PANHF (Ping An Healthcare And Technology Co) Debt-to-EBITDA : 0.09 (As of Jun. 2026)

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PANHF Ping An Healthcare And Technology Co Ltd PANHF
64 GF Score
Price $0.85
GF Value $1.01
Valuation Modestly Undervalued
! 6 Warning Signs
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What is Ping An Healthcare And Technology Co Debt-to-EBITDA?

Ping An Healthcare And Technology Co PANHF -11.40% 64 Debt-to-EBITDA is 0.09 as of Jun. 2026. GuruFocus rates PANHF with a GF Score™ of 64/100 and a GF Value™ of $1.01 (Modestly Undervalued). The stock has 6 warning signs investors should review. Among 480 Healthcare Providers & Services companies, Ping An Healthcare And Technology Co ranks better than 94.79% on this metric.

Debt-to-EBITDA measures a company's ability to pay off its debt.

Ping An Healthcare And Technology Co's Short-Term Debt & Capital Lease Obligation for the quarter that ended in Jun. 2026 was $3.2 Mil. Ping An Healthcare And Technology Co's Long-Term Debt & Capital Lease Obligation for the quarter that ended in Jun. 2026 was $1.1 Mil. Ping An Healthcare And Technology Co's annualized EBITDA for the quarter that ended in Jun. 2026 was $48.7 Mil. Ping An Healthcare And Technology Co's annualized Debt-to-EBITDA for the quarter that ended in Jun. 2026 was 0.09.

A high Debt-to-EBITDA ratio generally means that a company may spend more time to paying off its debt. According to Joel Tillinghast's BIG MONEY THINKS SMALL: Biases, Blind Spots, and Smarter Investing, a ratio of Debt-to-EBITDA exceeding four is usually considered scary unless tangible assets cover the debt.

The historical rank and industry rank for Ping An Healthcare And Technology Co's Debt-to-EBITDA or its related term are showing as below:

PANHF' s Debt-to-EBITDA Range Over the Past 10 Years
Min: -0.75   Med: -0.16   Max: 0.23
Current: 0.07

During the past 11 years, the highest Debt-to-EBITDA Ratio of Ping An Healthcare And Technology Co was 0.23. The lowest was -0.75. And the median was -0.16.

PANHF's Debt-to-EBITDA is ranked better than
94.79% of 480 companies
in the Healthcare Providers & Services industry
Industry Median: 2.185 vs PANHF: 0.07

Ping An Healthcare And Technology Co  (OTCPK:PANHF) Debt-to-EBITDA Explanation

In the calculation of Debt-to-EBITDA, we use the total of Short-Term Debt & Capital Lease Obligation and Long-Term Debt & Capital Lease Obligation divided by EBITDA. In some calculations, Total Liabilities is used to for calculation.


Be Aware

A high Debt-to-EBITDA ratio generally means that a company may spend more time to paying off its debt.

According to Joel Tillinghast's BIG MONEY THINKS SMALL: Biases, Blind Spots, and Smarter Investing, a ratio of Debt-to-EBITDA exceeding four is usually considered scary unless tangible assets cover the debt.


Ping An Healthcare And Technology Co Debt-to-EBITDA Related Terms


Ping An Healthcare And Technology Co Debt-to-EBITDA Historical Data

* Premium members only.

The historical data trend for Ping An Healthcare And Technology Co's Debt-to-EBITDA can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Ping An Healthcare And Technology Co Debt-to-EBITDA Chart

Ping An Healthcare And Technology Co Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Debt-to-EBITDA
Get a 7-Day Free Trial Premium Member Only Premium Member Only -0.15 -0.41 -0.57 0.23 0.09

Ping An Healthcare And Technology Co Semi-Annual Data
Dec16 Jun17 Dec17 Jun18 Dec18 Jun19 Dec19 Jun20 Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25 Jun26
Debt-to-EBITDA Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only -0.28 0.12 0.27 0.07 0.09

PANHF vs VEEV, BTSG, HQY: Debt-to-EBITDA Comparison

For the Health Information Services subindustry, Ping An Healthcare And Technology Co's Debt-to-EBITDA, along with its competitors' market caps and Debt-to-EBITDA data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Ping An Healthcare And Technology Co Debt-to-EBITDA vs Healthcare Providers & Services Industry

For the Healthcare Providers & Services industry and Healthcare sector, Ping An Healthcare And Technology Co's Debt-to-EBITDA distribution charts can be found below:

* The bar in red indicates where Ping An Healthcare And Technology Co's Debt-to-EBITDA falls into.


PANHF
64GF Score
Ping An Healthcare And Technology Co Ltd PANHF
Debt-to-EBITDA is just one metric. See GF Score™, valuation, warning signs, and more.
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Ping An Healthcare And Technology Co Debt-to-EBITDA Calculation

Debt-to-EBITDA measures a company's ability to pay off its debt.

Ping An Healthcare And Technology Co's Debt-to-EBITDA for the fiscal year that ended in Dec. 2025 is calculated as

Debt-to-EBITDA=Total Debt / EBITDA
=(Short-Term Debt & Capital Lease Obligation + Long-Term Debt & Capital Lease Obligation) / EBITDA
=(3.584 + 2.065) / 65.046
=0.09

Ping An Healthcare And Technology Co's annualized Debt-to-EBITDA for the quarter that ended in Jun. 2026 is calculated as

Debt-to-EBITDA=Total Debt / EBITDA
=(Short-Term Debt & Capital Lease Obligation + Long-Term Debt & Capital Lease Obligation) / EBITDA
=(3.179 + 1.11) / 48.73
=0.09

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Debt-to-EBITDA, the EBITDA of the last fiscal year is used. In calculating the annualized quarterly data, the EBITDA data used here is two times the quarterly (Jun. 2026) EBITDA data.

