VIP ClothingNSE:VIPCLOTHNG -0.52%61 Debt-to-EBITDA is 2.48 as of Mar. 2026, which is 62% below its 10-year median of 6.46. GuruFocus rates NSE:VIPCLOTHNG with a GF Score™ of 61/100 and a GF Value™ of ₹45.24 (Significantly Undervalued). The stock has 4 warning signs investors should review. Among 808 Manufacturing - Apparel & Accessories companies, VIP Clothing ranks worse than 52.6% on this metric.
Debt-to-EBITDA measures a company's ability to pay off its debt.
A high Debt-to-EBITDA ratio generally means that a company may spend more time to paying off its debt. According to Joel Tillinghast's BIG MONEY THINKS SMALL: Biases, Blind Spots, and Smarter Investing, a ratio of Debt-to-EBITDA exceeding four is usually considered scary unless tangible assets cover the debt.
The historical rank and industry rank for VIP Clothing's Debt-to-EBITDA or its related term are showing as below:
NSE:VIPCLOTHNG'
s Debt-to-EBITDA Range Over the Past 10 Years
Min: -14.53 Med: 6.46 Max: 23.53
Current: 2.91
During the past 13 years, the highest Debt-to-EBITDA Ratio of VIP Clothing was 23.53. The lowest was -14.53. And the median was 6.46.
NSE:VIPCLOTHNG's Debt-to-EBITDA is ranked worse than 52.6% of 808
companies
in the Manufacturing - Apparel & Accessories industry
Industry Median: 2.715
vs NSE:VIPCLOTHNG: 2.91
A high Debt-to-EBITDA ratio generally means that a company may spend more time to paying off its debt.
According to Joel Tillinghast's BIG MONEY THINKS SMALL: Biases, Blind Spots, and Smarter Investing, a ratio of Debt-to-EBITDA exceeding four is usually considered scary unless tangible assets cover the debt.
VIP Clothing Debt-to-EBITDA Related Terms
VIP Clothing Debt-to-EBITDA Historical Data
* Premium members only.
The historical data trend for VIP Clothing's Debt-to-EBITDA can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
NSE:VIPCLOTHNG vs RL, LEVI, VFC: Debt-to-EBITDA Comparison
For the Apparel Manufacturing subindustry, VIP Clothing's Debt-to-EBITDA, along with its competitors' market caps and Debt-to-EBITDA data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
VIP Clothing Debt-to-EBITDA vs Manufacturing - Apparel & Accessories Industry
For the Manufacturing - Apparel & Accessories industry and Consumer Cyclical sector, VIP Clothing's Debt-to-EBITDA distribution charts can be found below:
* The bar in red indicates where VIP Clothing's Debt-to-EBITDA falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In the calculation of annual Debt-to-EBITDA, the EBITDA of the last fiscal year is used. In calculating the annualized quarterly data,
the EBITDA data used here is four times the quarterly (Mar. 2026) EBITDA data.
VIP Clothing (NSE:VIPCLOTHNG) has a Debt-to-EBITDA of 2.48 as of Mar. 2026. Debt-to-EBITDA ratio represents the ratio of total debt to total earnings before interest, taxes, depreciation and amortization. View historical data on VIP Clothing. This is 62% below median its historical median of 6.46. According to the industry distribution chart, VIP Clothing ranks #425 out of 808 companies in the Manufacturing - Apparel & Accessories industry, placing it in the top 52.6%.
Is VIP Clothing's Debt-to-EBITDA too high?
VIP Clothing's current Debt-to-EBITDA of 2.48 is 62% below median its 10-year median of 6.46. The Manufacturing - Apparel & Accessories industry median Debt-to-EBITDA is 2.72. VIP Clothing's value of 2.48 is 8.7% below this industry median. Based on the distribution chart, VIP Clothing ranks #425 out of 808 companies in the Manufacturing - Apparel & Accessories industry, which is below the industry midpoint. Overall, VIP Clothing has a GF Score™ of 61/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does VIP Clothing's Debt-to-EBITDA compare to RL and LEVI?
According to the Manufacturing - Apparel & Accessories industry distribution chart, VIP Clothing ranks #425 out of 808 companies for Debt-to-EBITDA. This places VIP Clothing in the lower half of its industry. The industry median Debt-to-EBITDA is 2.72. VIP Clothing's value of 2.48 is 8.7% below this benchmark. While the company's 10-year median is 6.46 vs. the industry median of 2.72, VIP Clothing has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Debt-to-EBITDA for a Manufacturing - Apparel & Accessories company?
The median Debt-to-EBITDA among Manufacturing - Apparel & Accessories companies is 2.72, based on 808 companies in the industry. Companies in the top quartile (top 25%) have a Debt-to-EBITDA significantly above this median, while those in the bottom quartile fall well below. However, Debt-to-EBITDA should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. VIP Clothing's current Debt-to-EBITDA of 2.48 is 8.7% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Debt-to-EBITDA mean?
A high Debt-to-EBITDA can signal that a stock is expensive relative to its fundamentals. Debt-to-EBITDA ratio represents the ratio of total debt to total earnings before interest, taxes, depreciation and amortization. View historical data on VIP Clothing. For the Manufacturing - Apparel & Accessories industry, the median Debt-to-EBITDA is 2.72 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. VIP Clothing's current Debt-to-EBITDA is 2.48, which is 62% below median its own 10-year median of 6.46. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is VIP Clothing stock overvalued right now?
Based on GuruFocus' analysis, VIP Clothing (NSE:VIPCLOTHNG) is currently considered Significantly Undervalued. The stock's GF Value™ is ₹45.24, compared to a current price of ₹24.86 — trading 45% below its estimated fair value. The current Debt-to-EBITDA is 2.48, which is 62% below median its 10-year median of 6.46 and 8.7% below the Manufacturing - Apparel & Accessories industry median of 2.72. VIP Clothing's overall GF Score™ is 61/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Debt-to-EBITDA calculated?
Debt-to-EBITDA is calculated from a company's financial statements. For VIP Clothing (NSE:VIPCLOTHNG), the current Debt-to-EBITDA is 2.48 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is VIP Clothing (NSE:VIPCLOTHNG) Overvalued in 2026?
Based on GuruFocus' analysis, VIP Clothing stock appears to be undervalued.
The current stock price of ₹24.86 is trading 45% below its estimated GF Value™ of ₹45.24.
GuruFocus considers VIP Clothing to be Significantly Undervalued.
Key valuation signals for NSE:VIPCLOTHNG:
Debt-to-EBITDA: 2.48 (62% below median its 10-year median of 6.46)
GF Value™: ₹45.24 vs. price of ₹24.86 (45% below fair value)
Industry Position: 8.7% below the Manufacturing - Apparel & Accessories median (#425 of 808)
No single metric tells the full story. See the NSE:VIPCLOTHNG stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
VIP Clothing Ltd is an Indian company which is active in manufacturing innerwear and socks under the brand VIP Inners, Frenchie, Frenchie X, VIP Leader, and VIP Feelings and all of their sub-brands for men and women. The company has one operating segment, namely Hosiery and others. Geographically the company generates the majority of their revenue within India.
61GF Score
Get the complete analysis for NSE:VIPCLOTHNG
Debt-to-EBITDA is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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