MSHHF (Mensch und Maschine Software SE) Net Debt Paydown Yield % : -2.82% (As of Jul. 06, 2026)


MSHHF Mensch und Maschine Software SE MSHHF
65 GF Score
Price $39.42
GF Value $57.42
Valuation Significantly Undervalued
! 3 Warning Signs
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What is Mensch und Maschine Software SE Net Debt Paydown Yield %?

Mensch und Maschine Software SE MSHHF 65 Net Debt Paydown Yield % is -2.82% as of Jul. 06, 2026. GuruFocus rates MSHHF with a GF Score™ of 65/100 and a GF Value™ of $57.42 (Significantly Undervalued). The stock has 3 warning signs investors should review. Among 2,474 Software companies, Mensch und Maschine Software SE ranks worse than 74.41% on this metric.

Net Debt Paydown Yield % is a metric that evaluates the total amount of debt a company has paid in relation to its market capitalization. It is a measure of a company's willingness and ability to reduce its debt. As of today, Mensch und Maschine Software SE's Net Debt Paydown Yield % was -2.82%.


Mensch und Maschine Software SE  (OTCPK:MSHHF) Net Debt Paydown Yield % Explanation

Net Debt Paydown Yield % is the change in average of four quarters of company's total debt over a company's market cap. Assuming the total value of a company remains that same, shareholder value is increased as debt is reduced. In other words, it is a measure of the willingness and ability of a firm's management to pay down debt. Companies that have high debt paydown yields indicate that they are more aggressive with paying down debt.

In the calculation of Net Debt Paydown Yield %, we use the reductions of TTM average total debt one-year-ago and TTM average total debt at present, divided by its Market Cap.

We calculating the TTM average debt by adding up the total debt, calculated by the sum of Short-Term Debt & Capital Lease Obligation and Long-Term Debt & Capital Lease Obligation, in the trailing twelve months(TTM) divided by the counts of the total debt, accoring to the company's report frequency.


Mensch und Maschine Software SE Net Debt Paydown Yield % Related Terms


Mensch und Maschine Software SE Net Debt Paydown Yield % Historical Data

* Premium members only.

The historical data trend for Mensch und Maschine Software SE's Net Debt Paydown Yield % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Mensch und Maschine Software SE Net Debt Paydown Yield % Chart

Mensch und Maschine Software SE Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Net Debt Paydown Yield %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.66 -0.67 0.82 0.47 -2.22

Mensch und Maschine Software SE Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Net Debt Paydown Yield % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only -0.11 -0.30 -1.14 -2.22 -2.97

MSHHF vs UBER, SHOP, CRM: Net Debt Paydown Yield % Comparison

For the Software - Application subindustry, Mensch und Maschine Software SE's Net Debt Paydown Yield %, along with its competitors' market caps and Net Debt Paydown Yield % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Mensch und Maschine Software SE Net Debt Paydown Yield % vs Software Industry

For the Software industry and Technology sector, Mensch und Maschine Software SE's Net Debt Paydown Yield % distribution charts can be found below:

* The bar in red indicates where Mensch und Maschine Software SE's Net Debt Paydown Yield % falls into.


MSHHF
65GF Score
Mensch und Maschine Software SE MSHHF
Net Debt Paydown Yield % is just one metric. See GF Score™, valuation, warning signs, and more.
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Mensch und Maschine Software SE Net Debt Paydown Yield % Calculation

Mensch und Maschine Software SE's Net Debt Paydown Yield % for the quarter that ended in Mar. 2026 is calculated as:

Net Debt Paydown Yield %
=( TTM Average Debt   (1-Year Ago))-TTM Average Debt )/Market Cap
=( 23.7-45.02 )/786.39512
=-2.71 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* All the data are calculated by TTM values. Note that if a companies is traded in several exchanges, then we calculate the company level data for Net Debt Paydown Yield % using the primary share class stock data. The calculation result in definition page is for demonstration purpose only, and it's showing the share class level data. Therefore, the numbers in the calculation may differ from elsewhere if the stock is not a primary share.

