VIP ClothingNSE:VIPCLOTHNG +3.87%59 Interest Coverage is 3.23 as of Mar. 2026, which is 171% above its 10-year median of 1.19. GuruFocus rates NSE:VIPCLOTHNG with a GF Score™ of 59/100 and a GF Value™ of ₹45.20 (Significantly Undervalued). The stock has 4 warning signs investors should review. Among 743 Manufacturing - Apparel & Accessories companies, VIP Clothing ranks worse than 69.85% on this metric.
Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's
Operating Income
by its Interest Expense. VIP Clothing's
Operating Income
for the
three
months ended in Mar. 2026 was ₹62 Mil. VIP Clothing's Interest Expense for the
three
months ended in Mar. 2026 was ₹-19 Mil.
VIP Clothing's interest coverage for the quarter that ended in Mar. 2026 was 3.23.
The higher the ratio, the stronger the company's financial strength is.
The historical rank and industry rank for VIP Clothing's Interest Coverage or its related term are showing as below:
NSE:VIPCLOTHNG'
s Interest Coverage Range Over the Past 10 Years
Min: 0.05 Med: 1.19 Max: 2.3
Current: 2.3
NSE:VIPCLOTHNG's Interest Coverage is ranked worse than 69.85% of 743
companies
in the Manufacturing - Apparel & Accessories industry
Industry Median: 5.43
vs NSE:VIPCLOTHNG: 2.30
Ben Graham requires that a company has a minimum interest coverage of 5 with the companies he invested. If the interest coverage is less than 2, the company is burdened by debt. Any business slow or recession may drag the company into a situation where it cannot pay the interest on its debt.
Interest Coverage is an important factor when GuruFocus ranks a company's overage Financial Strength .
VIP Clothing Interest Coverage Related Terms
VIP Clothing Interest Coverage Historical Data
* Premium members only.
The historical data trend for VIP Clothing's Interest Coverage can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Note: For Interest Coverage, "No debt" indicates no long-term debt. An indication of "No Debt" does not necessarily mean that the company has no long-term debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.
NSE:VIPCLOTHNG vs RL, LEVI, VFC: Interest Coverage Comparison
For the Apparel Manufacturing subindustry, VIP Clothing's Interest Coverage, along with its competitors' market caps and Interest Coverage data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
VIP Clothing Interest Coverage vs Manufacturing - Apparel & Accessories Industry
For the Manufacturing - Apparel & Accessories industry and Consumer Cyclical sector, VIP Clothing's Interest Coverage distribution charts can be found below:
* The bar in red indicates where VIP Clothing's Interest Coverage falls into.
Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
VIP Clothing (NSE:VIPCLOTHNG) has a Interest Coverage of 3.23 as of Mar. 2026. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on VIP Clothing and its competitors. This is 171% above median its historical median of 1.19. Over the past decade, VIP Clothing's Interest Coverage has ranged from 0.05 to 2.30. According to the industry distribution chart, VIP Clothing ranks #519 out of 743 companies in the Manufacturing - Apparel & Accessories industry, placing it in the top 69.9%.
Is VIP Clothing's Interest Coverage too high?
VIP Clothing's current Interest Coverage of 3.23 is 171% above median its 10-year median of 1.19. Over the past 10 years, this metric has ranged from a low of 0.05 to a high of 2.30. The Manufacturing - Apparel & Accessories industry median Interest Coverage is 5.43. VIP Clothing's value of 3.23 is 40.5% below this industry median. Based on the distribution chart, VIP Clothing ranks #519 out of 743 companies in the Manufacturing - Apparel & Accessories industry, which is below the industry midpoint. Overall, VIP Clothing has a GF Score™ of 59/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does VIP Clothing's Interest Coverage compare to RL and LEVI?
According to the Manufacturing - Apparel & Accessories industry distribution chart, VIP Clothing ranks #519 out of 743 companies for Interest Coverage. This places VIP Clothing in the lower half of its industry. The industry median Interest Coverage is 5.43. VIP Clothing's value of 3.23 is 40.5% below this benchmark. Historically, VIP Clothing's own Interest Coverage has ranged from 0.05 to 2.30 over the past decade. While the company's 10-year median is 1.19 vs. the industry median of 5.43, VIP Clothing has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Interest Coverage for a Manufacturing - Apparel & Accessories company?
The median Interest Coverage among Manufacturing - Apparel & Accessories companies is 5.43, based on 743 companies in the industry. Companies in the top quartile (top 25%) have a Interest Coverage significantly above this median, while those in the bottom quartile fall well below. However, Interest Coverage should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. VIP Clothing's current Interest Coverage of 3.23 is 40.5% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Interest Coverage mean?
A high Interest Coverage can signal that a stock is expensive relative to its fundamentals. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on VIP Clothing and its competitors. For the Manufacturing - Apparel & Accessories industry, the median Interest Coverage is 5.43 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. VIP Clothing's current Interest Coverage is 3.23, which is 171% above median its own 10-year median of 1.19. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is VIP Clothing stock overvalued right now?
Based on GuruFocus' analysis, VIP Clothing (NSE:VIPCLOTHNG) is currently considered Significantly Undervalued. The stock's GF Value™ is ₹45.20, compared to a current price of ₹25.93 — trading 42.6% below its estimated fair value. The current Interest Coverage is 3.23, which is 171% above median its 10-year median of 1.19 and 40.5% below the Manufacturing - Apparel & Accessories industry median of 5.43. VIP Clothing's overall GF Score™ is 59/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Interest Coverage calculated?
Interest Coverage is calculated from a company's financial statements. For VIP Clothing (NSE:VIPCLOTHNG), the current Interest Coverage is 3.23 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is VIP Clothing (NSE:VIPCLOTHNG) Overvalued in 2026?
Based on GuruFocus' analysis, VIP Clothing stock appears to be undervalued.
The current stock price of ₹25.93 is trading 42.6% below its estimated GF Value™ of ₹45.20.
GuruFocus considers VIP Clothing to be Significantly Undervalued.
Key valuation signals for NSE:VIPCLOTHNG:
Interest Coverage: 3.23 (171% above median its 10-year median of 1.19)
GF Value™: ₹45.20 vs. price of ₹25.93 (42.6% below fair value)
Industry Position: 40.5% below the Manufacturing - Apparel & Accessories median (#519 of 743)
No single metric tells the full story. See the NSE:VIPCLOTHNG stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
VIP Clothing Ltd is an Indian company which is active in manufacturing innerwear and socks under the brand VIP Inners, Frenchie, Frenchie X, VIP Leader, and VIP Feelings and all of their sub-brands for men and women. The company has one operating segment, namely Hosiery and others. Geographically the company generates the majority of their revenue within India.
59GF Score
Get the complete analysis for NSE:VIPCLOTHNG
Interest Coverage is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
Quick Browse
Personalize
Premium Gurus 
Create New Portfolio
NSE:VIPCLOTHNG has been successfully added to your 
