LBC Express Holdings (PHS:LBC) Debt-to-EBITDA : 4.02 (As of Mar. 2026) — 47% Above Median


PHS:LBC LBC Express Holdings PHS:LBC
58 GF Score
Price ₱6.80
GF Value ₱11.11
Valuation Possible Value Trap
! 4 Warning Signs
View Full Analysis

What is LBC Express Holdings Debt-to-EBITDA?

LBC Express Holdings PHS:LBC 58 Debt-to-EBITDA is 4.02 as of Mar. 2026, which is 47% above its 10-year median of 2.73. GuruFocus rates PHS:LBC with a GF Score™ of 58/100 and a GF Value™ of ₱11.11 (Possible Value Trap). The stock has 4 warning signs investors should review. Among 866 Transportation companies, LBC Express Holdings ranks worse than 67.9% on this metric.

Debt-to-EBITDA measures a company's ability to pay off its debt.

LBC Express Holdings's Short-Term Debt & Capital Lease Obligation for the quarter that ended in Mar. 2026 was ₱1,701 Mil. LBC Express Holdings's Long-Term Debt & Capital Lease Obligation for the quarter that ended in Mar. 2026 was ₱5,447 Mil. LBC Express Holdings's annualized EBITDA for the quarter that ended in Mar. 2026 was ₱1,780 Mil. LBC Express Holdings's annualized Debt-to-EBITDA for the quarter that ended in Mar. 2026 was 4.01.

A high Debt-to-EBITDA ratio generally means that a company may spend more time to paying off its debt. According to Joel Tillinghast's BIG MONEY THINKS SMALL: Biases, Blind Spots, and Smarter Investing, a ratio of Debt-to-EBITDA exceeding four is usually considered scary unless tangible assets cover the debt.

The historical rank and industry rank for LBC Express Holdings's Debt-to-EBITDA or its related term are showing as below:

PHS:LBC' s Debt-to-EBITDA Range Over the Past 10 Years
Min: 0.85   Med: 2.73   Max: 4.6
Current: 4.17

During the past 13 years, the highest Debt-to-EBITDA Ratio of LBC Express Holdings was 4.60. The lowest was 0.85. And the median was 2.73.

PHS:LBC's Debt-to-EBITDA is ranked worse than
67.9% of 866 companies
in the Transportation industry
Industry Median: 2.64 vs PHS:LBC: 4.17

LBC Express Holdings  (PHS:LBC) Debt-to-EBITDA Explanation

In the calculation of Debt-to-EBITDA, we use the total of Short-Term Debt & Capital Lease Obligation and Long-Term Debt & Capital Lease Obligation divided by EBITDA. In some calculations, Total Liabilities is used to for calculation.


Be Aware

A high Debt-to-EBITDA ratio generally means that a company may spend more time to paying off its debt.

According to Joel Tillinghast's BIG MONEY THINKS SMALL: Biases, Blind Spots, and Smarter Investing, a ratio of Debt-to-EBITDA exceeding four is usually considered scary unless tangible assets cover the debt.


LBC Express Holdings Debt-to-EBITDA Related Terms


LBC Express Holdings Debt-to-EBITDA Historical Data

* Premium members only.

The historical data trend for LBC Express Holdings's Debt-to-EBITDA can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

LBC Express Holdings Debt-to-EBITDA Chart

LBC Express Holdings Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Debt-to-EBITDA
Get a 7-Day Free Trial Premium Member Only Premium Member Only 4.60 4.39 2.94 3.38 4.01

LBC Express Holdings Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Debt-to-EBITDA Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 2.43 2.96 5.54 3.84 4.02

PHS:LBC vs UPS, FDX, JBHT: Debt-to-EBITDA Comparison

For the Integrated Freight & Logistics subindustry, LBC Express Holdings's Debt-to-EBITDA, along with its competitors' market caps and Debt-to-EBITDA data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


LBC Express Holdings Debt-to-EBITDA vs Transportation Industry

For the Transportation industry and Industrials sector, LBC Express Holdings's Debt-to-EBITDA distribution charts can be found below:

* The bar in red indicates where LBC Express Holdings's Debt-to-EBITDA falls into.


PHS:LBC
58GF Score
LBC Express Holdings PHS:LBC
Debt-to-EBITDA is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

LBC Express Holdings Debt-to-EBITDA Calculation

Debt-to-EBITDA measures a company's ability to pay off its debt.

LBC Express Holdings's Debt-to-EBITDA for the fiscal year that ended in Dec. 2025 is calculated as

Debt-to-EBITDA=Total Debt / EBITDA
=(Short-Term Debt & Capital Lease Obligation + Long-Term Debt & Capital Lease Obligation) / EBITDA
=(1700.151 + 5716.058) / 1848.738
=4.01

LBC Express Holdings's annualized Debt-to-EBITDA for the quarter that ended in Mar. 2026 is calculated as

Debt-to-EBITDA=Total Debt / EBITDA
=(Short-Term Debt & Capital Lease Obligation + Long-Term Debt & Capital Lease Obligation) / EBITDA
=(1700.718 + 5447.154) / 1780.364
=4.01

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Debt-to-EBITDA, the EBITDA of the last fiscal year is used. In calculating the annualized quarterly data, the EBITDA data used here is four times the quarterly (Mar. 2026) EBITDA data.