Frequently Asked Questions Learn more about Debt-to-EBITDA →
What does a Debt-to-EBITDA of 0.09 mean?
Ping An Healthcare And Technology Co (PANHF) has a Debt-to-EBITDA of 0.09 as of Jun. 2026. Debt-to-EBITDA ratio represents the ratio of total debt to total earnings before interest, taxes, depreciation and amortization. View historical data on Ping An Healthcare And Technology Co. According to the industry distribution chart, Ping An Healthcare And Technology Co ranks #25 out of 480 companies in the Healthcare Providers & Services industry, placing it in the top 5.2%.
Is Ping An Healthcare And Technology Co's Debt-to-EBITDA too high?
Ping An Healthcare And Technology Co's current Debt-to-EBITDA is 0.09. The Healthcare Providers & Services industry median Debt-to-EBITDA is 2.19. Ping An Healthcare And Technology Co's value of 0.09 is 95.9% below this industry median. Based on the distribution chart, Ping An Healthcare And Technology Co ranks #25 out of 480 companies in the Healthcare Providers & Services industry, which is in the top quartile — a strong position relative to peers. Overall, Ping An Healthcare And Technology Co has a GF Score™ of 64/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Ping An Healthcare And Technology Co's Debt-to-EBITDA compare to VEEV and BTSG?
According to the Healthcare Providers & Services industry distribution chart, Ping An Healthcare And Technology Co ranks #25 out of 480 companies for Debt-to-EBITDA. This places Ping An Healthcare And Technology Co in the top 5% of its industry — outperforming the majority of peers. The industry median Debt-to-EBITDA is 2.19. Ping An Healthcare And Technology Co's value of 0.09 is 95.9% below this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Debt-to-EBITDA for a Healthcare Providers & Services company?
The median Debt-to-EBITDA among Healthcare Providers & Services companies is 2.19, based on 480 companies in the industry. Companies in the top quartile (top 25%) have a Debt-to-EBITDA significantly above this median, while those in the bottom quartile fall well below. However, Debt-to-EBITDA should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Ping An Healthcare And Technology Co's current Debt-to-EBITDA of 0.09 is 95.9% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Debt-to-EBITDA mean?
A high Debt-to-EBITDA can signal that a stock is expensive relative to its fundamentals. Debt-to-EBITDA ratio represents the ratio of total debt to total earnings before interest, taxes, depreciation and amortization. View historical data on Ping An Healthcare And Technology Co. For the Healthcare Providers & Services industry, the median Debt-to-EBITDA is 2.19 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Ping An Healthcare And Technology Co's current Debt-to-EBITDA is 0.09. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Ping An Healthcare And Technology Co stock overvalued right now?
Based on GuruFocus' analysis, Ping An Healthcare And Technology Co (PANHF) is currently considered Modestly Undervalued. The stock's GF Value™ is $1.01, compared to a current price of $0.85 — trading 15.9% below its estimated fair value. The current Debt-to-EBITDA is 0.09 and 95.9% below the Healthcare Providers & Services industry median of 2.19. Ping An Healthcare And Technology Co's overall GF Score™ is 64/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Debt-to-EBITDA calculated?
Debt-to-EBITDA is calculated from a company's financial statements. For Ping An Healthcare And Technology Co (PANHF), the current Debt-to-EBITDA is 0.09 as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Ping An Healthcare And Technology Co (PANHF) Overvalued in 2026?

Based on GuruFocus' analysis, Ping An Healthcare And Technology Co stock appears to be undervalued. The current stock price of $0.85 is trading 15.9% below its estimated GF Value™ of $1.01. GuruFocus considers Ping An Healthcare And Technology Co to be Modestly Undervalued.

Key valuation signals for PANHF:

  • Debt-to-EBITDA: 0.09
  • GF Value™: $1.01 vs. price of $0.85 (15.9% below fair value)
  • GF Score™: 64/100 with 6 warning signs
  • Industry Position: 95.9% below the Healthcare Providers & Services median (#25 of 480)

No single metric tells the full story. See the PANHF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Ping An Healthcare And Technology Co Business Description

Other Exchanges 01833:Hong Kong1XZ:Germany
Address No. 298, Guo Xia Road, 5-8th Floor, Building B, INNO KIC, Yangpu District, Shanghai, CHN
Ping An Healthcare and Technology is the parent of Ping An Good Doctor, or PAGD, an online platform offering healthcare services in the form of an HMO model that provides commercial healthcare services and offers healthcare checkups, healthcare management, and corporate reimbursement for a fee. The company leverages the network of health providers from its parent, Ping An Group, where it enters into contracts with physicians, hospitals, and specialists to offer their services to HMO participants. Other than commercial healthcare premium services, PAGD offers healthcare plans such as private insurance to individuals. The platform has over 3,500 corporate clients and 24 million paying users. PAGD is 38.43% owned by its parent company.
64GF Score

Get the complete analysis for PANHF

Debt-to-EBITDA is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$0.85
Price
$1.01
GF Value