NSIT (Insight Enterprises) Debt-to-EBITDA : 4.25 (As of Mar. 2026) — 86% Above Median

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NSIT Insight Enterprises Inc NSIT
76 GF Score
Price $117.66
GF Value $158.05
Valuation Modestly Undervalued
! 5 Warning Signs
View Full Analysis

What is Insight Enterprises Debt-to-EBITDA?

Insight Enterprises NSIT +1.62% 76 Debt-to-EBITDA is 4.25 as of Mar. 2026, which is 86% above its 10-year median of 2.29. GuruFocus rates NSIT with a GF Score™ of 76/100 and a GF Value™ of $158.05 (Modestly Undervalued). The stock has 5 warning signs investors should review. Among 1,794 Hardware companies, Insight Enterprises ranks worse than 71.24% on this metric.

Debt-to-EBITDA measures a company's ability to pay off its debt.

Insight Enterprises's Short-Term Debt & Capital Lease Obligation for the quarter that ended in Mar. 2026 was $260 Mil. Insight Enterprises's Long-Term Debt & Capital Lease Obligation for the quarter that ended in Mar. 2026 was $1,469 Mil. Insight Enterprises's annualized EBITDA for the quarter that ended in Mar. 2026 was $406 Mil. Insight Enterprises's annualized Debt-to-EBITDA for the quarter that ended in Mar. 2026 was 4.25.

A high Debt-to-EBITDA ratio generally means that a company may spend more time to paying off its debt. According to Joel Tillinghast's BIG MONEY THINKS SMALL: Biases, Blind Spots, and Smarter Investing, a ratio of Debt-to-EBITDA exceeding four is usually considered scary unless tangible assets cover the debt.

The historical rank and industry rank for Insight Enterprises's Debt-to-EBITDA or its related term are showing as below:

NSIT' s Debt-to-EBITDA Range Over the Past 10 Years
Min: 1.05   Med: 2.29   Max: 3.89
Current: 3.77

During the past 13 years, the highest Debt-to-EBITDA Ratio of Insight Enterprises was 3.89. The lowest was 1.05. And the median was 2.29.

NSIT's Debt-to-EBITDA is ranked worse than
71.24% of 1794 companies
in the Hardware industry
Industry Median: 1.71 vs NSIT: 3.77

Insight Enterprises  (NAS:NSIT) Debt-to-EBITDA Explanation

In the calculation of Debt-to-EBITDA, we use the total of Short-Term Debt & Capital Lease Obligation and Long-Term Debt & Capital Lease Obligation divided by EBITDA. In some calculations, Total Liabilities is used to for calculation.


Be Aware

A high Debt-to-EBITDA ratio generally means that a company may spend more time to paying off its debt.

According to Joel Tillinghast's BIG MONEY THINKS SMALL: Biases, Blind Spots, and Smarter Investing, a ratio of Debt-to-EBITDA exceeding four is usually considered scary unless tangible assets cover the debt.


Insight Enterprises Debt-to-EBITDA Related Terms


Insight Enterprises Debt-to-EBITDA Historical Data

* Premium members only.

The historical data trend for Insight Enterprises's Debt-to-EBITDA can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Insight Enterprises Debt-to-EBITDA Chart

Insight Enterprises Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Debt-to-EBITDA
Get a 7-Day Free Trial Premium Member Only Premium Member Only 1.73 2.00 2.44 2.21 3.80

Insight Enterprises Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Debt-to-EBITDA Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 5.06 3.44 3.40 3.20 4.25

NSIT vs CNXN, SCSC, NLST: Debt-to-EBITDA Comparison

For the Electronics & Computer Distribution subindustry, Insight Enterprises's Debt-to-EBITDA, along with its competitors' market caps and Debt-to-EBITDA data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Insight Enterprises Debt-to-EBITDA vs Hardware Industry

For the Hardware industry and Technology sector, Insight Enterprises's Debt-to-EBITDA distribution charts can be found below:

* The bar in red indicates where Insight Enterprises's Debt-to-EBITDA falls into.


NSIT
76GF Score
Insight Enterprises Inc NSIT
Debt-to-EBITDA is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Insight Enterprises Debt-to-EBITDA Calculation

Debt-to-EBITDA measures a company's ability to pay off its debt.

Insight Enterprises's Debt-to-EBITDA for the fiscal year that ended in Dec. 2025 is calculated as

Debt-to-EBITDA=Total Debt / EBITDA
=(Short-Term Debt & Capital Lease Obligation + Long-Term Debt & Capital Lease Obligation) / EBITDA
=(225.043 + 1361.327) / 416.985
=3.80

Insight Enterprises's annualized Debt-to-EBITDA for the quarter that ended in Mar. 2026 is calculated as

Debt-to-EBITDA=Total Debt / EBITDA
=(Short-Term Debt & Capital Lease Obligation + Long-Term Debt & Capital Lease Obligation) / EBITDA
=(259.624 + 1469.032) / 406.448
=4.25

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Debt-to-EBITDA, the EBITDA of the last fiscal year is used. In calculating the annualized quarterly data, the EBITDA data used here is four times the quarterly (Mar. 2026) EBITDA data.

