NSIT (Insight Enterprises) Interest Coverage: 3.31 (As of Mar. 2026) — 66% Below Median


NSIT Insight Enterprises Inc NSIT
73 GF Score
Price $113.44
GF Value $157.29
Valuation Modestly Undervalued
! 5 Warning Signs
View Full Analysis

What is Insight Enterprises Interest Coverage?

Insight Enterprises NSIT +2.49% 73 Interest Coverage is 3.31 as of Mar. 2026, which is 66% below its 10-year median of 9.79. GuruFocus rates NSIT with a GF Score™ of 73/100 and a GF Value™ of $157.29 (Modestly Undervalued). The stock has 5 warning signs investors should review. Among 1,671 Hardware companies, Insight Enterprises ranks worse than 77.8% on this metric.

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income by its Interest Expense. Insight Enterprises's Operating Income for the three months ended in Mar. 2026 was $78 Mil. Insight Enterprises's Interest Expense for the three months ended in Mar. 2026 was $-24 Mil. Insight Enterprises's interest coverage for the quarter that ended in Mar. 2026 was 3.31. The higher the ratio, the stronger the company's financial strength is.

The historical rank and industry rank for Insight Enterprises's Interest Coverage or its related term are showing as below:

NSIT' s Interest Coverage Range Over the Past 10 Years
Min: 4.16   Med: 9.79   Max: 18.3
Current: 4.16


NSIT's Interest Coverage is ranked worse than
77.8% of 1671 companies
in the Hardware industry
Industry Median: 13.79 vs NSIT: 4.16

Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.


Insight Enterprises  (NAS:NSIT) Interest Coverage Explanation

Ben Graham requires that a company has a minimum interest coverage of 5 with the companies he invested. If the interest coverage is less than 2, the company is burdened by debt. Any business slow or recession may drag the company into a situation where it cannot pay the interest on its debt.

Interest Coverage is an important factor when GuruFocus ranks a company's overage Financial Strength .


Insight Enterprises Interest Coverage Related Terms


Insight Enterprises Interest Coverage Historical Data

* Premium members only.

The historical data trend for Insight Enterprises's Interest Coverage can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Note: For Interest Coverage, "No debt" indicates no long-term debt. An indication of "No Debt" does not necessarily mean that the company has no long-term debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.

Insight Enterprises Interest Coverage Chart

Insight Enterprises Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Interest Coverage
Get a 7-Day Free Trial Premium Member Only Premium Member Only 8.16 10.63 10.54 7.29 4.43

Insight Enterprises Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Interest Coverage Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 4.31 4.03 4.35 4.96 3.31

NSIT vs CNXN, NLST, SCSC: Interest Coverage Comparison

For the Electronics & Computer Distribution subindustry, Insight Enterprises's Interest Coverage, along with its competitors' market caps and Interest Coverage data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Insight Enterprises Interest Coverage vs Hardware Industry

For the Hardware industry and Technology sector, Insight Enterprises's Interest Coverage distribution charts can be found below:

* The bar in red indicates where Insight Enterprises's Interest Coverage falls into.


NSIT
73GF Score
Insight Enterprises Inc NSIT
Interest Coverage is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Insight Enterprises Interest Coverage Calculation

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense:

If Interest Expense is negative and Operating Income is positive, then

Interest Coverage=-1* Operating Income /Interest Expense

Else if Interest Expense is negative and Operating Income is negative, then

The company did not have earnings to cover the interest expense.

Else if Interest Expense is 0 and Long-Term Debt & Capital Lease Obligation is 0, then

The company had no debt (1).


Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.

Insight Enterprises's Interest Coverage for the fiscal year that ended in Dec. 2025 is calculated as

Here, for the fiscal year that ended in Dec. 2025, Insight Enterprises's Interest Expense was $-85 Mil. Its Operating Income was $376 Mil. And its Long-Term Debt & Capital Lease Obligation was $1,361 Mil.

Interest Coverage=-1* Operating Income (A: Dec. 2025 )/Interest Expense (A: Dec. 2025 )
=-1*375.621/-84.846
=4.43

Insight Enterprises's Interest Coverage for the quarter that ended in Mar. 2026 is calculated as

Here, for the three months ended in Mar. 2026, Insight Enterprises's Interest Expense was $-24 Mil. Its Operating Income was $78 Mil. And its Long-Term Debt & Capital Lease Obligation was $1,469 Mil.