Frequently Asked Questions Learn more about Debt-to-EBITDA →
What does a Debt-to-EBITDA of 4.02 mean?
LBC Express Holdings (PHS:LBC) has a Debt-to-EBITDA of 4.02 as of Mar. 2026. Debt-to-EBITDA ratio represents the ratio of total debt to total earnings before interest, taxes, depreciation and amortization. View historical data on LBC Express Holdings. This is 47% above median its historical median of 2.73. Over the past decade, LBC Express Holdings' Debt-to-EBITDA has ranged from 0.85 to 4.60. According to the industry distribution chart, LBC Express Holdings ranks #588 out of 866 companies in the Transportation industry, placing it in the top 67.9%.
Is LBC Express Holdings' Debt-to-EBITDA too high?
LBC Express Holdings' current Debt-to-EBITDA of 4.02 is 47% above median its 10-year median of 2.73. Over the past 10 years, this metric has ranged from a low of 0.85 to a high of 4.60. The Transportation industry median Debt-to-EBITDA is 2.64. LBC Express Holdings' value of 4.02 is 52.3% above this industry median. Based on the distribution chart, LBC Express Holdings ranks #588 out of 866 companies in the Transportation industry, which is below the industry midpoint. Overall, LBC Express Holdings has a GF Score™ of 58/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does LBC Express Holdings' Debt-to-EBITDA compare to UPS and FDX?
According to the Transportation industry distribution chart, LBC Express Holdings ranks #588 out of 866 companies for Debt-to-EBITDA. This places LBC Express Holdings in the lower half of its industry. The industry median Debt-to-EBITDA is 2.64. LBC Express Holdings' value of 4.02 is 52.3% above this benchmark. Historically, LBC Express Holdings' own Debt-to-EBITDA has ranged from 0.85 to 4.60 over the past decade. While the company's 10-year median is 2.73 vs. the industry median of 2.64, LBC Express Holdings has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Debt-to-EBITDA for a Transportation company?
The median Debt-to-EBITDA among Transportation companies is 2.64, based on 866 companies in the industry. Companies in the top quartile (top 25%) have a Debt-to-EBITDA significantly above this median, while those in the bottom quartile fall well below. However, Debt-to-EBITDA should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. LBC Express Holdings's current Debt-to-EBITDA of 4.02 is 52.3% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Debt-to-EBITDA mean?
A high Debt-to-EBITDA can signal that a stock is expensive relative to its fundamentals. Debt-to-EBITDA ratio represents the ratio of total debt to total earnings before interest, taxes, depreciation and amortization. View historical data on LBC Express Holdings. For the Transportation industry, the median Debt-to-EBITDA is 2.64 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. LBC Express Holdings's current Debt-to-EBITDA is 4.02, which is 47% above median its own 10-year median of 2.73. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is LBC Express Holdings stock overvalued right now?
Based on GuruFocus' analysis, LBC Express Holdings (PHS:LBC) is currently considered Possible Value Trap. The stock's GF Value™ is ₱11.11, compared to a current price of ₱6.80 — trading 38.8% below its estimated fair value. The current Debt-to-EBITDA is 4.02, which is 47% above median its 10-year median of 2.73 and 52.3% above the Transportation industry median of 2.64. LBC Express Holdings' overall GF Score™ is 58/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Debt-to-EBITDA calculated?
Debt-to-EBITDA is calculated from a company's financial statements. For LBC Express Holdings (PHS:LBC), the current Debt-to-EBITDA is 4.02 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is LBC Express Holdings (PHS:LBC) Overvalued in 2026?

Based on GuruFocus' analysis, LBC Express Holdings stock appears to be undervalued. The current stock price of ₱6.80 is trading 38.8% below its estimated GF Value™ of ₱11.11. GuruFocus considers LBC Express Holdings to be Possible Value Trap.

Key valuation signals for PHS:LBC:

  • Debt-to-EBITDA: 4.02 (47% above median its 10-year median of 2.73)
  • GF Value™: ₱11.11 vs. price of ₱6.80 (38.8% below fair value)
  • GF Score™: 58/100 with 4 warning signs
  • Industry Position: 52.3% above the Transportation median (#588 of 866)

No single metric tells the full story. See the PHS:LBC stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


LBC Express Holdings Business Description

Address Domestic Airport Road, LBC Hangar, General Aviation Centre, Metro Manila, Pasay, PHL, 1300
LBC Express Holdings is a Philippines-based holding company engaged in providing logistics and money transfer services. The company's business is principally comprised of two segments: Logistics; and Money Transfer Services. It derives maximum revenue from Logistics segment.
58GF Score

Get the complete analysis for PHS:LBC

Debt-to-EBITDA is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₱6.80
Price
₱11.11
GF Value