VIP Clothing (NSE:VIPCLOTHNG) Financial Strength: 5 (As of Mar. 2026) — 25% Above Median


NSE:VIPCLOTHNG VIP Clothing Ltd NSE:VIPCLOTHNG
64 GF Score
Price ₹23.91
GF Value ₹45.28
Valuation Significantly Undervalued
! 4 Warning Signs
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What is VIP Clothing Financial Strength?

VIP Clothing NSE:VIPCLOTHNG -2.92% 64 Financial Strength is 5 as of Mar. 2026, which is 25% above its 10-year median of 4.00. GuruFocus rates NSE:VIPCLOTHNG with a GF Score™ of 64/100 and a GF Value™ of ₹45.28 (Significantly Undervalued). The stock has 4 warning signs investors should review.

VIP Clothing has the Financial Strength Rank of 5.

GuruFocus Financial Strength Rank measures how strong a company's financial situation is. It is rated on a scale of 1 to 10 and is based on these factors:

1. The debt burden that the company has as measured by its Interest Coverage (current year). The higher, the better.
2. Debt to revenue ratio. The lower, the better.
3. Altman Z-Score.
4. Other debt related ratios.

A higher score indicates a stronger financial position, with companies rated 7 or above considered financially stable and unlikely to face distress. Conversely, a score of 3 or below suggests potential financial difficulties, indicating a higher risk of distress.

VIP Clothing's Interest Coverage for the quarter that ended in Mar. 2026 was 3.23. VIP Clothing's debt to revenue ratio for the quarter that ended in Mar. 2026 was 0.24. As of today, VIP Clothing's Altman Z-Score is 2.36.


VIP Clothing  (NSE:VIPCLOTHNG) Financial Strength Explanation

The rank is rated on a scale of 1 to 10. A higher score indicates a stronger financial position, with companies rated 7 or above considered financially stable and unlikely to face distress. Conversely, a score of 3 or below suggests potential financial difficulties, indicating a higher risk of distress.

VIP Clothing has the Financial Strength Rank of 5.


VIP Clothing Financial Strength Related Terms


NSE:VIPCLOTHNG vs RL, LEVI, VFC: Financial Strength Comparison

For the Apparel Manufacturing subindustry, VIP Clothing's Financial Strength, along with its competitors' market caps and Financial Strength data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


VIP Clothing Financial Strength vs Manufacturing - Apparel & Accessories Industry

For the Manufacturing - Apparel & Accessories industry and Consumer Cyclical sector, VIP Clothing's Financial Strength distribution charts can be found below:

* The bar in red indicates where VIP Clothing's Financial Strength falls into.


NSE:VIPCLOTHNG
64GF Score
VIP Clothing Ltd NSE:VIPCLOTHNG
Financial Strength is just one metric. See GF Score™, valuation, warning signs, and more.
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VIP Clothing Financial Strength Calculation

GuruFocus Financial Strength Rank measures how strong a company's financial situation is. It is based on these factors

A company ranks high with financial strength is likely to withstand any business slowdowns and recessions.

1. The debt burden that the company has as measured by its Interest Coverage (current year). The higher, the better.

Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense:

VIP Clothing's Interest Expense for the months ended in Mar. 2026 was ₹-19 Mil. Its Operating Income for the months ended in Mar. 2026 was ₹62 Mil. And its Long-Term Debt & Capital Lease Obligation for the quarter that ended in Mar. 2026 was ₹29 Mil.

VIP Clothing's Interest Coverage for the quarter that ended in Mar. 2026 is

Interest Coverage=-1*Operating Income (Q: Mar. 2026 )/Interest Expense (Q: Mar. 2026 )
=-1*61.781/-19.137
=3.23

The higher the ratio, the stronger the company's financial strength is.

2. Debt to revenue ratio. The lower, the better.

VIP Clothing's Debt to Revenue Ratio for the quarter that ended in Mar. 2026 is

Debt to Revenue Ratio=Total Debt (Q: Mar. 2026 ) / Revenue
=(Short-Term Debt & Capital Lease Obligation + Long-Term Debt & Capital Lease Obligation) / Revenue
=(667.88 + 28.976) / 2861.452
=0.24

3. Altman Z-Score.

Z-Score model is an accurate forecaster of failure up to two years prior to distress. It can be considered the assessment of the distress of industrial corporations.

