NGRRF (Nagarro SE) Debt-to-EBITDA : 2.43 (As of Mar. 2026) — 19% Below Median

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NGRRF Nagarro SE NGRRF
52 GF Score
Price $85.41
! 6 Warning Signs
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What is Nagarro SE Debt-to-EBITDA?

Nagarro SE NGRRF -0.96% 52 Debt-to-EBITDA is 2.43 as of Mar. 2026, which is 19% below its 10-year median of 2.99. GuruFocus rates NGRRF with a GF Score™ of 52/100. The stock has 6 warning signs investors should review. Among 1,716 Software companies, Nagarro SE ranks worse than 75.23% on this metric.

Debt-to-EBITDA measures a company's ability to pay off its debt.

Nagarro SE's Short-Term Debt & Capital Lease Obligation for the quarter that ended in Mar. 2026 was $27 Mil. Nagarro SE's Long-Term Debt & Capital Lease Obligation for the quarter that ended in Mar. 2026 was $413 Mil. Nagarro SE's annualized EBITDA for the quarter that ended in Mar. 2026 was $181 Mil. Nagarro SE's annualized Debt-to-EBITDA for the quarter that ended in Mar. 2026 was 2.43.

A high Debt-to-EBITDA ratio generally means that a company may spend more time to paying off its debt. According to Joel Tillinghast's BIG MONEY THINKS SMALL: Biases, Blind Spots, and Smarter Investing, a ratio of Debt-to-EBITDA exceeding four is usually considered scary unless tangible assets cover the debt.

The historical rank and industry rank for Nagarro SE's Debt-to-EBITDA or its related term are showing as below:

NGRRF' s Debt-to-EBITDA Range Over the Past 10 Years
Min: 1.86   Med: 2.99   Max: 3.86
Current: 3.01

During the past 8 years, the highest Debt-to-EBITDA Ratio of Nagarro SE was 3.86. The lowest was 1.86. And the median was 2.99.

NGRRF's Debt-to-EBITDA is ranked worse than
75.23% of 1716 companies
in the Software industry
Industry Median: 1.085 vs NGRRF: 3.01

Nagarro SE  (OTCPK:NGRRF) Debt-to-EBITDA Explanation

In the calculation of Debt-to-EBITDA, we use the total of Short-Term Debt & Capital Lease Obligation and Long-Term Debt & Capital Lease Obligation divided by EBITDA. In some calculations, Total Liabilities is used to for calculation.


Be Aware

A high Debt-to-EBITDA ratio generally means that a company may spend more time to paying off its debt.

According to Joel Tillinghast's BIG MONEY THINKS SMALL: Biases, Blind Spots, and Smarter Investing, a ratio of Debt-to-EBITDA exceeding four is usually considered scary unless tangible assets cover the debt.


Nagarro SE Debt-to-EBITDA Related Terms


Nagarro SE Debt-to-EBITDA Historical Data

* Premium members only.

The historical data trend for Nagarro SE's Debt-to-EBITDA can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Nagarro SE Debt-to-EBITDA Chart

Nagarro SE Annual Data
Trend Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Debt-to-EBITDA
Get a 7-Day Free Trial 3.86 1.86 2.69 2.79 3.15

Nagarro SE Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Debt-to-EBITDA Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 2.72 2.83 2.11 8.95 2.43

NGRRF vs IBM, ACN, FISV: Debt-to-EBITDA Comparison

For the Information Technology Services subindustry, Nagarro SE's Debt-to-EBITDA, along with its competitors' market caps and Debt-to-EBITDA data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Nagarro SE Debt-to-EBITDA vs Software Industry

For the Software industry and Technology sector, Nagarro SE's Debt-to-EBITDA distribution charts can be found below:

* The bar in red indicates where Nagarro SE's Debt-to-EBITDA falls into.


NGRRF
52GF Score
Nagarro SE NGRRF
Debt-to-EBITDA is just one metric. See GF Score™, valuation, warning signs, and more.
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Nagarro SE Debt-to-EBITDA Calculation

Debt-to-EBITDA measures a company's ability to pay off its debt.

