Ping An Healthcare And Technology CoPANHF +10.17%73 Interest Coverage is 48.21 as of Dec. 2025, which is 99% below its 10-year median of 5,040.36. GuruFocus rates PANHF with a GF Score™ of 73/100 and a GF Value™ of $1.01 (Fairly Valued). The stock has 6 warning signs investors should review. Among 453 Healthcare Providers & Services companies, Ping An Healthcare And Technology Co ranks better than 83% on this metric.
Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's
Operating Income
by its Interest Expense. Ping An Healthcare And Technology Co's
Operating Income
for the
six
months ended in Dec. 2025 was $18.4 Mil. Ping An Healthcare And Technology Co's Interest Expense for the
six
months ended in Dec. 2025 was $-0.4 Mil.
Ping An Healthcare And Technology Co's interest coverage for the quarter that ended in Dec. 2025 was 48.21.
The higher the ratio, the stronger the company's financial strength is.
Good Sign:
Ben Graham prefers companies' interest coverage to be at least 5. Ping An Healthcare And Technology Co Ltd has enough cash to cover all of its debt. Its financial situation is stable.
PANHF'
s Interest Coverage Range Over the Past 10 Years
Min: 80.37 Med: 5040.36 Max: No Debt
Current: 80.37
PANHF's Interest Coverage is ranked better than 83% of 453
companies
in the Healthcare Providers & Services industry
Industry Median: 8
vs PANHF: 80.37
Ping An Healthcare And Technology Co (OTCPK:PANHF) Interest Coverage Explanation
Ben Graham requires that a company has a minimum interest coverage of 5 with the companies he invested. If the interest coverage is less than 2, the company is burdened by debt. Any business slow or recession may drag the company into a situation where it cannot pay the interest on its debt.
Interest Coverage is an important factor when GuruFocus ranks a company's overage Financial Strength .
Ping An Healthcare And Technology Co Interest Coverage Related Terms
Ping An Healthcare And Technology Co Interest Coverage Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Note: For Interest Coverage, "No debt" indicates no long-term debt. An indication of "No Debt" does not necessarily mean that the company has no long-term debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.
Ping An Healthcare And Technology Co Interest Coverage Chart
PANHF vs VEEV, BTSG, TEM: Interest Coverage Comparison
For the Health Information Services subindustry, Ping An Healthcare And Technology Co's Interest Coverage, along with its competitors' market caps and Interest Coverage data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Ping An Healthcare And Technology Co Interest Coverage vs Healthcare Providers & Services Industry
For the Healthcare Providers & Services industry and Healthcare sector, Ping An Healthcare And Technology Co's Interest Coverage distribution charts can be found below:
* The bar in red indicates where Ping An Healthcare And Technology Co's Interest Coverage falls into.
Ping An Healthcare And Technology Co Interest Coverage Calculation
Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Ping An Healthcare And Technology Co (PANHF) has a Interest Coverage of 48.21 as of Dec. 2025. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Ping An Healthcare And Technology Co and its competitors. This is 99% below median its historical median of 5,040.36. Over the past decade, Ping An Healthcare And Technology Co's Interest Coverage has ranged from 80.37 to 10,000.00. According to the industry distribution chart, Ping An Healthcare And Technology Co ranks #77 out of 453 companies in the Healthcare Providers & Services industry, placing it in the top 17%.
Is Ping An Healthcare And Technology Co's Interest Coverage too high?
Ping An Healthcare And Technology Co's current Interest Coverage of 48.21 is 99% below median its 10-year median of 5,040.36. Over the past 10 years, this metric has ranged from a low of 80.37 to a high of 10,000.00. The Healthcare Providers & Services industry median Interest Coverage is 8.00. Ping An Healthcare And Technology Co's value of 48.21 is 502.6% above this industry median. Based on the distribution chart, Ping An Healthcare And Technology Co ranks #77 out of 453 companies in the Healthcare Providers & Services industry, which is in the top quartile — a strong position relative to peers. Overall, Ping An Healthcare And Technology Co has a GF Score™ of 73/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Ping An Healthcare And Technology Co's Interest Coverage compare to VEEV and BTSG?
According to the Healthcare Providers & Services industry distribution chart, Ping An Healthcare And Technology Co ranks #77 out of 453 companies for Interest Coverage. This places Ping An Healthcare And Technology Co in the top 17% of its industry — outperforming the majority of peers. The industry median Interest Coverage is 8.00. Ping An Healthcare And Technology Co's value of 48.21 is 502.6% above this benchmark. Historically, Ping An Healthcare And Technology Co's own Interest Coverage has ranged from 80.37 to 10,000.00 over the past decade. While the company's 10-year median is 5,040.36 vs. the industry median of 8.00, Ping An Healthcare And Technology Co has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Interest Coverage for a Healthcare Providers & Services company?
The median Interest Coverage among Healthcare Providers & Services companies is 8.00, based on 453 companies in the industry. Companies in the top quartile (top 25%) have a Interest Coverage significantly above this median, while those in the bottom quartile fall well below. However, Interest Coverage should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Ping An Healthcare And Technology Co's current Interest Coverage of 48.21 is 502.6% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Interest Coverage mean?
A high Interest Coverage can signal that a stock is expensive relative to its fundamentals. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Ping An Healthcare And Technology Co and its competitors. For the Healthcare Providers & Services industry, the median Interest Coverage is 8.00 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Ping An Healthcare And Technology Co's current Interest Coverage is 48.21, which is 99% below median its own 10-year median of 5,040.36. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Ping An Healthcare And Technology Co stock overvalued right now?
Based on GuruFocus' analysis, Ping An Healthcare And Technology Co (PANHF) is currently considered Fairly Valued. The stock's GF Value™ is $1.01, compared to a current price of $0.99 — trading 1.8% below its estimated fair value. The current Interest Coverage is 48.21, which is 99% below median its 10-year median of 5,040.36 and 502.6% above the Healthcare Providers & Services industry median of 8.00. Ping An Healthcare And Technology Co's overall GF Score™ is 73/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Interest Coverage calculated?
Interest Coverage is calculated from a company's financial statements. For Ping An Healthcare And Technology Co (PANHF), the current Interest Coverage is 48.21 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Ping An Healthcare And Technology Co (PANHF) Overvalued in 2026?
Based on GuruFocus' analysis, Ping An Healthcare And Technology Co stock appears to be undervalued.
The current stock price of $0.99 is trading 1.8% below its estimated GF Value™ of $1.01.
GuruFocus considers Ping An Healthcare And Technology Co to be Fairly Valued.
Key valuation signals for PANHF:
Interest Coverage: 48.21 (99% below median its 10-year median of 5,040.36)
GF Value™: $1.01 vs. price of $0.99 (1.8% below fair value)
Industry Position: 502.6% above the Healthcare Providers & Services median (#77 of 453)
No single metric tells the full story. See the PANHF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Ping An Healthcare And Technology Co Business Description
Ping An Healthcare and Technology is the parent of Ping An Good Doctor, or PAGD, an online platform offering healthcare services in the form of an HMO model that provides commercial healthcare services and offers healthcare checkups, healthcare management, and corporate reimbursement for a fee. The company leverages the network of health providers from its parent, Ping An Group, where it enters into contracts with physicians, hospitals, and specialists to offer their services to HMO participants. Other than commercial healthcare premium services, PAGD offers healthcare plans such as private insurance to individuals. The platform has over 3,500 corporate clients and 24 million paying users. PAGD is 38.43% owned by its parent company.
73GF Score
Get the complete analysis for PANHF
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