The zones of discrimination were as such:

When Z-Score is less than 1.81, it is in Distress Zones.
When Z-Score is greater than 2.99, it is in Safe Zones.
When Z-Score is between 1.81 and 2.99, it is in Grey Zones.

VIP Clothing has a Z-score of 2.36, indicating it is in Grey Zones. This implies that VIP Clothing is in some kind of financial stress. If it is below 1.81, the company may faces bankrupcy risk.

Warning Sign:

Altman Z-score of 2.36 is in the grey area. This implies that the company is under some kind of financial stress. If it is below 1.8, the company may face bankruptcy risk.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Financial Strength →
What does a Financial Strength of 5 mean?
VIP Clothing (NSE:VIPCLOTHNG) has a Financial Strength of 5 as of Mar. 2026. The financial strength rank measures the strength of a company's balance sheet based on revenue and debt. View historical data on VIP Clothing and its competitors. This is 25% above median its historical median of 4.00. Over the past decade, VIP Clothing's Financial Strength has ranged from 3.00 to 6.00.
Is VIP Clothing's Financial Strength too high?
VIP Clothing's current Financial Strength of 5 is 25% above median its 10-year median of 4.00. Over the past 10 years, this metric has ranged from a low of 3.00 to a high of 6.00. Overall, VIP Clothing has a GF Score™ of 64/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does VIP Clothing's Financial Strength compare to RL and LEVI?
VIP Clothing's Financial Strength of 5 can be compared against companies in the Manufacturing - Apparel & Accessories industry. Historically, VIP Clothing's own Financial Strength has ranged from 3.00 to 6.00 over the past decade. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Financial Strength for a Manufacturing - Apparel & Accessories company?
A good Financial Strength depends on the Manufacturing - Apparel & Accessories industry context. However, Financial Strength should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Financial Strength mean?
A high Financial Strength can signal that a stock is expensive relative to its fundamentals. The financial strength rank measures the strength of a company's balance sheet based on revenue and debt. View historical data on VIP Clothing and its competitors. VIP Clothing's current Financial Strength is 5, which is 25% above median its own 10-year median of 4.00. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is VIP Clothing stock overvalued right now?
Based on GuruFocus' analysis, VIP Clothing (NSE:VIPCLOTHNG) is currently considered Significantly Undervalued. The stock's GF Value™ is ₹45.28, compared to a current price of ₹23.91 — trading 47.2% below its estimated fair value. The current Financial Strength is 5, which is 25% above median its 10-year median of 4.00. VIP Clothing's overall GF Score™ is 64/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Financial Strength calculated?
Financial Strength is calculated from a company's financial statements. For VIP Clothing (NSE:VIPCLOTHNG), the current Financial Strength is 5 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is VIP Clothing (NSE:VIPCLOTHNG) Overvalued in 2026?

Based on GuruFocus' analysis, VIP Clothing stock appears to be undervalued. The current stock price of ₹23.91 is trading 47.2% below its estimated GF Value™ of ₹45.28. GuruFocus considers VIP Clothing to be Significantly Undervalued.

Key valuation signals for NSE:VIPCLOTHNG:

  • Financial Strength: 5 (25% above median its 10-year median of 4.00)
  • GF Value™: ₹45.28 vs. price of ₹23.91 (47.2% below fair value)
  • GF Score™: 64/100 with 4 warning signs

No single metric tells the full story. See the NSE:VIPCLOTHNG stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


VIP Clothing Business Description

Other Exchanges 532613:India
Address C-6, Road No. 22, MIDC, Andheri (East), Mumbai, MH, IND, 400 093
VIP Clothing Ltd is an Indian company which is active in manufacturing innerwear and socks under the brand VIP Inners, Frenchie, Frenchie X, VIP Leader, and VIP Feelings and all of their sub-brands for men and women. The company has one operating segment, namely Hosiery and others. Geographically the company generates the majority of their revenue within India.
64GF Score

Get the complete analysis for NSE:VIPCLOTHNG

Financial Strength is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₹23.91
Price
₹45.28
GF Value