Aditya Birla CapitalNSE:ABCAPITAL +2.88%75 ROA % is 1.35% as of Mar. 2026, which is 22% above its 10-year median of 1.11. GuruFocus rates NSE:ABCAPITAL with a GF Score™ of 75/100 and a GF Value™ of ₹244.53 (Significantly Overvalued). The stock has 9 warning signs investors should review. Among 565 Diversified Financial Services companies, Aditya Birla Capital ranks better than 55.22% on this metric.
ROA % is calculated as Net Income divided by its average Total Assets over a certain period of time. Aditya Birla Capital's annualizedNet Income for the quarter that ended in Mar. 2026 was ₹45,166 Mil.
Aditya Birla Capital's average Total Assets over the quarter that ended in Mar. 2026 was ₹3,353,931 Mil. Therefore, Aditya Birla Capital's annualized ROA % for the quarter that ended in Mar. 2026 was 1.35%.
The historical rank and industry rank for Aditya Birla Capital's ROA % or its related term are showing as below:
NSE:ABCAPITAL'
s ROA % Range Over the Past 10 Years
Min: 0.8 Med: 1.11 Max: 2.98
Current: 1.23
During the past 12 years, Aditya Birla Capital's highest ROA % was 2.98%. The lowest was 0.80%. And the median was 1.11%.
NSE:ABCAPITAL's ROA % is ranked better than 55.22% of 565
companies
in the Diversified Financial Services industry
Industry Median: 0.9
vs NSE:ABCAPITAL: 1.23
Aditya Birla Capital (NSE:ABCAPITAL) ROA % Explanation
ROA % measures the rate of return on the total assets (shareholder equity plus liabilities). It measures a firm's efficiency at generating profits from shareholders' equity plus its liabilities. ROA % shows how well a company uses what it has to generate earnings. ROA %s can vary drastically across industries. Therefore, ROA % should not be used to compare companies in different industries. For retailers, a ROA % of higher than 5% is expected. For example, Wal-Mart (WMT) has a ROA % of about 8% as of 2012. For banks, ROA % is close to their interest spread. A banks ROA % is typically well under 2%.
Similar to ROE, ROA % is affected by profit margins and asset turnover. This can be seen from the Du Pont Formula:
Note:
The Net Income data used here is four times the quarterly (Mar. 2026) net income data. The Revenue data used here is four times the quarterly (Mar. 2026) revenue data.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Be Aware
Like ROE, ROA % is calculated with only 12 months data. Fluctuations in the company's earnings or business cycles can affect the ratio drastically. It is important to look at the ratio from a long term perspective. ROA % can be affected by events such as stock buyback or issuance, and by goodwill, a company's tax rate and its interest payment. ROA % may not reflect the true earning power of the assets. A more accurate measurement is ROC % (ROC).
Many analysts argue the higher return the better. Buffett states that really high ROA % may indicate vulnerability in the durability of the competitive advantage.
E.g. Raising $43b to take on KO is impossible, but $1.7b to take on Moody's is. Although Moody's ROA % and underlying economics is far superior to Coca Cola, the durability is far weaker because of lower entry cost.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Financial Conglomerates subindustry, Aditya Birla Capital's ROA %, along with its competitors' market caps and ROA % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Aditya Birla Capital ROA % vs Diversified Financial Services Industry
For the Diversified Financial Services industry and Financial Services sector, Aditya Birla Capital's ROA % distribution charts can be found below:
* The bar in red indicates where Aditya Birla Capital's ROA % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In the calculation of annual ROA %, the net income of the last fiscal year and the average total assets over the fiscal year are used. In calculating the quarterly data,
the Net Income data used here is four times the quarterly (Mar. 2026) net income data.
ROA % is displayed in the 30-year financial page.
Aditya Birla Capital (NSE:ABCAPITAL) has a ROA % of 1.35% as of Mar. 2026. Return on assets is the ratio of current-period net income to average two-period total assets. View historical data on Aditya Birla Capital and its competitors. This is 22% above median its historical median of 1.11. Over the past decade, Aditya Birla Capital's ROA % has ranged from 0.80 to 2.98. According to the industry distribution chart, Aditya Birla Capital ranks #253 out of 565 companies in the Diversified Financial Services industry, placing it in the top 44.8%.
