NFSE (nFinanSe) Shiller PE Ratio: (As of Sep. 09, 2026)

Author: Vera Yuan Vera Yuan
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Director of Data and Quant Analytics at GuruFocus
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What is nFinanSe Shiller PE Ratio?

Shiller PE for Stocks: The True Measure of Stock Valuation


nFinanSe  (OTCPK:NFSE) Shiller PE Ratio Explanation

Compared with the regular PE Ratio, which works poorly for cyclical businesses, the Shiller PE Ratio smoothed out the fluctuations of profit margins during business cycles. Therefore it is more accurate in reflecting the valuation of the company.

If a company has consistent business performance, the Shiller PE Ratio should give similar results to regular PE Ratio.

Compared with the PS Ratio, the Shiller PE Ratio makes the comparison between different industries more meaningful.


Be Aware

Shiller PE Ratio assumes that over the long term, businesses and profitability revert to their means. If a company's business model does not work in the future compared with the past, Shiller PE Ratio and PS Ratio will give false valuations.


nFinanSe Shiller PE Ratio Related Terms


nFinanSe Shiller PE Ratio Historical Data

* Premium members only.

The historical data trend for nFinanSe's Shiller PE Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

nFinanSe Shiller PE Ratio Chart

nFinanSe Annual Data
Trend Aug01 Aug02 Aug03 Sep04 Sep05 Sep06 Dec07 Dec08 Dec09 Dec10
Shiller PE Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.00 0.00 0.00 0.00 0.00

nFinanSe Quarterly Data
Dec06 Mar07 Jun07 Sep07 Dec07 Mar08 Jun08 Sep08 Dec08 Mar09 Jun09 Sep09 Dec09 Mar10 Jun10 Sep10 Dec10 Mar11 Jun11 Sep11
Shiller PE Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.00 0.00 0.00 0.00 0.00

NFSE vs DHCPQ: Shiller PE Ratio Comparison

For the Mortgage Finance subindustry, nFinanSe's Shiller PE Ratio, along with its competitors' market caps and Shiller PE Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


nFinanSe Shiller PE Ratio vs Banks Industry

For the Banks industry and Financial Services sector, nFinanSe's Shiller PE Ratio distribution charts can be found below:

* The bar in red indicates where nFinanSe's Shiller PE Ratio falls into.



nFinanSe Shiller PE Ratio Calculation

For Shiller PE Ratio, the earnings of the past 10 years are inflation-adjusted and averaged. The result is used for P/E calculation. Since it looks at the average over the last 10 years, the Shiller PE Ratio is also called PE10.

The Shiller PE Ratio was first used by professor Robert Shiller to measure the valuation of the overall market. The same calculation is applied here to individual companies.

nFinanSe's E10 for the quarter that ended in Sep. 2011 is calculated as:

For example, nFinanSe's adjusted earnings per share data for the three months ended in Sep. 2011 was:

Adj_EPS=Earnings per Share (Diluted)/CPI of Sep. 2011 (Change)*Current CPI (Sep. 2011)
=-0.05/226.8890*226.8890
=-0.050

Current CPI (Sep. 2011) = 226.8890.

nFinanSe Quarterly Data

Earnings per Share (Diluted) CPI Adj_EPS
200111 -0.040 177.400 -0.051
200202 -0.040 177.800 -0.051
200205 -0.040 179.800 -0.050
200208 -0.013 180.700 -0.016
200211 -0.040 181.300 -0.050
200302 -0.040 183.100 -0.050
200305 -0.040 183.500 -0.049
200308 -0.080 184.600 -0.098
200311 -1.200 184.500 -1.476
200402 0.000 186.200 0.000
200405 0.000 189.100 0.000
200409 0.000 189.900 0.000
200412 -0.400 190.300 -0.477
200503 -0.600 193.300 -0.704
200506 -0.400 194.500 -0.467
200509 -1.420 198.800 -1.621
200512 -0.940 196.800 -1.084
200603 -0.800 199.800 -0.908
200606 -1.200 202.900 -1.342
200609 -1.380 202.900 -1.543
200612 -0.450 201.800 -0.506
200703 -0.680 205.352 -0.751
200706 -0.610 208.352 -0.664
200709 -0.420 208.490 -0.457
200712 -0.310 210.036 -0.335
200803 -0.460 213.528 -0.489
200806 -0.500 218.815 -0.518
200809 -0.440 218.783 -0.456
200812 -0.320 210.228 -0.345
200903 -0.360 212.709 -0.384
200906 -0.450 215.693 -0.473
200909 -0.320 215.969 -0.336
200912 -0.380 215.949 -0.399
201003 -0.150 217.631 -0.156
201006 -0.080 217.965 -0.083
201009 -0.080 218.439 -0.083
201012 -0.170 219.179 -0.176
201103 -0.080 223.467 -0.081
201106 -0.070 225.722 -0.070
201109 -0.050 226.889 -0.050

Add all the adjusted EPS together and divide 10 will get our E10.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.


nFinanSe Business Description

Address P.O. Box 89233, Tampa, FL, USA, 33619
nFinanSe Inc is a United States based provider of stored value cards for a variety of markets, including grocery stores, convenience stores and general merchandise stores.