What does a Net Debt Paydown Yield % of -2.82% mean?
Mensch und Maschine Software SE (MSHHF) has a Net Debt Paydown Yield % of -2.82% as of Jul. 06, 2026. Net Debt Paydown Yield is a metric that evaluates the total amount of debt a company has paid in relation to its market capitalization. This metric provides insight into a company's willingness and ability to reduce its debt using free cash flow. View historical data on Mensch und Maschine Software SE and its competitors. According to the industry distribution chart, Mensch und Maschine Software SE ranks #1841 out of 2474 companies in the Software industry, placing it in the top 74.4%.
Is Mensch und Maschine Software SE's Net Debt Paydown Yield % too high?
Mensch und Maschine Software SE's current Net Debt Paydown Yield % is -2.82%. Based on the distribution chart, Mensch und Maschine Software SE ranks #1841 out of 2474 companies in the Software industry, which is below the industry midpoint. Overall, Mensch und Maschine Software SE has a GF Score™ of 65/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Mensch und Maschine Software SE's Net Debt Paydown Yield % compare to UBER and SHOP?
According to the Software industry distribution chart, Mensch und Maschine Software SE ranks #1841 out of 2474 companies for Net Debt Paydown Yield %. This places Mensch und Maschine Software SE in the lower half of its industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Net Debt Paydown Yield % for a Software company?
A good Net Debt Paydown Yield % depends on the Software industry context. However, Net Debt Paydown Yield % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Net Debt Paydown Yield % mean?
A high Net Debt Paydown Yield % can signal that a stock is expensive relative to its fundamentals. Net Debt Paydown Yield is a metric that evaluates the total amount of debt a company has paid in relation to its market capitalization. This metric provides insight into a company's willingness and ability to reduce its debt using free cash flow. View historical data on Mensch und Maschine Software SE and its competitors. Mensch und Maschine Software SE's current Net Debt Paydown Yield % is -2.82%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Mensch und Maschine Software SE stock overvalued right now?
Based on GuruFocus' analysis, Mensch und Maschine Software SE (MSHHF) is currently considered Significantly Undervalued. The stock's GF Value™ is $57.42, compared to a current price of $39.42 — trading 31.3% below its estimated fair value. The current Net Debt Paydown Yield % is -2.82%. Mensch und Maschine Software SE's overall GF Score™ is 65/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Net Debt Paydown Yield % calculated?
Net Debt Paydown Yield % is calculated from a company's financial statements. For Mensch und Maschine Software SE (MSHHF), the current Net Debt Paydown Yield % is -2.82% as of Jul. 06, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Mensch und Maschine Software SE (MSHHF) Overvalued in 2026?

Based on GuruFocus' analysis, Mensch und Maschine Software SE stock appears to be undervalued. The current stock price of $39.42 is trading 31.3% below its estimated GF Value™ of $57.42. GuruFocus considers Mensch und Maschine Software SE to be Significantly Undervalued.

Key valuation signals for MSHHF:

  • Net Debt Paydown Yield %: -2.82%
  • GF Value™: $57.42 vs. price of $39.42 (31.3% below fair value)
  • GF Score™: 65/100 with 3 warning signs

No single metric tells the full story. See the MSHHF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Mensch und Maschine Software SE Business Description

Address Argelsrieder Feld 5, Wessling, BY, DEU, 82234
Mensch und Maschine Software SE is a Germany-based company engaged in the provision of technical software and digitization solutions in the CAD/CAM/CAE (Computer Aided Design, Manufacturing & Engineering) and PDM/PLM (Product Data /Lifecycle Management) and BIM (Building Information Modeling / Management) areas. The company's business model is based on two segments: i) M+M Digitization: It develops software solutions for customers in several European countries, and ii) M+M software: The M+M software segment develops standard software for CAD/CAM, BIM/Engineering, Garden/ Landscaping, and CAE. The majority of the company's revenue is generated from the M+M Digitization segment.
65GF Score

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Net Debt Paydown Yield % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$39.42
Price
$57.42
GF Value