Netum Group OyjOHEL:NETUM -0.99%56 Debt-to-EBITDA is 7.22 as of Dec. 2025, which is 227% above its 10-year median of 2.21. GuruFocus rates OHEL:NETUM with a GF Score™ of 56/100 and a GF Value™ of €2.44 (Possible Value Trap). The stock has 6 warning signs investors should review. Among 1,714 Software companies, Netum Group Oyj ranks worse than 81.04% on this metric.
Debt-to-EBITDA measures a company's ability to pay off its debt.
A high Debt-to-EBITDA ratio generally means that a company may spend more time to paying off its debt. According to Joel Tillinghast's BIG MONEY THINKS SMALL: Biases, Blind Spots, and Smarter Investing, a ratio of Debt-to-EBITDA exceeding four is usually considered scary unless tangible assets cover the debt.
The historical rank and industry rank for Netum Group Oyj's Debt-to-EBITDA or its related term are showing as below:
OHEL:NETUM'
s Debt-to-EBITDA Range Over the Past 10 Years
Min: 0.9 Med: 2.21 Max: 3.82
Current: 3.79
During the past 8 years, the highest Debt-to-EBITDA Ratio of Netum Group Oyj was 3.82. The lowest was 0.90. And the median was 2.21.
OHEL:NETUM's Debt-to-EBITDA is ranked worse than 81.04% of 1714
companies
in the Software industry
Industry Median: 1.09
vs OHEL:NETUM: 3.79
Netum Group Oyj (OHEL:NETUM) Debt-to-EBITDA Explanation
A high Debt-to-EBITDA ratio generally means that a company may spend more time to paying off its debt.
According to Joel Tillinghast's BIG MONEY THINKS SMALL: Biases, Blind Spots, and Smarter Investing, a ratio of Debt-to-EBITDA exceeding four is usually considered scary unless tangible assets cover the debt.
Netum Group Oyj Debt-to-EBITDA Related Terms
Netum Group Oyj Debt-to-EBITDA Historical Data
* Premium members only.
The historical data trend for Netum Group Oyj's Debt-to-EBITDA can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
OHEL:NETUM vs IBM, ACN, FISV: Debt-to-EBITDA Comparison
For the Information Technology Services subindustry, Netum Group Oyj's Debt-to-EBITDA, along with its competitors' market caps and Debt-to-EBITDA data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Netum Group Oyj Debt-to-EBITDA vs Software Industry
For the Software industry and Technology sector, Netum Group Oyj's Debt-to-EBITDA distribution charts can be found below:
* The bar in red indicates where Netum Group Oyj's Debt-to-EBITDA falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In the calculation of annual Debt-to-EBITDA, the EBITDA of the last fiscal year is used. In calculating the annualized quarterly data,
the EBITDA data used here is two times the quarterly (Dec. 2025) EBITDA data.
Netum Group Oyj (OHEL:NETUM) has a Debt-to-EBITDA of 7.22 as of Dec. 2025. Debt-to-EBITDA ratio represents the ratio of total debt to total earnings before interest, taxes, depreciation and amortization. View historical data on Netum Group Oyj. This is 227% above median its historical median of 2.21. Over the past decade, Netum Group Oyj's Debt-to-EBITDA has ranged from 0.90 to 3.82. According to the industry distribution chart, Netum Group Oyj ranks #1389 out of 1714 companies in the Software industry, placing it in the top 81%.
Is Netum Group Oyj's Debt-to-EBITDA too high?
Netum Group Oyj's current Debt-to-EBITDA of 7.22 is 227% above median its 10-year median of 2.21. Over the past 10 years, this metric has ranged from a low of 0.90 to a high of 3.82. The Software industry median Debt-to-EBITDA is 1.09. Netum Group Oyj's value of 7.22 is 562.4% above this industry median. Based on the distribution chart, Netum Group Oyj ranks #1389 out of 1714 companies in the Software industry, which is in the bottom quartile relative to peers. Overall, Netum Group Oyj has a GF Score™ of 56/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does Netum Group Oyj's Debt-to-EBITDA compare to IBM and ACN?
According to the Software industry distribution chart, Netum Group Oyj ranks #1389 out of 1714 companies for Debt-to-EBITDA. This places Netum Group Oyj in the lower half of its industry. The industry median Debt-to-EBITDA is 1.09. Netum Group Oyj's value of 7.22 is 562.4% above this benchmark. Historically, Netum Group Oyj's own Debt-to-EBITDA has ranged from 0.90 to 3.82 over the past decade. While the company's 10-year median is 2.21 vs. the industry median of 1.09, Netum Group Oyj has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Debt-to-EBITDA for a Software company?
The median Debt-to-EBITDA among Software companies is 1.09, based on 1,714 companies in the industry. Companies in the top quartile (top 25%) have a Debt-to-EBITDA significantly above this median, while those in the bottom quartile fall well below. However, Debt-to-EBITDA should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Netum Group Oyj's current Debt-to-EBITDA of 7.22 is 562.4% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Debt-to-EBITDA mean?
A high Debt-to-EBITDA can signal that a stock is expensive relative to its fundamentals. Debt-to-EBITDA ratio represents the ratio of total debt to total earnings before interest, taxes, depreciation and amortization. View historical data on Netum Group Oyj. For the Software industry, the median Debt-to-EBITDA is 1.09 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Netum Group Oyj's current Debt-to-EBITDA is 7.22, which is 227% above median its own 10-year median of 2.21. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Netum Group Oyj stock overvalued right now?
Based on GuruFocus' analysis, Netum Group Oyj (OHEL:NETUM) is currently considered Possible Value Trap. The stock's GF Value™ is €2.44, compared to a current price of €1.00 — trading 59% below its estimated fair value. The current Debt-to-EBITDA is 7.22, which is 227% above median its 10-year median of 2.21 and 562.4% above the Software industry median of 1.09. Netum Group Oyj's overall GF Score™ is 56/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Debt-to-EBITDA calculated?
Debt-to-EBITDA is calculated from a company's financial statements. For Netum Group Oyj (OHEL:NETUM), the current Debt-to-EBITDA is 7.22 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Netum Group Oyj (OHEL:NETUM) Overvalued in 2026?
Based on GuruFocus' analysis, Netum Group Oyj stock appears to be undervalued.
The current stock price of €1.00 is trading 59% below its estimated GF Value™ of €2.44.
GuruFocus considers Netum Group Oyj to be Possible Value Trap.
Key valuation signals for OHEL:NETUM:
Debt-to-EBITDA: 7.22 (227% above median its 10-year median of 2.21)
GF Value™: €2.44 vs. price of €1.00 (59% below fair value)
Industry Position: 562.4% above the Software median (#1389 of 1714)
No single metric tells the full story. See the OHEL:NETUM stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Netum Group Oyj is a fast-growing information technology service house. The company serves public administration and corporate customers with the legacy of digi concept, which combines existing traditional information technology solutions with the latest digital applications. Netum's services include digital services development, system continuity services, data and analysis services, integration services, cyber security services, and management consulting services.
56GF Score
Get the complete analysis for OHEL:NETUM
Debt-to-EBITDA is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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