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Indian PhosphateNSE:IPHL -1.50%18 Debt-to-EBITDA is 1.86 as of Sep. 2025, which is 148% above its 10-year median of 0.75. GuruFocus rates NSE:IPHL with a GF Score™ of 18/100. The stock has 6 warning signs investors should review. Among 1,242 Chemicals companies, Indian Phosphate ranks worse than 52.5% on this metric.
Debt-to-EBITDA measures a company's ability to pay off its debt.
A high Debt-to-EBITDA ratio generally means that a company may spend more time to paying off its debt. According to Joel Tillinghast's BIG MONEY THINKS SMALL: Biases, Blind Spots, and Smarter Investing, a ratio of Debt-to-EBITDA exceeding four is usually considered scary unless tangible assets cover the debt.
The historical rank and industry rank for Indian Phosphate's Debt-to-EBITDA or its related term are showing as below:
NSE:IPHL'
s Debt-to-EBITDA Range Over the Past 10 Years
Min: 0.5 Med: 0.75 Max: 3.71
Current: 2.36
During the past 5 years, the highest Debt-to-EBITDA Ratio of Indian Phosphate was 3.71. The lowest was 0.50. And the median was 0.75.
NSE:IPHL's Debt-to-EBITDA is ranked worse than 52.5% of 1242
companies
in the Chemicals industry
Industry Median: 2.15
vs NSE:IPHL: 2.36
A high Debt-to-EBITDA ratio generally means that a company may spend more time to paying off its debt.
According to Joel Tillinghast's BIG MONEY THINKS SMALL: Biases, Blind Spots, and Smarter Investing, a ratio of Debt-to-EBITDA exceeding four is usually considered scary unless tangible assets cover the debt.
Indian Phosphate Debt-to-EBITDA Related Terms
Indian Phosphate Debt-to-EBITDA Historical Data
* Premium members only.
The historical data trend for Indian Phosphate's Debt-to-EBITDA can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
NSE:IPHL vs LIN, SHW, ECL: Debt-to-EBITDA Comparison
For the Specialty Chemicals subindustry, Indian Phosphate's Debt-to-EBITDA, along with its competitors' market caps and Debt-to-EBITDA data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Indian Phosphate Debt-to-EBITDA vs Chemicals Industry
For the Chemicals industry and Basic Materials sector, Indian Phosphate's Debt-to-EBITDA distribution charts can be found below:
* The bar in red indicates where Indian Phosphate's Debt-to-EBITDA falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In the calculation of annual Debt-to-EBITDA, the EBITDA of the last fiscal year is used. In calculating the annualized quarterly data,
the EBITDA data used here is two times the quarterly (Sep. 2025) EBITDA data.
Indian Phosphate (NSE:IPHL) has a Debt-to-EBITDA of 1.86 as of Sep. 2025. Debt-to-EBITDA ratio represents the ratio of total debt to total earnings before interest, taxes, depreciation and amortization. View historical data on Indian Phosphate. This is 148% above median its historical median of 0.75. Over the past decade, Indian Phosphate's Debt-to-EBITDA has ranged from 0.50 to 3.71. According to the industry distribution chart, Indian Phosphate ranks #652 out of 1242 companies in the Chemicals industry, placing it in the top 52.5%.
Is Indian Phosphate's Debt-to-EBITDA too high?
Indian Phosphate's current Debt-to-EBITDA of 1.86 is 148% above median its 10-year median of 0.75. Over the past 10 years, this metric has ranged from a low of 0.50 to a high of 3.71. The Chemicals industry median Debt-to-EBITDA is 2.15. Indian Phosphate's value of 1.86 is 13.5% below this industry median. Based on the distribution chart, Indian Phosphate ranks #652 out of 1242 companies in the Chemicals industry, which is below the industry midpoint. Overall, Indian Phosphate has a GF Score™ of 18/100, reflecting its overall financial health beyond just this single metric.
How does Indian Phosphate's Debt-to-EBITDA compare to LIN and SHW?
According to the Chemicals industry distribution chart, Indian Phosphate ranks #652 out of 1242 companies for Debt-to-EBITDA. This places Indian Phosphate in the lower half of its industry. The industry median Debt-to-EBITDA is 2.15. Indian Phosphate's value of 1.86 is 13.5% below this benchmark. Historically, Indian Phosphate's own Debt-to-EBITDA has ranged from 0.50 to 3.71 over the past decade. While the company's 10-year median is 0.75 vs. the industry median of 2.15, Indian Phosphate has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Debt-to-EBITDA for a Chemicals company?
The median Debt-to-EBITDA among Chemicals companies is 2.15, based on 1,242 companies in the industry. Companies in the top quartile (top 25%) have a Debt-to-EBITDA significantly above this median, while those in the bottom quartile fall well below. However, Debt-to-EBITDA should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Indian Phosphate's current Debt-to-EBITDA of 1.86 is 13.5% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Debt-to-EBITDA mean?
A high Debt-to-EBITDA can signal that a stock is expensive relative to its fundamentals. Debt-to-EBITDA ratio represents the ratio of total debt to total earnings before interest, taxes, depreciation and amortization. View historical data on Indian Phosphate. For the Chemicals industry, the median Debt-to-EBITDA is 2.15 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Indian Phosphate's current Debt-to-EBITDA is 1.86, which is 148% above median its own 10-year median of 0.75. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Indian Phosphate stock overvalued right now?
Indian Phosphate (NSE:IPHL) has a current Debt-to-EBITDA of 1.86. The current Debt-to-EBITDA is 1.86, which is 148% above median its 10-year median of 0.75 and 13.5% below the Chemicals industry median of 2.15. Indian Phosphate's overall GF Score™ is 18/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Debt-to-EBITDA calculated?
Debt-to-EBITDA is calculated from a company's financial statements. For Indian Phosphate (NSE:IPHL), the current Debt-to-EBITDA is 1.86 as of Sep. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Indian Phosphate Ltd is involved in the production of Linear Alkylbenzene Sulphonic Acid (LABSA) 90%, an anionic surfactant used in the formulation of various detergent products such as powders, cakes, toilet cleaners, and liquid detergents. The company is also involved in manufacturing Single Super Phosphate (SSP) fertilizer and Granules Single Super Phosphate (GSSP). The business comprises the manufacture, purchase, and sale of Fertilizers and chemicals. The company generates the majority of its revenue from the Chemical Division.
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