Interest Coverage=-1* Operating Income (Q: Mar. 2026 )/Interest Expense (Q: Mar. 2026 )
=-1*78.168/-23.633
=3.31

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

The higher the ratio, the stronger the company's Financial Strength is.

Frequently Asked Questions Learn more about Interest Coverage →
What does a Interest Coverage of 3.31 mean?
Insight Enterprises (NSIT) has a Interest Coverage of 3.31 as of Mar. 2026. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Insight Enterprises and its competitors. This is 66% below median its historical median of 9.79. Over the past decade, Insight Enterprises' Interest Coverage has ranged from 4.16 to 18.30. According to the industry distribution chart, Insight Enterprises ranks #1300 out of 1671 companies in the Hardware industry, placing it in the top 77.8%.
Is Insight Enterprises' Interest Coverage too high?
Insight Enterprises' current Interest Coverage of 3.31 is 66% below median its 10-year median of 9.79. Over the past 10 years, this metric has ranged from a low of 4.16 to a high of 18.30. The Hardware industry median Interest Coverage is 13.79. Insight Enterprises' value of 3.31 is 76% below this industry median. Based on the distribution chart, Insight Enterprises ranks #1300 out of 1671 companies in the Hardware industry, which is in the bottom quartile relative to peers. Overall, Insight Enterprises has a GF Score™ of 73/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Insight Enterprises' Interest Coverage compare to CNXN and NLST?
According to the Hardware industry distribution chart, Insight Enterprises ranks #1300 out of 1671 companies for Interest Coverage. This places Insight Enterprises in the lower half of its industry. The industry median Interest Coverage is 13.79. Insight Enterprises' value of 3.31 is 76% below this benchmark. Historically, Insight Enterprises' own Interest Coverage has ranged from 4.16 to 18.30 over the past decade. While the company's 10-year median is 9.79 vs. the industry median of 13.79, Insight Enterprises has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Interest Coverage for a Hardware company?
The median Interest Coverage among Hardware companies is 13.79, based on 1,671 companies in the industry. Companies in the top quartile (top 25%) have a Interest Coverage significantly above this median, while those in the bottom quartile fall well below. However, Interest Coverage should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Insight Enterprises's current Interest Coverage of 3.31 is 76% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Interest Coverage mean?
A high Interest Coverage can signal that a stock is expensive relative to its fundamentals. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Insight Enterprises and its competitors. For the Hardware industry, the median Interest Coverage is 13.79 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Insight Enterprises's current Interest Coverage is 3.31, which is 66% below median its own 10-year median of 9.79. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Insight Enterprises stock overvalued right now?
Based on GuruFocus' analysis, Insight Enterprises (NSIT) is currently considered Modestly Undervalued. The stock's GF Value™ is $157.29, compared to a current price of $113.44 — trading 27.9% below its estimated fair value. The current Interest Coverage is 3.31, which is 66% below median its 10-year median of 9.79 and 76% below the Hardware industry median of 13.79. Insight Enterprises' overall GF Score™ is 73/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Interest Coverage calculated?
Interest Coverage is calculated from a company's financial statements. For Insight Enterprises (NSIT), the current Interest Coverage is 3.31 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Insight Enterprises (NSIT) Overvalued in 2026?

Based on GuruFocus' analysis, Insight Enterprises stock appears to be undervalued. The current stock price of $113.44 is trading 27.9% below its estimated GF Value™ of $157.29. GuruFocus considers Insight Enterprises to be Modestly Undervalued.

Key valuation signals for NSIT:

  • Interest Coverage: 3.31 (66% below median its 10-year median of 9.79)
  • GF Value™: $157.29 vs. price of $113.44 (27.9% below fair value)
  • GF Score™: 73/100 with 5 warning signs
  • Industry Position: 76% below the Hardware median (#1300 of 1671)

No single metric tells the full story. See the NSIT stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Insight Enterprises Business Description

Address 2701 East Insight Way, Chandler, AZ, USA, 85286
Insight Enterprises Inc is a Fortune IT provider engaged in helping businesses of all sizes, large enterprises, government agencies, schools, and healthcare organizations. The company has three geographic operating segments: North America, EMEA, and APAC. It generates maximum revenue from the North America segment. The company provides digital workplace, cloud/data center transformation, IT modernization, Cyber Security and supply chain optimization solutions and services.
73GF Score

Get the complete analysis for NSIT

Interest Coverage is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$113.44
Price
$157.29
GF Value