Starteck Finance (NSE:STARTECK) Days Payable: 2.79 (As of Mar. 2026) — 97% Below Median


NSE:STARTECK Starteck Finance Ltd NSE:STARTECK
70 GF Score
Price ₹284.35
GF Value ₹290.90
Valuation Fairly Valued
! 6 Warning Signs
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What is Starteck Finance Days Payable?

Starteck Finance NSE:STARTECK -1.16% 70 Days Payable is 2.79 as of Mar. 2026, which is 97% below its 10-year median of 109.33. GuruFocus rates NSE:STARTECK with a GF Score™ of 70/100 and a GF Value™ of ₹290.90 (Fairly Valued). The stock has 6 warning signs investors should review. Among 301 Credit Services companies, Starteck Finance ranks better than 59.14% on this metric.

Starteck Finance's average Accounts Payable for the three months ended in Mar. 2026 was ₹1.6 Mil. Starteck Finance's Cost of Goods Sold for the three months ended in Mar. 2026 was ₹52.7 Mil. Hence, Starteck Finance's Days Payable for the three months ended in Mar. 2026 was 2.79.

The historical rank and industry rank for Starteck Finance's Days Payable or its related term are showing as below:

NSE:STARTECK' s Days Payable Range Over the Past 10 Years
Min: 17.81   Med: 109.33   Max: 353.75
Current: 60

During the past 13 years, Starteck Finance's highest Days Payable was 353.75. The lowest was 17.81. And the median was 109.33.

NSE:STARTECK's Days Payable is ranked better than
59.14% of 301 companies
in the Credit Services industry
Industry Median: 33.87 vs NSE:STARTECK: 60.00

Starteck Finance's Days Payable declined from Mar. 2025 (164.52) to Mar. 2026 (2.79). It may suggest that Starteck Finance accelerated paying its suppliers.


Starteck Finance Days Payable Historical Data

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The historical data trend for Starteck Finance's Days Payable can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Starteck Finance Days Payable Chart

Starteck Finance Annual Data
Trend Mar17 Mar18 Mar19 Mar20 Mar21 Mar22 Mar23 Mar24 Mar25 Mar26
Days Payable
Get a 7-Day Free Trial Premium Member Only Premium Member Only 353.75 174.73 294.19 164.15 80.37

Starteck Finance Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Days Payable Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 164.52 164.12 18.50 17.96 2.79

NSE:STARTECK vs V, MA, AXP: Days Payable Comparison

For the Credit Services subindustry, Starteck Finance's Days Payable, along with its competitors' market caps and Days Payable data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Starteck Finance Days Payable vs Credit Services Industry

For the Credit Services industry and Financial Services sector, Starteck Finance's Days Payable distribution charts can be found below:

* The bar in red indicates where Starteck Finance's Days Payable falls into.


NSE:STARTECK
70GF Score
Starteck Finance Ltd NSE:STARTECK
Days Payable is just one metric. See GF Score™, valuation, warning signs, and more.
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Starteck Finance Days Payable Calculation

Days Payable indicates the number of days that the account payable relative to cost of goods sold the company has. An increase of Days Payable may suggest that the company delays paying its suppliers.

Starteck Finance's Days Payable for the fiscal year that ended in Mar. 2026 is calculated as

Days Payable (A: Mar. 2026 )
=Average Accounts Payable /Cost of Goods Sold*Days in Period
=( (Accounts Payable (A: Mar. 2025 ) + Accounts Payable (A: Mar. 2026 )) / count ) / Cost of Goods Sold (A: Mar. 2026 )*Days in Period
=( (99.152 + 1.615) / 2 ) / 228.812*365
=50.3835 / 228.812*365
=80.37

Starteck Finance's Days Payable for the quarter that ended in Mar. 2026 is calculated as:

Days Payable (Q: Mar. 2026 )
=Average Accounts Payable / Cost of Goods Sold*Days in Period
=( (Accounts Payable (Q: Dec. 2025 ) + Accounts Payable (Q: Mar. 2026 )) / count ) / Cost of Goods Sold (Q: Mar. 2026 )*Days in Period
=( (0 + 1.615) / 1 ) / 52.738*365 / 4
=1.615 / 52.738*365 / 4
=2.79

