nFinanSe (nFinanSe) Debt-to-EBITDA : -0.35 (As of Sep. 2011)

nFinanSe Debt-to-EBITDA Chart

nFinanSe Annual Data
	Trend	Aug01	Aug02	Aug03	Sep04	Sep05	Sep06	Dec07	Dec08	Dec09	Dec10
Debt-to-EBITDA		Get a 7-Day Free Trial					-1.03	-	-0.09	-0.05	-0.11

nFinanSe Quarterly Data
	Dec06	Mar07	Jun07	Sep07	Dec07	Mar08	Jun08	Sep08	Dec08	Mar09	Jun09	Sep09	Dec09	Mar10	Jun10	Sep10	Dec10	Mar11	Jun11	Sep11
Debt-to-EBITDA	Get a 7-Day Free Trial															-0.06	-0.12	-0.19	-0.17	-0.35

Competitive Comparison of nFinanSe's Debt-to-EBITDA

For the Mortgage Finance subindustry, nFinanSe's Debt-to-EBITDA, along with its competitors' market caps and Debt-to-EBITDA data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

nFinanSe's Debt-to-EBITDA Distribution in the Banks Industry

For the Banks industry and Financial Services sector, nFinanSe's Debt-to-EBITDA distribution charts can be found below:

* The bar in red indicates where nFinanSe's Debt-to-EBITDA falls into.

nFinanSe Debt-to-EBITDA Calculation

Debt-to-EBITDA measures a company's ability to pay off its debt.

nFinanSe's Debt-to-EBITDA for the fiscal year that ended in Dec. 2010 is calculated as

nFinanSe's annualized Debt-to-EBITDA for the quarter that ended in Sep. 2011 is calculated as

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Debt-to-EBITDA, the EBITDA of the last fiscal year is used. In calculating the annualized quarterly data, the EBITDA data used here is four times the quarterly (Sep. 2011) EBITDA data.

nFinanSe  (OTCPK:NFSE) Debt-to-EBITDA Explanation

In the calculation of Debt-to-EBITDA, we use the total of Short-Term Debt & Capital Lease Obligation and Long-Term Debt & Capital Lease Obligation divided by EBITDA. In some calculations, Total Liabilities is used to for calculation.

Be Aware

A high Debt-to-EBITDA ratio generally means that a company may spend more time to paying off its debt.

According to Joel Tillinghast's BIG MONEY THINKS SMALL: Biases, Blind Spots, and Smarter Investing, a ratio of Debt-to-EBITDA exceeding four is usually considered scary unless tangible assets cover the debt.

nFinanSe Debt-to-EBITDA Related Terms

Thank you for viewing the detailed overview of nFinanSe's Debt-to-EBITDA provided by GuruFocus.com. Please click on the following links to see related term pages.

nFinanSe (nFinanSe) Business Description