Indian Phosphate (NSE:IPHL) Effective Interest Rate on Debt %: 10.26% (As of Sep. 2025)

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NSE:IPHL Indian Phosphate Ltd NSE:IPHL
18 GF Score
Price ₹66.00
! 3 Warning Signs
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What is Indian Phosphate Effective Interest Rate on Debt %?

Indian Phosphate NSE:IPHL +20.00% 18 Effective Interest Rate on Debt % is 10.26% as of Sep. 2025. GuruFocus rates NSE:IPHL with a GF Score™ of 18/100. The stock has 3 warning signs investors should review.

Effective Interest Rate on Debt % is the usage rate that a borrower actually pays on a debt. It is calculated as the positive value of Interest Expense divided by its average total debt. Total debt equals to Long-Term Debt & Capital Lease Obligation plus Short-Term Debt & Capital Lease Obligation. Indian Phosphate's annualized positive value of Interest Expense for the quarter that ended in Sep. 2025 was ₹69 Mil. Indian Phosphate's average total debt for the quarter that ended in Sep. 2025 was ₹676 Mil. Therefore, Indian Phosphate's annualized Effective Interest Rate on Debt % for the quarter that ended in Sep. 2025 was 10.26%.


Indian Phosphate  (NSE:IPHL) Effective Interest Rate on Debt % Explanation

Effective Interest Rate on Debt % measures the usage rate that a borrower actually pays on a debt.


Indian Phosphate Effective Interest Rate on Debt % Related Terms


Indian Phosphate Effective Interest Rate on Debt % Historical Data

* Premium members only.

The historical data trend for Indian Phosphate's Effective Interest Rate on Debt % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Indian Phosphate Effective Interest Rate on Debt % Chart

Indian Phosphate Annual Data
Trend Mar21 Mar22 Mar23 Mar24 Mar25
Effective Interest Rate on Debt %
31.10 19.55 17.59 8.36 6.73

Indian Phosphate Semi-Annual Data
Mar21 Mar22 Mar23 Mar24 Sep24 Mar25 Sep25
Effective Interest Rate on Debt % Get a 7-Day Free Trial 0.00 0.00 10.91 4.17 10.26

NSE:IPHL vs LIN, SHW, ECL: Effective Interest Rate on Debt % Comparison

For the Specialty Chemicals subindustry, Indian Phosphate's Effective Interest Rate on Debt %, along with its competitors' market caps and Effective Interest Rate on Debt % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Indian Phosphate Effective Interest Rate on Debt % vs Chemicals Industry

For the Chemicals industry and Basic Materials sector, Indian Phosphate's Effective Interest Rate on Debt % distribution charts can be found below:

* The bar in red indicates where Indian Phosphate's Effective Interest Rate on Debt % falls into.


NSE:IPHL
18GF Score
Indian Phosphate Ltd NSE:IPHL
Effective Interest Rate on Debt % is just one metric. See GF Score™, valuation, warning signs, and more.
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Indian Phosphate Effective Interest Rate on Debt % Calculation

Indian Phosphate's annualized Effective Interest Rate on Debt % for the fiscal year that ended in Mar. 2025 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (A: Mar. 2024 )+Total Debt  (A: Mar. 2025 ))/ count )
=-1  *  -50.449/( (880.372+619.703)/ 2 )
=-1  *  -50.449/750.0375
=6.73 %

where

Total Debt  (A: Mar. 2024 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=179.012 + 701.36
=880.372

Total Debt  (A: Mar. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=158.83 + 460.873
=619.703

Indian Phosphate's annualized Effective Interest Rate on Debt % for the quarter that ended in Sep. 2025 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (Q: Mar. 2025 )+Total Debt  (Q: Sep. 2025 ))/ count )
=-1  *  -69.324/( (619.703+731.326)/ 2 )
=-1  *  -69.324/675.5145
=10.26 %

where

Total Debt  (Q: Mar. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=158.83 + 460.873
=619.703

Total Debt  (Q: Sep. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=156.639 + 574.687
=731.326

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Effective Interest Rate on Debt %, the Interest Expense of the last fiscal year and the average total debt over the fiscal year are used. In calculating the quarterly data, the Interest Expense data used here is two times the semi-annual (Sep. 2025) interest expense data. Effective Interest Rate on Debt % is displayed in the 30-year financial page.

What does a Effective Interest Rate on Debt % of 10.26% mean?
Indian Phosphate (NSE:IPHL) has a Effective Interest Rate on Debt % of 10.26% as of Sep. 2025. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Indian Phosphate and its competitors.
Is Indian Phosphate's Effective Interest Rate on Debt % too high?
Indian Phosphate's current Effective Interest Rate on Debt % is 10.26%. Overall, Indian Phosphate has a GF Score™ of 18/100, reflecting its overall financial health beyond just this single metric.
How does Indian Phosphate's Effective Interest Rate on Debt % compare to LIN and SHW?
Indian Phosphate's Effective Interest Rate on Debt % of 10.26% can be compared against companies in the Chemicals industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Effective Interest Rate on Debt % for a Chemicals company?
A good Effective Interest Rate on Debt % depends on the Chemicals industry context. However, Effective Interest Rate on Debt % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Effective Interest Rate on Debt % mean?
A high Effective Interest Rate on Debt % can signal that a stock is expensive relative to its fundamentals. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Indian Phosphate and its competitors. Indian Phosphate's current Effective Interest Rate on Debt % is 10.26%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Indian Phosphate stock overvalued right now?
Indian Phosphate (NSE:IPHL) has a current Effective Interest Rate on Debt % of 10.26%. The current Effective Interest Rate on Debt % is 10.26%. Indian Phosphate's overall GF Score™ is 18/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Effective Interest Rate on Debt % calculated?
Effective Interest Rate on Debt % is calculated from a company's financial statements. For Indian Phosphate (NSE:IPHL), the current Effective Interest Rate on Debt % is 10.26% as of Sep. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Indian Phosphate Business Description

Address Plot 638, Sector-11, Girwa, Udaipur, RJ, IND, 313001
Indian Phosphate Ltd is involved in the production of Linear Alkylbenzene Sulphonic Acid (LABSA) 90%, an anionic surfactant used in the formulation of various detergent products such as powders, cakes, toilet cleaners, and liquid detergents. The company is also involved in manufacturing Single Super Phosphate (SSP) fertilizer and Granules Single Super Phosphate (GSSP). The business comprises the manufacture, purchase, and sale of Fertilizers and chemicals. The company generates the majority of its revenue from the Chemical Division.
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Effective Interest Rate on Debt % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

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