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Days Payable →
What does a Days Payable of 2.79 mean?
Starteck Finance (NSE:STARTECK) has a Days Payable of 2.79 as of Mar. 2026. Days payable represents the average amount of days a company waits to pay its invoices from suppliers. View historical data on Starteck Finance and its competitors. This is 97% below median its historical median of 109.33. Over the past decade, Starteck Finance's Days Payable has ranged from 17.81 to 353.75. According to the industry distribution chart, Starteck Finance ranks #123 out of 301 companies in the Credit Services industry, placing it in the top 40.9%.
Is Starteck Finance's Days Payable too high?
Starteck Finance's current Days Payable of 2.79 is 97% below median its 10-year median of 109.33. Over the past 10 years, this metric has ranged from a low of 17.81 to a high of 353.75. The Credit Services industry median Days Payable is 33.87. Starteck Finance's value of 2.79 is 91.8% below this industry median. Based on the distribution chart, Starteck Finance ranks #123 out of 301 companies in the Credit Services industry, which is above the industry midpoint. Overall, Starteck Finance has a GF Score™ of 70/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Starteck Finance's Days Payable compare to V and MA?
According to the Credit Services industry distribution chart, Starteck Finance ranks #123 out of 301 companies for Days Payable. This puts Starteck Finance in the upper half of its industry. The industry median Days Payable is 33.87. Starteck Finance's value of 2.79 is 91.8% below this benchmark. Historically, Starteck Finance's own Days Payable has ranged from 17.81 to 353.75 over the past decade. While the company's 10-year median is 109.33 vs. the industry median of 33.87, Starteck Finance has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Days Payable for a Credit Services company?
The median Days Payable among Credit Services companies is 33.87, based on 301 companies in the industry. Companies in the top quartile (top 25%) have a Days Payable significantly above this median, while those in the bottom quartile fall well below. However, Days Payable should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Starteck Finance's current Days Payable of 2.79 is 91.8% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Days Payable mean?
A high Days Payable can signal that a stock is expensive relative to its fundamentals. Days payable represents the average amount of days a company waits to pay its invoices from suppliers. View historical data on Starteck Finance and its competitors. For the Credit Services industry, the median Days Payable is 33.87 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Starteck Finance's current Days Payable is 2.79, which is 97% below median its own 10-year median of 109.33. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Starteck Finance stock overvalued right now?
Based on GuruFocus' analysis, Starteck Finance (NSE:STARTECK) is currently considered Fairly Valued. The stock's GF Value™ is ₹290.90, compared to a current price of ₹284.35 — trading 2.3% below its estimated fair value. The current Days Payable is 2.79, which is 97% below median its 10-year median of 109.33 and 91.8% below the Credit Services industry median of 33.87. Starteck Finance's overall GF Score™ is 70/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Days Payable calculated?
Days Payable is calculated from a company's financial statements. For Starteck Finance (NSE:STARTECK), the current Days Payable is 2.79 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Starteck Finance (NSE:STARTECK) Overvalued in 2026?

Based on GuruFocus' analysis, Starteck Finance stock appears to be undervalued. The current stock price of ₹284.35 is trading 2.3% below its estimated GF Value™ of ₹290.90. GuruFocus considers Starteck Finance to be Fairly Valued.

Key valuation signals for NSE:STARTECK:

  • Days Payable: 2.79 (97% below median its 10-year median of 109.33)
  • GF Value™: ₹290.90 vs. price of ₹284.35 (2.3% below fair value)
  • GF Score™: 70/100 with 6 warning signs
  • Industry Position: 91.8% below the Credit Services median (#123 of 301)

No single metric tells the full story. See the NSE:STARTECK stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Starteck Finance Business Description

Other Exchanges 512381:India
Address 37-40, Subhash Road, 5th Floor, Sunteck Centre, Vile Parle East, Mumbai, MH, IND, 400057
Starteck Finance Ltd is an India-based non-banking finance company engaged in the business of financing industrial or other enterprises.
70GF Score

Get the complete analysis for NSE:STARTECK

Days Payable is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₹284.35
Price
₹290.90
GF Value