Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.
Starteck FinanceNSE:STARTECK +0.94%70 Debt-to-EBITDA is 30.76 as of Mar. 2026, which is 67% above its 10-year median of 18.41. GuruFocus rates NSE:STARTECK with a GF Score™ of 70/100 and a GF Value™ of ₹285.06 (Fairly Valued). The stock has 6 warning signs investors should review. Among 284 Credit Services companies, Starteck Finance ranks worse than 88.73% on this metric.
Debt-to-EBITDA measures a company's ability to pay off its debt.
A high Debt-to-EBITDA ratio generally means that a company may spend more time to paying off its debt. According to Joel Tillinghast's BIG MONEY THINKS SMALL: Biases, Blind Spots, and Smarter Investing, a ratio of Debt-to-EBITDA exceeding four is usually considered scary unless tangible assets cover the debt.
The historical rank and industry rank for Starteck Finance's Debt-to-EBITDA or its related term are showing as below:
NSE:STARTECK'
s Debt-to-EBITDA Range Over the Past 10 Years
Min: 6.14 Med: 18.41 Max: 65.11
Current: 33.34
During the past 13 years, the highest Debt-to-EBITDA Ratio of Starteck Finance was 65.11. The lowest was 6.14. And the median was 18.41.
NSE:STARTECK's Debt-to-EBITDA is ranked worse than 88.73% of 284
companies
in the Credit Services industry
Industry Median: 9.3
vs NSE:STARTECK: 33.34
A high Debt-to-EBITDA ratio generally means that a company may spend more time to paying off its debt.
According to Joel Tillinghast's BIG MONEY THINKS SMALL: Biases, Blind Spots, and Smarter Investing, a ratio of Debt-to-EBITDA exceeding four is usually considered scary unless tangible assets cover the debt.
Starteck Finance Debt-to-EBITDA Related Terms
Starteck Finance Debt-to-EBITDA Historical Data
* Premium members only.
The historical data trend for Starteck Finance's Debt-to-EBITDA can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
NSE:STARTECK vs V, MA, AXP: Debt-to-EBITDA Comparison
For the Credit Services subindustry, Starteck Finance's Debt-to-EBITDA, along with its competitors' market caps and Debt-to-EBITDA data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Starteck Finance Debt-to-EBITDA vs Credit Services Industry
For the Credit Services industry and Financial Services sector, Starteck Finance's Debt-to-EBITDA distribution charts can be found below:
* The bar in red indicates where Starteck Finance's Debt-to-EBITDA falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In the calculation of annual Debt-to-EBITDA, the EBITDA of the last fiscal year is used. In calculating the annualized quarterly data,
the EBITDA data used here is four times the quarterly (Mar. 2026) EBITDA data.
Starteck Finance (NSE:STARTECK) has a Debt-to-EBITDA of 30.76 as of Mar. 2026. Debt-to-EBITDA ratio represents the ratio of total debt to total earnings before interest, taxes, depreciation and amortization. View historical data on Starteck Finance. This is 67% above median its historical median of 18.41. Over the past decade, Starteck Finance's Debt-to-EBITDA has ranged from 6.14 to 65.11. According to the industry distribution chart, Starteck Finance ranks #252 out of 284 companies in the Credit Services industry, placing it in the top 88.7%.
Is Starteck Finance's Debt-to-EBITDA too high?
Starteck Finance's current Debt-to-EBITDA of 30.76 is 67% above median its 10-year median of 18.41. Over the past 10 years, this metric has ranged from a low of 6.14 to a high of 65.11. The Credit Services industry median Debt-to-EBITDA is 9.30. Starteck Finance's value of 30.76 is 230.8% above this industry median. Based on the distribution chart, Starteck Finance ranks #252 out of 284 companies in the Credit Services industry, which is in the bottom quartile relative to peers. Overall, Starteck Finance has a GF Score™ of 70/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Starteck Finance's Debt-to-EBITDA compare to V and MA?
According to the Credit Services industry distribution chart, Starteck Finance ranks #252 out of 284 companies for Debt-to-EBITDA. This places Starteck Finance in the lower half of its industry. The industry median Debt-to-EBITDA is 9.30. Starteck Finance's value of 30.76 is 230.8% above this benchmark. Historically, Starteck Finance's own Debt-to-EBITDA has ranged from 6.14 to 65.11 over the past decade. While the company's 10-year median is 18.41 vs. the industry median of 9.30, Starteck Finance has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Debt-to-EBITDA for a Credit Services company?
The median Debt-to-EBITDA among Credit Services companies is 9.30, based on 284 companies in the industry. Companies in the top quartile (top 25%) have a Debt-to-EBITDA significantly above this median, while those in the bottom quartile fall well below. However, Debt-to-EBITDA should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Starteck Finance's current Debt-to-EBITDA of 30.76 is 230.8% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Debt-to-EBITDA mean?
A high Debt-to-EBITDA can signal that a stock is expensive relative to its fundamentals. Debt-to-EBITDA ratio represents the ratio of total debt to total earnings before interest, taxes, depreciation and amortization. View historical data on Starteck Finance. For the Credit Services industry, the median Debt-to-EBITDA is 9.30 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Starteck Finance's current Debt-to-EBITDA is 30.76, which is 67% above median its own 10-year median of 18.41. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Starteck Finance stock overvalued right now?
Based on GuruFocus' analysis, Starteck Finance (NSE:STARTECK) is currently considered Fairly Valued. The stock's GF Value™ is ₹285.06, compared to a current price of ₹268.70 — trading 5.7% below its estimated fair value. The current Debt-to-EBITDA is 30.76, which is 67% above median its 10-year median of 18.41 and 230.8% above the Credit Services industry median of 9.30. Starteck Finance's overall GF Score™ is 70/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Debt-to-EBITDA calculated?
Debt-to-EBITDA is calculated from a company's financial statements. For Starteck Finance (NSE:STARTECK), the current Debt-to-EBITDA is 30.76 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Starteck Finance (NSE:STARTECK) Overvalued in 2026?
Based on GuruFocus' analysis, Starteck Finance stock appears to be undervalued.
The current stock price of ₹268.70 is trading 5.7% below its estimated GF Value™ of ₹285.06.
GuruFocus considers Starteck Finance to be Fairly Valued.
Key valuation signals for NSE:STARTECK:
Debt-to-EBITDA: 30.76 (67% above median its 10-year median of 18.41)
GF Value™: ₹285.06 vs. price of ₹268.70 (5.7% below fair value)
Industry Position: 230.8% above the Credit Services median (#252 of 284)
No single metric tells the full story. See the NSE:STARTECK stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Quick Browse
Personalize
Premium Gurus 
Create New Portfolio
NSE:STARTECK has been successfully added to your 
