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Netum Group OyjOHEL:NETUM -0.49%57 Debt-to-Equity is 0.54 as of Dec. 2025, which is 21% below its 10-year median of 0.68. GuruFocus rates OHEL:NETUM with a GF Score™ of 57/100 and a GF Value™ of €2.44 (Possible Value Trap). The stock has 6 warning signs investors should review. Among 2,241 Software companies, Netum Group Oyj ranks worse than 72.65% on this metric.
A high debt to equity ratio generally means that a company has been aggressive in financing its growth with debt. This can result in volatile earnings as a result of the additional interest expense.
The historical rank and industry rank for Netum Group Oyj's Debt-to-Equity or its related term are showing as below:
OHEL:NETUM'
s Debt-to-Equity Range Over the Past 10 Years
Min: 0.21 Med: 0.68 Max: 1.96
Current: 0.54
During the past 8 years, the highest Debt-to-Equity Ratio of Netum Group Oyj was 1.96. The lowest was 0.21. And the median was 0.68.
OHEL:NETUM's Debt-to-Equity is ranked worse than 72.65% of 2241
companies
in the Software industry
Industry Median: 0.19
vs OHEL:NETUM: 0.54
Netum Group Oyj (OHEL:NETUM) Debt-to-Equity Explanation
Because a company can increase its ROE % by having more financial leverage, it is important to watch the leverage ratio when investing in high ROE % companies.
Netum Group Oyj Debt-to-Equity Related Terms
Netum Group Oyj Debt-to-Equity Historical Data
* Premium members only.
The historical data trend for Netum Group Oyj's Debt-to-Equity can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
OHEL:NETUM vs IBM, ACN, FISV: Debt-to-Equity Comparison
For the Information Technology Services subindustry, Netum Group Oyj's Debt-to-Equity, along with its competitors' market caps and Debt-to-Equity data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Netum Group Oyj Debt-to-Equity vs Software Industry
For the Software industry and Technology sector, Netum Group Oyj's Debt-to-Equity distribution charts can be found below:
* The bar in red indicates where Netum Group Oyj's Debt-to-Equity falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Netum Group Oyj (OHEL:NETUM) has a Debt-to-Equity of 0.54 as of Dec. 2025. Debt-to-Equity ratio represents the ratio of total debt to total company equity. View historical data on Netum Group Oyj and its competitors. This is 21% below median its historical median of 0.68. Over the past decade, Netum Group Oyj's Debt-to-Equity has ranged from 0.21 to 1.96. According to the industry distribution chart, Netum Group Oyj ranks #1628 out of 2241 companies in the Software industry, placing it in the top 72.6%.
Is Netum Group Oyj's Debt-to-Equity too high?
Netum Group Oyj's current Debt-to-Equity of 0.54 is 21% below median its 10-year median of 0.68. Over the past 10 years, this metric has ranged from a low of 0.21 to a high of 1.96. The Software industry median Debt-to-Equity is 0.19. Netum Group Oyj's value of 0.54 is 184.2% above this industry median. Based on the distribution chart, Netum Group Oyj ranks #1628 out of 2241 companies in the Software industry, which is below the industry midpoint. Overall, Netum Group Oyj has a GF Score™ of 57/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does Netum Group Oyj's Debt-to-Equity compare to IBM and ACN?
According to the Software industry distribution chart, Netum Group Oyj ranks #1628 out of 2241 companies for Debt-to-Equity. This places Netum Group Oyj in the lower half of its industry. The industry median Debt-to-Equity is 0.19. Netum Group Oyj's value of 0.54 is 184.2% above this benchmark. Historically, Netum Group Oyj's own Debt-to-Equity has ranged from 0.21 to 1.96 over the past decade. While the company's 10-year median is 0.68 vs. the industry median of 0.19, Netum Group Oyj has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Debt-to-Equity for a Software company?
The median Debt-to-Equity among Software companies is 0.19, based on 2,241 companies in the industry. Companies in the top quartile (top 25%) have a Debt-to-Equity significantly above this median, while those in the bottom quartile fall well below. However, Debt-to-Equity should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Netum Group Oyj's current Debt-to-Equity of 0.54 is 184.2% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Debt-to-Equity mean?
A high Debt-to-Equity can signal that a stock is expensive relative to its fundamentals. Debt-to-Equity ratio represents the ratio of total debt to total company equity. View historical data on Netum Group Oyj and its competitors. For the Software industry, the median Debt-to-Equity is 0.19 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Netum Group Oyj's current Debt-to-Equity is 0.54, which is 21% below median its own 10-year median of 0.68. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Netum Group Oyj stock overvalued right now?
Based on GuruFocus' analysis, Netum Group Oyj (OHEL:NETUM) is currently considered Possible Value Trap. The stock's GF Value™ is €2.44, compared to a current price of €1.03 — trading 58% below its estimated fair value. The current Debt-to-Equity is 0.54, which is 21% below median its 10-year median of 0.68 and 184.2% above the Software industry median of 0.19. Netum Group Oyj's overall GF Score™ is 57/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Debt-to-Equity calculated?
Debt-to-Equity is calculated from a company's financial statements. For Netum Group Oyj (OHEL:NETUM), the current Debt-to-Equity is 0.54 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Netum Group Oyj (OHEL:NETUM) Overvalued in 2026?
Based on GuruFocus' analysis, Netum Group Oyj stock appears to be undervalued.
The current stock price of €1.03 is trading 58% below its estimated GF Value™ of €2.44.
GuruFocus considers Netum Group Oyj to be Possible Value Trap.
Key valuation signals for OHEL:NETUM:
Debt-to-Equity: 0.54 (21% below median its 10-year median of 0.68)
GF Value™: €2.44 vs. price of €1.03 (58% below fair value)
Industry Position: 184.2% above the Software median (#1628 of 2241)
No single metric tells the full story. See the OHEL:NETUM stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Netum Group Oyj is a fast-growing information technology service house. The company serves public administration and corporate customers with the legacy of digi concept, which combines existing traditional information technology solutions with the latest digital applications. Netum's services include digital services development, system continuity services, data and analysis services, integration services, cyber security services, and management consulting services.
57GF Score
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Debt-to-Equity is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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