Nagarro SE's Debt-to-EBITDA for the fiscal year that ended in Dec. 2025 is calculated as

Debt-to-EBITDA=Total Debt / EBITDA
=(Short-Term Debt & Capital Lease Obligation + Long-Term Debt & Capital Lease Obligation) / EBITDA
=(24.844 + 422.635) / 141.918
=3.15

Nagarro SE's annualized Debt-to-EBITDA for the quarter that ended in Mar. 2026 is calculated as

Debt-to-EBITDA=Total Debt / EBITDA
=(Short-Term Debt & Capital Lease Obligation + Long-Term Debt & Capital Lease Obligation) / EBITDA
=(26.59 + 412.803) / 180.716
=2.43

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Debt-to-EBITDA, the EBITDA of the last fiscal year is used. In calculating the annualized quarterly data, the EBITDA data used here is four times the quarterly (Mar. 2026) EBITDA data.

Frequently Asked Questions Learn more about Debt-to-EBITDA →
What does a Debt-to-EBITDA of 2.43 mean?
Nagarro SE (NGRRF) has a Debt-to-EBITDA of 2.43 as of Mar. 2026. Debt-to-EBITDA ratio represents the ratio of total debt to total earnings before interest, taxes, depreciation and amortization. View historical data on Nagarro SE. This is 19% below median its historical median of 2.99. Over the past decade, Nagarro SE's Debt-to-EBITDA has ranged from 1.86 to 3.86. According to the industry distribution chart, Nagarro SE ranks #1291 out of 1716 companies in the Software industry, placing it in the top 75.2%.
Is Nagarro SE's Debt-to-EBITDA too high?
Nagarro SE's current Debt-to-EBITDA of 2.43 is 19% below median its 10-year median of 2.99. Over the past 10 years, this metric has ranged from a low of 1.86 to a high of 3.86. The Software industry median Debt-to-EBITDA is 1.09. Nagarro SE's value of 2.43 is 124% above this industry median. Based on the distribution chart, Nagarro SE ranks #1291 out of 1716 companies in the Software industry, which is in the bottom quartile relative to peers. Overall, Nagarro SE has a GF Score™ of 52/100, reflecting its overall financial health beyond just this single metric.
How does Nagarro SE's Debt-to-EBITDA compare to IBM and ACN?
According to the Software industry distribution chart, Nagarro SE ranks #1291 out of 1716 companies for Debt-to-EBITDA. This places Nagarro SE in the lower half of its industry. The industry median Debt-to-EBITDA is 1.09. Nagarro SE's value of 2.43 is 124% above this benchmark. Historically, Nagarro SE's own Debt-to-EBITDA has ranged from 1.86 to 3.86 over the past decade. While the company's 10-year median is 2.99 vs. the industry median of 1.09, Nagarro SE has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Debt-to-EBITDA for a Software company?
The median Debt-to-EBITDA among Software companies is 1.09, based on 1,716 companies in the industry. Companies in the top quartile (top 25%) have a Debt-to-EBITDA significantly above this median, while those in the bottom quartile fall well below. However, Debt-to-EBITDA should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Nagarro SE's current Debt-to-EBITDA of 2.43 is 124% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Debt-to-EBITDA mean?
A high Debt-to-EBITDA can signal that a stock is expensive relative to its fundamentals. Debt-to-EBITDA ratio represents the ratio of total debt to total earnings before interest, taxes, depreciation and amortization. View historical data on Nagarro SE. For the Software industry, the median Debt-to-EBITDA is 1.09 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Nagarro SE's current Debt-to-EBITDA is 2.43, which is 19% below median its own 10-year median of 2.99. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Nagarro SE stock overvalued right now?
Nagarro SE (NGRRF) has a current Debt-to-EBITDA of 2.43. The current Debt-to-EBITDA is 2.43, which is 19% below median its 10-year median of 2.99 and 124% above the Software industry median of 1.09. Nagarro SE's overall GF Score™ is 52/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Debt-to-EBITDA calculated?
Debt-to-EBITDA is calculated from a company's financial statements. For Nagarro SE (NGRRF), the current Debt-to-EBITDA is 2.43 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Nagarro SE Business Description

Address Baierbrunner Street 15, Munich, BY, DEU, 81379
Nagarro SE is a digital engineering company. The company offers digital product engineering, artificial intelligence and machine learning, cloud solutions, digital marketing, managed services, and others. The company's geographical segment includes North America, Central Europe, Rest of Europe, and Rest of World.
52GF Score

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Debt-to-EBITDA is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

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