverage vs Software Industry
For the Software industry and Technology sector, Mensch und Maschine Software SE's Interest Coverage distribution charts can be found below:
* The bar in red indicates where Mensch und Maschine Software SE's Interest Coverage falls into.
Mensch und Maschine Software SE Interest Coverage Calculation
Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Mensch und Maschine Software SE (MSHHF) has a Interest Coverage of 117.65 as of Mar. 2026. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Mensch und Maschine Software SE and its competitors. This is 96% above median its historical median of 60.00. Over the past decade, Mensch und Maschine Software SE's Interest Coverage has ranged from 17.01 to 97.35. According to the industry distribution chart, Mensch und Maschine Software SE ranks #715 out of 1707 companies in the Software industry, placing it in the top 41.9%.
Is Mensch und Maschine Software SE's Interest Coverage too high?
Mensch und Maschine Software SE's current Interest Coverage of 117.65 is 96% above median its 10-year median of 60.00. Over the past 10 years, this metric has ranged from a low of 17.01 to a high of 97.35. The Software industry median Interest Coverage is 24.65. Mensch und Maschine Software SE's value of 117.65 is 377.3% above this industry median. Based on the distribution chart, Mensch und Maschine Software SE ranks #715 out of 1707 companies in the Software industry, which is above the industry midpoint. Overall, Mensch und Maschine Software SE has a GF Scoreâ„¢ of 65/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Mensch und Maschine Software SE's Interest Coverage compare to CRM and SHOP?
According to the Software industry distribution chart, Mensch und Maschine Software SE ranks #715 out of 1707 companies for Interest Coverage. This puts Mensch und Maschine Software SE in the upper half of its industry. The industry median Interest Coverage is 24.65. Mensch und Maschine Software SE's value of 117.65 is 377.3% above this benchmark. Historically, Mensch und Maschine Software SE's own Interest Coverage has ranged from 17.01 to 97.35 over the past decade. While the company's 10-year median is 60.00 vs. the industry median of 24.65, Mensch und Maschine Software SE has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Interest Coverage for a Software company?
The median Interest Coverage among Software companies is 24.65, based on 1,707 companies in the industry. Companies in the top quartile (top 25%) have a Interest Coverage significantly above this median, while those in the bottom quartile fall well below. However, Interest Coverage should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Mensch und Maschine Software SE's current Interest Coverage of 117.65 is 377.3% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Interest Coverage mean?
A high Interest Coverage can signal that a stock is expensive relative to its fundamentals. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Mensch und Maschine Software SE and its competitors. For the Software industry, the median Interest Coverage is 24.65 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Mensch und Maschine Software SE's current Interest Coverage is 117.65, which is 96% above median its own 10-year median of 60.00. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Mensch und Maschine Software SE stock overvalued right now?
Based on GuruFocus' analysis, Mensch und Maschine Software SE (MSHHF) is currently considered Significantly Undervalued. The stock's GF Value™ is $57.56, compared to a current price of $39.42 — trading 31.5% below its estimated fair value. The current Interest Coverage is 117.65, which is 96% above median its 10-year median of 60.00 and 377.3% above the Software industry median of 24.65. Mensch und Maschine Software SE's overall GF Score™ is 65/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Interest Coverage calculated?
Interest Coverage is calculated from a company's financial statements. For Mensch und Maschine Software SE (MSHHF), the current Interest Coverage is 117.65 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Mensch und Maschine Software SE (MSHHF) Overvalued in 2026?
Based on GuruFocus' analysis, Mensch und Maschine Software SE stock appears to be undervalued.
The current stock price of $39.42 is trading 31.5% below its estimated GF Value™ of $57.56.
GuruFocus considers Mensch und Maschine Software SE to be Significantly Undervalued.
Key valuation signals for MSHHF:
Interest Coverage: 117.65 (96% above median its 10-year median of 60.00)
GF Value™: $57.56 vs. price of $39.42 (31.5% below fair value)
Industry Position: 377.3% above the Software median (#715 of 1707)
No single metric tells the full story. See the MSHHF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Mensch und Maschine Software SE Business Description
Mensch und Maschine Software SE is a Germany-based company engaged in the provision of technical software and digitization solutions in the CAD/CAM/CAE (Computer Aided Design, Manufacturing & Engineering) and PDM/PLM (Product Data /Lifecycle Management) and BIM (Building Information Modeling / Management) areas. The company's business model is based on two segments: i) M+M Digitization: It develops software solutions for customers in several European countries, and ii) M+M software: The M+M software segment develops standard software for CAD/CAM, BIM/Engineering, Garden/ Landscaping, and CAE. The majority of the company's revenue is generated from the M+M Digitization segment.
65GF Score
Get the complete analysis for MSHHF
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