Frequently Asked Questions Learn more about Debt-to-EBITDA →
What does a Debt-to-EBITDA of 4.25 mean?
Insight Enterprises (NSIT) has a Debt-to-EBITDA of 4.25 as of Mar. 2026. Debt-to-EBITDA ratio represents the ratio of total debt to total earnings before interest, taxes, depreciation and amortization. View historical data on Insight Enterprises. This is 86% above median its historical median of 2.29. Over the past decade, Insight Enterprises' Debt-to-EBITDA has ranged from 1.05 to 3.89. According to the industry distribution chart, Insight Enterprises ranks #1278 out of 1794 companies in the Hardware industry, placing it in the top 71.2%.
Is Insight Enterprises' Debt-to-EBITDA too high?
Insight Enterprises' current Debt-to-EBITDA of 4.25 is 86% above median its 10-year median of 2.29. Over the past 10 years, this metric has ranged from a low of 1.05 to a high of 3.89. The Hardware industry median Debt-to-EBITDA is 1.71. Insight Enterprises' value of 4.25 is 148.5% above this industry median. Based on the distribution chart, Insight Enterprises ranks #1278 out of 1794 companies in the Hardware industry, which is below the industry midpoint. Overall, Insight Enterprises has a GF Score™ of 76/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Insight Enterprises' Debt-to-EBITDA compare to CNXN and SCSC?
According to the Hardware industry distribution chart, Insight Enterprises ranks #1278 out of 1794 companies for Debt-to-EBITDA. This places Insight Enterprises in the lower half of its industry. The industry median Debt-to-EBITDA is 1.71. Insight Enterprises' value of 4.25 is 148.5% above this benchmark. Historically, Insight Enterprises' own Debt-to-EBITDA has ranged from 1.05 to 3.89 over the past decade. While the company's 10-year median is 2.29 vs. the industry median of 1.71, Insight Enterprises has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Debt-to-EBITDA for a Hardware company?
The median Debt-to-EBITDA among Hardware companies is 1.71, based on 1,794 companies in the industry. Companies in the top quartile (top 25%) have a Debt-to-EBITDA significantly above this median, while those in the bottom quartile fall well below. However, Debt-to-EBITDA should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Insight Enterprises's current Debt-to-EBITDA of 4.25 is 148.5% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Debt-to-EBITDA mean?
A high Debt-to-EBITDA can signal that a stock is expensive relative to its fundamentals. Debt-to-EBITDA ratio represents the ratio of total debt to total earnings before interest, taxes, depreciation and amortization. View historical data on Insight Enterprises. For the Hardware industry, the median Debt-to-EBITDA is 1.71 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Insight Enterprises's current Debt-to-EBITDA is 4.25, which is 86% above median its own 10-year median of 2.29. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Insight Enterprises stock overvalued right now?
Based on GuruFocus' analysis, Insight Enterprises (NSIT) is currently considered Modestly Undervalued. The stock's GF Value™ is $158.05, compared to a current price of $117.66 — trading 25.6% below its estimated fair value. The current Debt-to-EBITDA is 4.25, which is 86% above median its 10-year median of 2.29 and 148.5% above the Hardware industry median of 1.71. Insight Enterprises' overall GF Score™ is 76/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Debt-to-EBITDA calculated?
Debt-to-EBITDA is calculated from a company's financial statements. For Insight Enterprises (NSIT), the current Debt-to-EBITDA is 4.25 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Insight Enterprises (NSIT) Overvalued in 2026?

Based on GuruFocus' analysis, Insight Enterprises stock appears to be undervalued. The current stock price of $117.66 is trading 25.6% below its estimated GF Value™ of $158.05. GuruFocus considers Insight Enterprises to be Modestly Undervalued.

Key valuation signals for NSIT:

  • Debt-to-EBITDA: 4.25 (86% above median its 10-year median of 2.29)
  • GF Value™: $158.05 vs. price of $117.66 (25.6% below fair value)
  • GF Score™: 76/100 with 5 warning signs
  • Industry Position: 148.5% above the Hardware median (#1278 of 1794)

No single metric tells the full story. See the NSIT stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Insight Enterprises Business Description

Address 2701 East Insight Way, Chandler, AZ, USA, 85286
Insight Enterprises Inc is a Fortune IT provider engaged in helping businesses of all sizes, large enterprises, government agencies, schools, and healthcare organizations. The company has three geographic operating segments: North America, EMEA, and APAC. It generates maximum revenue from the North America segment. The company provides digital workplace, cloud/data center transformation, IT modernization, Cyber Security and supply chain optimization solutions and services.
76GF Score

Get the complete analysis for NSIT

Debt-to-EBITDA is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$117.66
Price
$158.05
GF Value