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Aditya Birla CapitalNSE:ABCAPITAL -2.07%75 Debt-to-EBITDA is 9.45 as of Mar. 2026, which is 1% below its 10-year median of 9.55. GuruFocus rates NSE:ABCAPITAL with a GF Score™ of 75/100 and a GF Value™ of ₹252.41 (Significantly Overvalued). The stock has 11 warning signs investors should review. Among 118 Diversified Financial Services companies, Aditya Birla Capital ranks worse than 77.97% on this metric.
Debt-to-EBITDA measures a company's ability to pay off its debt.
A high Debt-to-EBITDA ratio generally means that a company may spend more time to paying off its debt. According to Joel Tillinghast's BIG MONEY THINKS SMALL: Biases, Blind Spots, and Smarter Investing, a ratio of Debt-to-EBITDA exceeding four is usually considered scary unless tangible assets cover the debt.
The historical rank and industry rank for Aditya Birla Capital's Debt-to-EBITDA or its related term are showing as below:
NSE:ABCAPITAL'
s Debt-to-EBITDA Range Over the Past 10 Years
Min: 7.98 Med: 9.55 Max: 10.55
Current: 10.35
During the past 12 years, the highest Debt-to-EBITDA Ratio of Aditya Birla Capital was 10.55. The lowest was 7.98. And the median was 9.55.
NSE:ABCAPITAL's Debt-to-EBITDA is ranked worse than 77.97% of 118
companies
in the Diversified Financial Services industry
Industry Median: 5.755
vs NSE:ABCAPITAL: 10.35
Aditya Birla Capital (NSE:ABCAPITAL) Debt-to-EBITDA Explanation
A high Debt-to-EBITDA ratio generally means that a company may spend more time to paying off its debt.
According to Joel Tillinghast's BIG MONEY THINKS SMALL: Biases, Blind Spots, and Smarter Investing, a ratio of Debt-to-EBITDA exceeding four is usually considered scary unless tangible assets cover the debt.
Aditya Birla Capital Debt-to-EBITDA Related Terms
Aditya Birla Capital Debt-to-EBITDA Historical Data
* Premium members only.
The historical data trend for Aditya Birla Capital's Debt-to-EBITDA can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
NSE:ABCAPITAL vs VOYA, FRHC: Debt-to-EBITDA Comparison
For the Financial Conglomerates subindustry, Aditya Birla Capital's Debt-to-EBITDA, along with its competitors' market caps and Debt-to-EBITDA data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Aditya Birla Capital Debt-to-EBITDA vs Diversified Financial Services Industry
For the Diversified Financial Services industry and Financial Services sector, Aditya Birla Capital's Debt-to-EBITDA distribution charts can be found below:
* The bar in red indicates where Aditya Birla Capital's Debt-to-EBITDA falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In the calculation of annual Debt-to-EBITDA, the EBITDA of the last fiscal year is used. In calculating the annualized quarterly data,
the EBITDA data used here is four times the quarterly (Mar. 2026) EBITDA data.
Aditya Birla Capital (NSE:ABCAPITAL) has a Debt-to-EBITDA of 9.45 as of Mar. 2026. Debt-to-EBITDA ratio represents the ratio of total debt to total earnings before interest, taxes, depreciation and amortization. View historical data on Aditya Birla Capital. This is near median its historical median of 9.55. Over the past decade, Aditya Birla Capital's Debt-to-EBITDA has ranged from 7.98 to 10.55. According to the industry distribution chart, Aditya Birla Capital ranks #92 out of 118 companies in the Diversified Financial Services industry, placing it in the top 78%.
Is Aditya Birla Capital's Debt-to-EBITDA too high?