Is Aditya Birla Capital's ROA % too high?
Aditya Birla Capital's current ROA % of 1.35% is 22% above median its 10-year median of 1.11. Over the past 10 years, this metric has ranged from a low of 0.80 to a high of 2.98. The Diversified Financial Services industry median ROA % is 0.90. Aditya Birla Capital's value of 1.35% is 50% above this industry median. Based on the distribution chart, Aditya Birla Capital ranks #253 out of 565 companies in the Diversified Financial Services industry, which is above the industry midpoint. Overall, Aditya Birla Capital has a GF Score™ of 75/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Aditya Birla Capital's ROA % compare to FRHC and VOYA?
According to the Diversified Financial Services industry distribution chart, Aditya Birla Capital ranks #253 out of 565 companies for ROA %. This puts Aditya Birla Capital in the upper half of its industry. The industry median ROA % is 0.90. Aditya Birla Capital's value of 1.35% is 50% above this benchmark. Historically, Aditya Birla Capital's own ROA % has ranged from 0.80 to 2.98 over the past decade. While the company's 10-year median is 1.11 vs. the industry median of 0.90, Aditya Birla Capital has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good ROA % for a Diversified Financial Services company?
The median ROA % among Diversified Financial Services companies is 0.90, based on 565 companies in the industry. Companies in the top quartile (top 25%) have a ROA % significantly above this median, while those in the bottom quartile fall well below. However, ROA % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Aditya Birla Capital's current ROA % of 1.35% is 50% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high ROA % mean?
A high ROA % can signal that a stock is expensive relative to its fundamentals. Return on assets is the ratio of current-period net income to average two-period total assets. View historical data on Aditya Birla Capital and its competitors. For the Diversified Financial Services industry, the median ROA % is 0.90 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Aditya Birla Capital's current ROA % is 1.35%, which is 22% above median its own 10-year median of 1.11. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Aditya Birla Capital stock overvalued right now?
Based on GuruFocus' analysis, Aditya Birla Capital (NSE:ABCAPITAL) is currently considered Significantly Overvalued. The stock's GF Value™ is ₹244.53, compared to a current price of ₹394.80 — trading 61.5% above its estimated fair value. The current ROA % is 1.35%, which is 22% above median its 10-year median of 1.11 and 50% above the Diversified Financial Services industry median of 0.90. Aditya Birla Capital's overall GF Score™ is 75/100 with 9 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is ROA % calculated?
ROA % is calculated from a company's financial statements. For Aditya Birla Capital (NSE:ABCAPITAL), the current ROA % is 1.35% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Aditya Birla Capital (NSE:ABCAPITAL) Overvalued in 2026?
Based on GuruFocus' analysis, Aditya Birla Capital stock appears to be overvalued.
The current stock price of ₹394.80 is trading 61.5% above its estimated GF Value™ of ₹244.53.
GuruFocus considers Aditya Birla Capital to be Significantly Overvalued.
Key valuation signals for NSE:ABCAPITAL:
ROA %: 1.35% (22% above median its 10-year median of 1.11)
GF Value™: ₹244.53 vs. price of ₹394.80 (61.5% above fair value)
Industry Position: 50% above the Diversified Financial Services median (#253 of 565)
No single metric tells the full story. See the NSE:ABCAPITAL stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Aditya Birla Capital Ltd is a financial service provider. The company's products include Non-Bank Financial Services, Housing Finance, Life Insurance, Asset Management, General Insurance Broking, Stock and Securities Broking, Health Insurance and Other Financial Services. Its operating segments consist of Lending, and Investing and Others. The Lending segment consists of Loans (personal, business, etc.), loan against property, structured finance, working capital loans, wealth management, distribution of financial products, etc. The Investing and Others segment includes investments in Group companies Geographically, it derives a majority of its revenue from India.
75GF Score
Get the complete analysis for NSE:ABCAPITAL
ROA % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
Quick Browse
Personalize
Premium Gurus 
Create New Portfolio
NSE:ABCAPITAL has been successfully added to your 
