NGRRF (Nagarro SE) Interest Coverage: 5.54 (As of Mar. 2026) — Near Median


NGRRF Nagarro SE NGRRF
54 GF Score
Price $38.64
! 4 Warning Signs
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What is Nagarro SE Interest Coverage?

Nagarro SE NGRRF -4.41% 54 Interest Coverage is 5.54 as of Mar. 2026, which is 4% below its 10-year median of 5.79. GuruFocus rates NGRRF with a GF Score™ of 54/100. The stock has 4 warning signs investors should review. Among 1,705 Software companies, Nagarro SE ranks worse than 73.49% on this metric.

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income by its Interest Expense. Nagarro SE's Operating Income for the three months ended in Mar. 2026 was $35 Mil. Nagarro SE's Interest Expense for the three months ended in Mar. 2026 was $-6 Mil. Nagarro SE's interest coverage for the quarter that ended in Mar. 2026 was 5.54. The higher the ratio, the stronger the company's financial strength is.

The historical rank and industry rank for Nagarro SE's Interest Coverage or its related term are showing as below:

NGRRF' s Interest Coverage Range Over the Past 10 Years
Min: 4.21   Med: 5.79   Max: 9.71
Current: 6.36


NGRRF's Interest Coverage is ranked worse than
73.49% of 1705 companies
in the Software industry
Industry Median: 24.67 vs NGRRF: 6.36

Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.


Nagarro SE  (OTCPK:NGRRF) Interest Coverage Explanation

Ben Graham requires that a company has a minimum interest coverage of 5 with the companies he invested. If the interest coverage is less than 2, the company is burdened by debt. Any business slow or recession may drag the company into a situation where it cannot pay the interest on its debt.

Interest Coverage is an important factor when GuruFocus ranks a company's overage Financial Strength .


Nagarro SE Interest Coverage Related Terms


Nagarro SE Interest Coverage Historical Data

* Premium members only.

The historical data trend for Nagarro SE's Interest Coverage can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Note: For Interest Coverage, "No debt" indicates no long-term debt. An indication of "No Debt" does not necessarily mean that the company has no long-term debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.

Nagarro SE Interest Coverage Chart

Nagarro SE Annual Data
Trend Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Interest Coverage
Get a 7-Day Free Trial 5.79 9.71 4.76 4.21 5.12

Nagarro SE Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Interest Coverage Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 4.19 8.29 7.18 4.47 5.54

NGRRF vs IBM, ACN, FISV: Interest Coverage Comparison

For the Information Technology Services subindustry, Nagarro SE's Interest Coverage, along with its competitors' market caps and Interest Coverage data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Nagarro SE Interest Coverage vs Software Industry

For the Software industry and Technology sector, Nagarro SE's Interest Coverage distribution charts can be found below:

* The bar in red indicates where Nagarro SE's Interest Coverage falls into.


NGRRF
54GF Score
Nagarro SE NGRRF
Interest Coverage is just one metric. See GF Score™, valuation, warning signs, and more.
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Nagarro SE Interest Coverage Calculation

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense:

If Interest Expense is negative and Operating Income is positive, then

Interest Coverage=-1* Operating Income /Interest Expense

Else if Interest Expense is negative and Operating Income is negative, then

The company did not have earnings to cover the interest expense.

Else if Interest Expense is 0 and Long-Term Debt & Capital Lease Obligation is 0, then

The company had no debt (1).


Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.

Nagarro SE's Interest Coverage for the fiscal year that ended in Dec. 2025 is calculated as

Here, for the fiscal year that ended in Dec. 2025, Nagarro SE's Interest Expense was $-23 Mil. Its Operating Income was $120 Mil. And its Long-Term Debt & Capital Lease Obligation was $423 Mil.

Interest Coverage=-1* Operating Income (A: Dec. 2025 )/Interest Expense (A: Dec. 2025 )
=-1*120.356/-23.492
=5.12

Nagarro SE's Interest Coverage for the quarter that ended in Mar. 2026 is calculated as

Here, for the three months ended in Mar. 2026, Nagarro SE's Interest Expense was $-6 Mil. Its Operating Income was $35 Mil. And its Long-Term Debt & Capital Lease Obligation was $413 Mil.

Interest Coverage=-1* Operating Income (Q: Mar. 2026 )/Interest Expense (Q: Mar. 2026 )
=-1*34.664/-6.252
=5.54

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

The higher the ratio, the stronger the company's Financial Strength is.

Frequently Asked Questions Learn more about Interest Coverage →
What does a Interest Coverage of 5.54 mean?
Nagarro SE (NGRRF) has a Interest Coverage of 5.54 as of Mar. 2026. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Nagarro SE and its competitors. This is near median its historical median of 5.79. Over the past decade, Nagarro SE's Interest Coverage has ranged from 4.21 to 9.71. According to the industry distribution chart, Nagarro SE ranks #1253 out of 1705 companies in the Software industry, placing it in the top 73.5%.
Is Nagarro SE's Interest Coverage too high?
Nagarro SE's current Interest Coverage of 5.54 is near median its 10-year median of 5.79. Over the past 10 years, this metric has ranged from a low of 4.21 to a high of 9.71. The Software industry median Interest Coverage is 24.67. Nagarro SE's value of 5.54 is 77.5% below this industry median. Based on the distribution chart, Nagarro SE ranks #1253 out of 1705 companies in the Software industry, which is below the industry midpoint. Overall, Nagarro SE has a GF Score™ of 54/100, reflecting its overall financial health beyond just this single metric.
How does Nagarro SE's Interest Coverage compare to IBM and ACN?
According to the Software industry distribution chart, Nagarro SE ranks #1253 out of 1705 companies for Interest Coverage. This places Nagarro SE in the lower half of its industry. The industry median Interest Coverage is 24.67. Nagarro SE's value of 5.54 is 77.5% below this benchmark. Historically, Nagarro SE's own Interest Coverage has ranged from 4.21 to 9.71 over the past decade. While the company's 10-year median is 5.79 vs. the industry median of 24.67, Nagarro SE has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Interest Coverage for a Software company?
The median Interest Coverage among Software companies is 24.67, based on 1,705 companies in the industry. Companies in the top quartile (top 25%) have a Interest Coverage significantly above this median, while those in the bottom quartile fall well below. However, Interest Coverage should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Nagarro SE's current Interest Coverage of 5.54 is 77.5% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Interest Coverage mean?
A high Interest Coverage can signal that a stock is expensive relative to its fundamentals. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Nagarro SE and its competitors. For the Software industry, the median Interest Coverage is 24.67 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Nagarro SE's current Interest Coverage is 5.54, which is near median its own 10-year median of 5.79. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Nagarro SE stock overvalued right now?
Nagarro SE (NGRRF) has a current Interest Coverage of 5.54. The current Interest Coverage is 5.54, which is near median its 10-year median of 5.79 and 77.5% below the Software industry median of 24.67. Nagarro SE's overall GF Score™ is 54/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Interest Coverage calculated?
Interest Coverage is calculated from a company's financial statements. For Nagarro SE (NGRRF), the current Interest Coverage is 5.54 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Nagarro SE Business Description

Address Baierbrunner Street 15, Munich, BY, DEU, 81379
Nagarro SE is a digital engineering company. The company offers digital product engineering, artificial intelligence and machine learning, cloud solutions, digital marketing, managed services, and others. The company's geographical segment includes North America, Central Europe, Rest of Europe, and Rest of World.
54GF Score

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Interest Coverage is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

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