Aditya Birla Capital's current Debt-to-EBITDA of 9.45 is near median its 10-year median of 9.55. Over the past 10 years, this metric has ranged from a low of 7.98 to a high of 10.55. The Diversified Financial Services industry median Debt-to-EBITDA is 5.76. Aditya Birla Capital's value of 9.45 is 64.2% above this industry median. Based on the distribution chart, Aditya Birla Capital ranks #92 out of 118 companies in the Diversified Financial Services industry, which is in the bottom quartile relative to peers. Overall, Aditya Birla Capital has a GF Score™ of 75/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Aditya Birla Capital's Debt-to-EBITDA compare to VOYA and FRHC?
According to the Diversified Financial Services industry distribution chart, Aditya Birla Capital ranks #92 out of 118 companies for Debt-to-EBITDA. This places Aditya Birla Capital in the lower half of its industry. The industry median Debt-to-EBITDA is 5.76. Aditya Birla Capital's value of 9.45 is 64.2% above this benchmark. Historically, Aditya Birla Capital's own Debt-to-EBITDA has ranged from 7.98 to 10.55 over the past decade. While the company's 10-year median is 9.55 vs. the industry median of 5.76, Aditya Birla Capital has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Debt-to-EBITDA for a Diversified Financial Services company?
The median Debt-to-EBITDA among Diversified Financial Services companies is 5.76, based on 118 companies in the industry. Companies in the top quartile (top 25%) have a Debt-to-EBITDA significantly above this median, while those in the bottom quartile fall well below. However, Debt-to-EBITDA should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Aditya Birla Capital's current Debt-to-EBITDA of 9.45 is 64.2% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Debt-to-EBITDA mean?
A high Debt-to-EBITDA can signal that a stock is expensive relative to its fundamentals. Debt-to-EBITDA ratio represents the ratio of total debt to total earnings before interest, taxes, depreciation and amortization. View historical data on Aditya Birla Capital. For the Diversified Financial Services industry, the median Debt-to-EBITDA is 5.76 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Aditya Birla Capital's current Debt-to-EBITDA is 9.45, which is near median its own 10-year median of 9.55. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Aditya Birla Capital stock overvalued right now?
Based on GuruFocus' analysis, Aditya Birla Capital (NSE:ABCAPITAL) is currently considered Significantly Overvalued. The stock's GF Value™ is ₹252.41, compared to a current price of ₹400.60 — trading 58.7% above its estimated fair value. The current Debt-to-EBITDA is 9.45, which is near median its 10-year median of 9.55 and 64.2% above the Diversified Financial Services industry median of 5.76. Aditya Birla Capital's overall GF Score™ is 75/100 with 11 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Debt-to-EBITDA calculated?
Debt-to-EBITDA is calculated from a company's financial statements. For Aditya Birla Capital (NSE:ABCAPITAL), the current Debt-to-EBITDA is 9.45 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Aditya Birla Capital (NSE:ABCAPITAL) Overvalued in 2026?
Based on GuruFocus' analysis, Aditya Birla Capital stock appears to be overvalued.
The current stock price of ₹400.60 is trading 58.7% above its estimated GF Value™ of ₹252.41.
GuruFocus considers Aditya Birla Capital to be Significantly Overvalued.
Key valuation signals for NSE:ABCAPITAL:
Debt-to-EBITDA: 9.45 (near median its 10-year median of 9.55)
GF Value™: ₹252.41 vs. price of ₹400.60 (58.7% above fair value)
Industry Position: 64.2% above the Diversified Financial Services median (#92 of 118)
No single metric tells the full story. See the NSE:ABCAPITAL stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Aditya Birla Capital Ltd is a financial service provider. The company's products include Non-Bank Financial Services, Housing Finance, Life Insurance, Asset Management, General Insurance Broking, Stock and Securities Broking, Health Insurance and Other Financial Services. Its operating segments consist of Lending, and Investing and Others. The Lending segment consists of Loans (personal, business, etc.), loan against property, structured finance, working capital loans, wealth management, distribution of financial products, etc. The Investing and Others segment includes investments in Group companies Geographically, it derives a majority of its revenue from India.
75GF Score
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